Americans owe $1.7 trillion in student loan debt.

45 million+ Americans are suffering under the weight of student loan debt.

Black borrowers are 3x more likely to default than white borrowers.

2/3 of student debt is owed by women.

1 in 3 borrowers age 65+ are in default.

It’s time to take a stand.

The Student Borrower Protection Center is leading a nationwide effort to end the student debt crisis.

Join Us

Our Work

Through innovative partnerships and projects, we are leading a nationwide effort to protect borrowers and halt widespread abuses by the student loan industry.

Student Borrower Justice Project

Empowering both government and private litigants to take action to protect borrowers’ rights, halt industry abuses, and spur public policy change.

Investigations

Working to balance the scales for the millions of Americans being ripped off by a student loan system fraught with corruption and abuse.

States for Student Borrower Protection

Empowering states to crack down on predatory student loan companies and strengthen borrower protections.

Student Loan Law Initiative

Bringing together leading consumer law scholars to develop rigorous academic research aimed at ending the student debt crisis.

Civil Rights Project

Exposing how student debt and predatory practices are exacerbating racial and economic disparities

Coronavirus Resources

Helping borrowers better understand their student loan repayment options during the pandemic.

News

In the News

Income Share Agreements Might Discriminate Against HBCU Students, Report Says

The Student Borrower Protection Center (SBPC) and the NAACP Legal Defense and Educational Fund, Inc. (LDF) sent a joint demand…

In the News

Cardona Extends Student Loan Payment Pause to 1 Million Borrowers With Defaulted Loans

While advocacy groups welcomed the Education Department’s decision Tuesday, they continue to urge the Biden administration to help an estimated…

In the News

1 Million Borrowers ‘Ignored by Washington’ Now Eligible for COVID-Related Pause on Student Debt and Collections

The Department’s announcement Tuesday only applies to borrowers with commercially-held FFEL loans who defaulted on their debt. Borrower advocacy groups…

More News

Latest Work

Spotlight

SBPC and NCLC Demand Washington Stand Up for Millions of Student Loan Borrowers Struggling Without Relief During COVID

In a letter to Acting Secretary of Education Philip Rosenfelt, the SBPC and the National Consumer Law Center (NCLC) urged immediate action to assist millions of student loan borrowers forgotten by Washington during COVID.

Blog

The CFPB Must Prioritize the Student Debt Crisis as a Civil Rights Crisis

Any comprehensive analysis and regulatory prioritization grounded in removing barriers to societal equity must acknowledge the racially disparate effects of…

Blog

Broken Promises: Investigating the Department of Education’s Employer Certification Process

In conjunction with the release of the report, “Broken Promises: Employment Certification Failures,” the SBPC has released two new sets…

Advocacy

Withholding Dreams: Why Washington Must Tie COVID Relief for Colleges to Relief for Students Burdened by Institutional Debt

This issue brief examines how debt owed by students directly to schools presents unique challenges, and how Washington can provide…

Blog

Student Debt: Bad for your Wallet, Bad for your Health

A growing body of evidence is suggesting that student debt could be detrimental not only to borrowers’ financial health, but…

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Americans owe $1.7 trillion in student loan debt.

45 million+ Americans are suffering under the weight of student loan debt.

Black borrowers are 3x more likely to default than white borrowers.

2/3 of student debt is owed by women.

1 in 3 borrowers age 65+ are in default.

The Student Borrower Protection Center is leading a nationwide effort to end the student debt crisis.

Our Work

Student Borrower Justice Project

Investigations

States for Student Borrower Protection

Student Loan Law Initiative

Civil Rights Project

Coronavirus Resources

News

Income Share Agreements Might Discriminate Against HBCU Students, Report Says

Cardona Extends Student Loan Payment Pause to 1 Million Borrowers With Defaulted Loans

1 Million Borrowers ‘Ignored by Washington’ Now Eligible for COVID-Related Pause on Student Debt and Collections

Latest Work

SBPC and NCLC Demand Washington Stand Up for Millions of Student Loan Borrowers Struggling Without Relief During COVID

The CFPB Must Prioritize the Student Debt Crisis as a Civil Rights Crisis

Broken Promises: Investigating the Department of Education’s Employer Certification Process

Withholding Dreams: Why Washington Must Tie COVID Relief for Colleges to Relief for Students Burdened by Institutional Debt

Student Debt: Bad for your Wallet, Bad for your Health

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