Americans owe $1.7 trillion in student loan debt.

45 million+ Americans are suffering under the weight of student loan debt.

Black borrowers are 3x more likely to default than white borrowers.

2/3 of student debt is owed by women.

1 in 3 borrowers age 65+ are in default.

It’s time to take a stand.

Share your story and tell President Biden to deliver promised student debt relief to America’s public service workers.

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Our Work

Through innovative partnerships and projects, we are leading a nationwide effort to protect borrowers and halt widespread abuses by the student loan industry.

Student Borrower Justice Project

Empowering both government and private litigants to take action to protect borrowers’ rights, halt industry abuses, and spur public policy change.

Investigations

Working to balance the scales for the millions of Americans being ripped off by a student loan system fraught with corruption and abuse.

States for Student Borrower Protection

Empowering states to crack down on predatory student loan companies and strengthen borrower protections.

Student Loan Law Initiative

Bringing together leading consumer law scholars to develop rigorous academic research aimed at ending the student debt crisis.

Civil Rights Project

Exposing how student debt and predatory practices are exacerbating racial and economic disparities

Coronavirus Resources

Helping borrowers better understand their student loan repayment options during the pandemic.

News

Press

Income Share Agreement Provider, For-Profit School Operator Sued by Dozens of Former Students for Illegal Lending and Deceptive Practices

A group of 47 former students announced a groundbreaking lawsuit against Make School, Inc., a venture capital-backed operator of a…

Press Releases

Statement on Illegal Student Loan Industry Practices Plaguing Public Service Loan Forgiveness Revealed in New CFPB Report

The CFPB, as part of its ongoing examination of student loan servicers, identified illegal practices that blocked access to Public…

Press

Statement on New Report Revealing the Extent of the Failures of Public Service Loan Forgiveness for Servicemembers

SBPC Executive Director Seth Frotman released the following statement in response to today’s Government Accountability Office (GAO) report revealing the…

More News

Latest Work

Spotlight

Calling on America’s Public Service Workers: Share Your PSLF Story

This week, for the first time ever, the U.S. Department of Education is asking for the public to share their stories about public service and debt forgiveness. Now is the time to call for the government to keep its promise…

Reports

Mapping Exploitation: Examining For-Profit Colleges as Financial Predators in Communities of Color

This report examines how predatory for-profit institutions are geographically targeting communities of color in cities in the Upper Midwest and…

Advocacy

Withholding Dreams: Why Washington Must Tie COVID Relief for Colleges to Relief for Students Burdened by Institutional Debt

This issue brief examines how debt owed by students directly to schools presents unique challenges, and how Washington can provide…

Blog

The CFPB Must Prioritize the Student Debt Crisis as a Civil Rights Crisis

Any comprehensive analysis and regulatory prioritization grounded in removing barriers to societal equity must acknowledge the racially disparate effects of…