Race: Examining Legal Remedies for Disparate Student Debt Outcomes

This paper, written for the Consumer Finance Law Quarterly Report by SBPC Civil Rights Counsel Katherine Welbeck, examines the racial disparities that exist in the student loan market, explores the role of student loan servicing in varied borrower outcomes, and lays out the range of legal remedies available to hold...

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Broken Promises: The Untold Failures of ACS Servicing

A new report exposes millions of student loan servicing errors in the PSLF program. The investigation found loans owed by at least 1.3 million borrowers — and possibly millions more — had servicing errors due to the mismanagement of student loan servicing company Affiliated Computer Systems.

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Shadow Student Debt

This report examines the web of predatory schools and financial services firms that drive students to take on risky, high-cost shadow student debt.

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Disparate Debts: How Student Loans Drive Racial Inequality Across Cities

Disparate Debts: How Student Loans Drive Racial Inequality Across Cities This report examines alarming racial disparities in student debt burdens and borrower distress across American cities. The report highlights trends and offers new analysis of recent research by economists and city officials in Washington, D.C., Philadelphia, New York City, and...

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