PRIVACY POLICY, WEBSITE TERMS OF USE, AND DISCLAIMERS

PRIVACY POLICY (NOVEMBER 2018)

Who we are:  

The Student Borrower Protection Center is a nonprofit organization solely focused on alleviating the burden of student debt for millions of Americans. SBPC engages in advocacy, policymaking, and litigation strategy to rein in industry abuses, protect borrowers’ rights, and advance the economic opportunity of the next generation of students.

Our website address is www.protectborrowers.org

We are a project of Resources Legacy Fund, a 501(c)3 nonprofit based in Sacramento, CA:

Resources Legacy Fund
555 Capitol Mall
Suite 1095
Sacramento, CA 95814

What personal data we collect and why we collect it:

Comments

The comment feature on our website is currently disabled.  We do not collect comments from users.

We reserve the right to enable this feature at our discretion. When visitors leave comments on the site we will collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/.

After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

When visitors to the site provide their contact information at https://protectborrowers.org/contact-us/, we collect the data shown in the contact form.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data:

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data:

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data:

Visitor comments may be checked through an automated spam detection service.

TERMS OF USE (NOVEMBER 2018)

Your use of this Internet web site (the “Site”) is subject to the following Terms of Use.

Please read them carefully, as they may have changed since your last visit. Your use of the Site indicates your acceptance of these terms.

The content on the Site is informational only and does not convey legal, accounting, tax, career or other professional advice of any kind. Your use of the Site does not create a lawyer-client, or any other type of, between you and the Student Borrower Protection Center (“SBPC”) or any of its officers, agents, or employees, nor will any information you submit to us via this Site or by electronic mail be considered a lawyer-client communication or otherwise be treated as confidential or privileged in the absence of a pre-existing express agreement by us to the contrary. SBPC expressly disclaims all liability in respect to actions taken based on any content of this site and no individual viewing the Site should act on the basis of any content herein included without seeking the appropriate legal advice from counsel.

Some of the content on this site may be considered Attorney Advertising under the applicable rules of certain states. Prior results do not guarantee a similar outcome.

Ethical constraints prevent us from identifying some of our client relationships. Any clients identified on this website in connection with our representation of them in general or on a particular matter only if the fact of such representation is not sensitive or confidential, or if client consent has been obtained.

SBPC does not endorse, and is not responsible for, any third-party content that may be accessed through this website.

OTHER DISCLAIMERS (NOVEMBER 2018)

You agree to defend, indemnify, and hold harmless the Student Borrower Protection Center and our directors, officers, employees, and consultants from and against any and all claims, damages, losses, costs (including reasonable attorneys’ fees), and other expenses that arise out of or from: (a) your activities in connection with protectborrowers.org; (b) any violation of these Terms of Use by you; or (c) any allegation that any submissions or other materials you submit to us or transmit to protectborrowers.org infringe or otherwise violate the copyright, trademark, trade secret, or other intellectual property or other rights of any third party.