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In the News

July 31, 2020 | Senate Democrats Raise Concerns About Educational Redlining in Student Lending

An emerging practice of using education data to determine creditworthiness is drawing scrutiny on Capitol Hill, where Senate Democrats are questioning whether private student lenders are engaging in educational redlining by raising the price of credit for historically marginalized groups.

July 29, 2020 | Unsanitized: The Student Loan Hustle Inside the HEALS Act

Democrats must not lose sight of the overlooked pieces of the HEALS Act that could get grandfathered in. Because it’s such a big bill, this level of attention is important. That should nullify all of his provisions. One big one is student loans.

July 28, 2020 | In HEALS Act, Student Loan Borrowers Don’t Get Much

Republicans have introduced their proposal for the next coronavirus relief package, a $1 trillion plan called the HEALS Act. Notably absent from their agenda: relief for people with student debt.

Press Releases

August 3, 2020 | The Student Loan Law Initiative Announces Six New Research Grant Awards to Leading Experts for Developing Solutions to the Student Debt Crisis

The Student Loan Law Initiative, the nation’s first academic center focused solely on studying student debt and the law, is announcing six new research grant awards to support leading academics who will conduct research on the effects of student debt on consumers’ financial lives and their communities.

July 30 2020 | NAACP Legal Defense and Education Fund and Student Borrower Protection Center Send Letter to Financial Technology Firm over Equal Credit Opportunity Act and Fair Housing Act Violations

The NAACP Legal Defense and Educational Fund, Inc. (LDF) and the SBPC sent a demand letter to financial technology firm Upstart explaining how the firm’s algorithm likely violates the Equal Credit Opportunity Act and the Fair Housing Act.

July 28, 2020 | 56 Organizations Join in Opposition to Senate Bill that Fails to Protect Student Borrowers

The SBPC joined 55 other organizations in submitting a letter to Senate leadership in opposition to the Safely Back to School and Back to Work Act released yesterday.


December 4, 2019 Testimony of Katherine Welbeck Before the California Assembly Select Committee on Student Debt

Testimony of Katherine Welbeck Before the California Assembly Select Committee on Student Debt: Student Debt Impacts on California Neighborhoods

September 10, 2019 Testimony of Seth Frotman Before the United States Congress House Financial Services Committee

Testimony of Seth Frotman at the House Financial Services Committee hearing: A $1.5 Trillion Crisis: Protecting Student Borrowers and Holding Student Loan Servicers Accountable

April 23, 2019 Keynote Remarks of Seth Frotman at the San Francisco Federal Reserve Bank

Keynote remarks of Seth Frotman in conjunction with the release of the San Francisco Federal Reserve Bank’s paper, At What Cost?: Student Loan Debt in the Bay Area.