Deep Dives

Recent data shows that one student loan in delinquency can make borrowers of every credit tier subprime, which can cause their interest rates for lines of credit to more than double, making it substantially more difficult—if not impossible in some cases—to buy a home or car, open a credit card,...

This Deep Dive details how the Trump Administration’s reported efforts to charge the Small Business Administration with oversight of federal student loans are illegal and would result in a major decline in quality of services for borrowers already facing tremendous economic uncertainty.

The following SBPC Deep Dive is an economic analysis of the House Education & Workforce Committee’s legislation on student loan repayment.

This Deep Dive explains how state and local law enforcement and consumer regulators can prohibit TRAPs and other stay-or-pay contracts under existing consumer protection laws. It is part of a Deep Dive series on how city, county, and state regulators can take on TRAPs using existing authorities to protect workers.

The following SBPC Deep Dive explains how state antitrust officials can prohibit TRAPs and other stay-or-pay contracts under existing unfair methods of competition laws. Eleven states have laws that provide them with the ability to categorically prohibit non-competes and similar contracts instead of challenging their legality on a case-by-case basis.

The work highlighted in this Deep Dive sheds light on the ways that our higher education financing system is detrimental to Black women’s overall well-being and ability to build wealth.

The work highlighted in this Deep Dive sheds light on the ways that our higher education financing system is detrimental to Black women’s overall well-being and ability to build wealth.

SBPC Deep Dives are in-depth examinations of relevant topics featuring analysis of existing literature, policy stances and recommendations, and other findings.