Reports

The Student Borrower Protection Center's paper series on the flaws of the current system of student loan default and collections in the U.S.

The investigation reveals that “Training Repayment Agreement Provisions” (TRAPs) have become more prominent in use by major employers as a tool to trap people in poor working environments and low-paying jobs.

This report documents the findings of a joint SBPC-NCLC investigation indicating that servicing issues and aspects inherent to incarceration lead to huge financial problems for incarcerated borrowers.

This report details the Student Borrower Protection Center and Communications Workers of America's joint investigation into Maximus, the world's largest student debt company.

This report documents the results of an SBPC investigation finding that emerging point-of-sale lending firms, particularly those in the rapidly growing BNPL space, are driving students toward risky loan products and propping up a startling array of questionable for-profit schools in the process.

This report investigates a decades-long scheme by the student loan industry to rob borrowers of their right to debt relief on many types of private student loans.

In a whitepaper, the SBPC, the National Consumer Law Center, and the Center for Responsible Lending offer a proposal to the Biden administration to fix income-driven repayment via the creation of an “IDR waiver.” This waiver would cut through the red tape that has long stymied the IDR program and...

This report highlights some of the critical work the SBPC has been able to accomplish over the past year alongside dedicated advocates and borrowers throughout the country.

The SBPC, as part of SLLI, released a report featuring contributions from leading student loan experts and advocates examining the Biden Administration’s progress on its promise to deliver student relief, and offering a roadmap for what can be done in the year ahead to help borrowers.

This report synthesizes evidence identifying various glaring warning signs that Income-Driven Repayment is failing millions of borrowers who have been in repayment for decades on federal student loans—and that it is slated to continue doing so for years to come.