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Scholars Discuss and Release New Research on the Broad and Transformative Impact of Student Debt Cancellation and Payment Pause on Borrowers’ Lives

...recipients, this research also uncovers the transformative and holistic power of debt relief, from heightened career autonomy to improved mental well-being, Finally, Dr. Collier will discuss research examining the vital...

Katherine Welbeck and Ben Kaufman |

Fintech Lenders’ Responses to Senate Probe Heighten Fears of Educational Redlining

...(HBCU), or an Hispanic-Serving Institution (HSI). As part of this research, we examined Upstart Network, LLC, a fintech company that uses machine learning and alternative data — including the borrower’s...

Ben Kaufman and Mark Herbert |

January 8, 2021

Research Roundup: The Student Debt Crisis is a Crisis for Small Businesses and Entrepreneurship

...to communities nationwide. Moreover, these businesses are key drivers of economic inclusion. For example, the latest available data indicate that more than one million small businesses are run by people...

New Report: COVID-19 Drove Nearly 750,000 Low-Income Students to Owe $350 million in Debt to California Public Colleges

...of a groundbreaking new study projecting that nearly 750,000 California students became indebted directly to California public colleges during the COVID-19 pandemic. The new research finds that this little-known type...

New Report Finds Public Universities are Driving Students Toward Risky Private Student Loans

...coding bootcamp available at the community college Sierra College and facilitated by the OPM Promineo comes at a 14.44 percent APR with a five percent origination fee. Similarly, the “example...

Mike Pierce |

February 7, 2020

20 Questions to the CFPB

...prioritizing the targets and scope of examinations, or will examinations performed by CFPB detailees be handled differently? 6. Will Bureau examiners who are detailed to ED be provided unrestricted access...

Mike Pierce |

January 28, 2020

How a Data Company at the Center of the Student Loan System is Costing Borrowers Millions

...enrollment status, whether they graduated, and what degree they received. These records are packaged and sold as reports to student loan companies, big banks, insurance companies, employers and more—companies looking...

550+ Organizations Tell President Biden to Cancel Student Debt Immediately

...Federal Student Debt Immediately via Executive Action Read the May 2022 Press Release: Historic Labor and Civil Rights Coalition of 500+ Organizations Calls on Joe Biden to “Immediately” Cancel Student Debt...

Tariq Habash |

August 11, 2020

The Internal Government Communications and Records Exposing the Broken Employer Certification Process

...mb) Complete “Comprehensive” PSLF Organization Database (.dta/633 mb) In the coming months, we will continue to analyze the data released in this production and remain committed to releasing new documents...

Seth Frotman and Tamara Cesaretti |

October 6, 2020

Reversing Trump-Era Obstruction and Demanding Justice for Student Borrowers

...efforts to police illegal practices by student loan companies. A new administration must immediately instruct the student loan industry to produce any documents or records withheld from government officials. Unwind...

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