Reports

This report analyzes the results of the SBPC's groundbreaking investigation into the federal student loan debt burden shouldered by incarcerated borrowers enrolled in Higher Education in Prison (HEP) programs.

Download: The South has Something to Say: Atlanta Report

As Millions Await Decisions on Political Lawsuits and Efforts in Congress Threatening the Fate of Debt Relief, Student Borrower Protection Center Launches “Student Debt in the South” Research Series April 13, 2023 | WASHINGTON, D.C. — Student Borrower Protection Center published new research today offering the first in-depth look at...

This report exposes a scheme by the failed for-profit coding bootcamp Make School, Inc. and the private non-profit college Dominican University to drive hundreds of largely low-income students to each take on thousands of dollars of predatory private student loans and, for some, federal student loans.

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This report reveals that ED may be powerless to implement protections for defaulted borrowers as required by law, and that it struggled to end illegal garnishments during COVID for far longer and in much more profound ways than previously known.

Using a novel survey of hundreds of student loan borrowers across the country, this research provides a first-of-its-kind look at how nearing and arriving at PSLF has positive spillover effects across nearly every area of borrowers’ lives, including improving a wide range of financial, psychological, and behavioral measures.

The Student Borrower Protection Center's paper series on the flaws of the current system of student loan default and collections in the U.S.

The investigation reveals that “Training Repayment Agreement Provisions” (TRAPs) have become more prominent in use by major employers as a tool to trap people in poor working environments and low-paying jobs.

This report documents the findings of a joint SBPC-NCLC investigation indicating that servicing issues and aspects inherent to incarceration lead to huge financial problems for incarcerated borrowers.