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    • Federal Student Loans
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What We Do

We’re fighting the corrupt corporations and broken public programs that drive American families into debt.

When corporations weaponize debt and government looks the other way, our communities and families pay the price. We’re fighting this rigged system with every tool we’ve got—suing predatory lenders, overhauling broken programs, and mobilizing borrowers to demand change. From employer debt traps to algorithmic redlining to for-profit college scams, we’re taking on the debt-industrial complex piece by piece.

Here’s How

Federal Student Loans

Predatory Lending & Private Credit

Free College

Workplace Debt & Labor Exploitation

Public Corruption & Attacks on Public Power

Other Household Debt

Racial & Economic Justice

State & Local Projects

Borrowers Not Billionaires - Rally To Defend CFPB -On February 09, 2026 in Washington, DC. (Photo by Jemal Countess/Getty Images for Protect Borrowers) - signs read "Borrowers Not Billionaires" "CFPB Works For You" "Solidarity" and more

ABOUT US

Protect Borrowers (formerly Student Borrower Protection Center) is a team of experts, lawyers, and advocates fighting to build an economy where debt doesn’t limit opportunity.

We investigate financial abuses, take predatory companies to court, and push for policies to protect working people from debt traps. We aim to deliver immediate relief to families while building power and driving systemic change.

Learn More

Latest Work


  • Fact Sheets

    Fact Sheet: Affordability in Orlando, Florida

    The fact sheet includes data on student loan, credit card, and auto debt for borrowers in the Orlando metropolitan area of Florida.

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  • Affordable NYC Now

    An agenda to lower costs, hold corporations accountable, and make government work for New Yorkers.

    READ More

  • Report PDF: Affordable NYC Now

    Read the report, “Affordable NYC Now: Proposals to Lower Costs, Hold Corporations Accountable, and Make Government Work.”

    READ More


  • Fact Sheets

    Student Loan State Resources

    Want to know more about resources available to student loan borrowers in your state? This page is for you.

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  • Letters & Memos

    Protect Borrowers & AFR Memo on May 2026 Senate Resolutions to Block CFPB Rollbacks

    This memo provides a list of the specific Senate resolutions that have been filed and will be voted on in response to the Trump-Vought CFPB efforts to roll back critical protections and abandon consumers.

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  • Letters & Memos

    LDF, Protect Borrowers Letter on College Ave to American Fintech Council

    Protect Borrowers joined LDF to send a letter warning that fintech lender College Ave’s new graduate loan product may violate fair lending and civil rights laws.

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