Americans owe $1.7 trillion in student loan debt.

45 million+ Americans are suffering under the weight of student loan debt.

Black borrowers are 3x more likely to default than white borrowers.

2/3 of student debt is owed by women.

1 in 3 borrowers age 65+ are in default.

It’s time to take a stand.

The Student Borrower Protection Center is leading a nationwide effort to end the student debt crisis.

Join Us

Our Work

Through innovative partnerships and projects, we are leading a nationwide effort to protect borrowers and halt widespread abuses by the student loan industry.

Student Borrower Justice Project

Empowering both government and private litigants to take action to protect borrowers’ rights, halt industry abuses, and spur public policy change.

Investigations

Working to balance the scales for the millions of Americans being ripped off by a student loan system fraught with corruption and abuse.

States for Student Borrower Protection

Empowering states to crack down on predatory student loan companies and strengthen borrower protections.

Student Loan Law Initiative

Bringing together leading consumer law scholars to develop rigorous academic research aimed at ending the student debt crisis.

Civil Rights Project

Exposing how student debt and predatory practices are exacerbating racial and economic disparities

Coronavirus Resources

Helping borrowers better understand their student loan repayment options during the pandemic.

News

Press

Statement on New Report Revealing the Extent of the Failures of Public Service Loan Forgiveness for Servicemembers

SBPC Executive Director Seth Frotman released the following statement in response to today’s Government Accountability Office (GAO) report revealing the…

In the News

Income Share Agreements Might Discriminate Against HBCU Students, Report Says

The Student Borrower Protection Center (SBPC) and the NAACP Legal Defense and Educational Fund, Inc. (LDF) sent a joint demand…

In the News

Cardona Extends Student Loan Payment Pause to 1 Million Borrowers With Defaulted Loans

While advocacy groups welcomed the Education Department’s decision Tuesday, they continue to urge the Biden administration to help an estimated…

More News

Latest Work

Spotlight

Pushing Predatory Products: How Public Universities are Partnering with Unaccountable Contractors to Drive Students Toward Risky Private Debt and Credit

This report is the result of an investigation revealing that public colleges and universities nationwide are driving students toward expensive, predatory student debt.

Letters

Advocates Warn Specialty Student Lender Climb Credit May be Deceiving Borrowers and Engaging in Pervasive Consumer Protection Violations

The SBPC sent a letter to the CFPB warning of troubling business practices and possible borrower harm by Climb Credit,…

Advocacy

Withholding Dreams: Why Washington Must Tie COVID Relief for Colleges to Relief for Students Burdened by Institutional Debt

This issue brief examines how debt owed by students directly to schools presents unique challenges, and how Washington can provide…

Blog

The CFPB Must Prioritize the Student Debt Crisis as a Civil Rights Crisis

Any comprehensive analysis and regulatory prioritization grounded in removing barriers to societal equity must acknowledge the racially disparate effects of…