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...e.g., David Lazarus, ‘Pension advance’ company is unmasked, Los Angeles Times (Mar., 14, 2017), ‘Mhttps://www.latimes.com/business/lazarus/la-fi-lazarus-cfpb-future-income-payments-20170317-story.html; Joel Hoffmann, Companies target military pensions, The San Diego Tribune (Nov. 3, 2014), https://www.sandiegouniontribune.com/news/watchdog/sdut-military-pension-advances-predatory-lending-2014nov03-htmlstory.html; Nora...

...Questions and Complaints (Nov. 12, 2013) https://www.consumerfinance.gov/about-us/newsroom/the-cfpb-and-city-of-columbus-team-up-to-help-local-consumers-with-questions-and-complaints; CFPB, CFPB and Jackson, Miss, Team Up to Help Local Consumers with Questions and Complaints (Sept. 20, 2013) https://www.consumerfinance.gov/about-us/newsroom/cfpb-and-jackson-ms-team-up-to-help-local-consumers-with-questions-and-complaints. [56] See, e.g., Shahien Nasiripour,...

...↩︎ https://www.forbes.com/sites/korihale/2023/07/11/how-the-16-trillion-student-loan-debt-disproportionate-weighs-on-black-women/?sh=5b533c254bf8; https://www.nerdwallet.com/article/loans/student-loans/supreme-courts-student-loan-decision-will-impact-black-women-most ↩︎ https://protectborrowers.org/wp-content/uploads/2021/09/SBPC_Driving_Runaway_Debt.pdf ↩︎ https://www.naacpldf.org/student-loans-racial-wealth-gap/ ↩︎ https://www.demos.org/research/debt-to-society ↩︎ https://www.brookings.edu/articles/black-wealth-is-increasing-but-so-is-the-racial-wealth-gap/ ↩︎ https://www.stlouisfed.org/on-the-economy/2021/january/wealth-gaps-white-black-hispanic-families-2019; https://equitablegrowth.org/encouraging-banks-to-serve-the-credit-needs-of-everyone/fig2-31/ ↩︎ https://protectborrowers.org/for-profit-mapping/ ↩︎ https://www.naacpldf.org/student-loans-racial-wealth-gap/; https://fivethirtyeight.com/features/canceling-student-debt-could-help-close-the-wealth-gap-between-white-and-black-americans/ ↩︎ https://www.demos.org/research/debt-to-society ↩︎ https://edtrust.org/wp-content/uploads/2014/09/ParentPLUS_Brief_V6.pdf ↩︎ https://studentaid.gov/understand-aid/types/loans/plus/parent ↩︎ https://edtrust.org/wp-content/uploads/2014/09/ParentPLUS_Brief_V6.pdf ↩︎ https://wordinblack.com/2023/08/thanks-to-parent-plus-loans-this-mom-owes-student-loan-debt/ ↩︎...

...⬆ https://www.fairworklaw.com/news/federal-judge-rules-against-crsts-driver-training-program/ ↩︎ Id. ↩︎ https://ssrn.com/abstract=4172535 ↩︎ https://www.epi.org/blog/when-corporations-deceive-and-cheat-workers-consumer-laws-should-be-used-to-protect-workers/ ↩︎ https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-interpretive-rule-to-ensure-workers-know-the-costs-and-fees-of-paycheck-advance-products/ ↩︎ https://ssrn.com/abstract=4172535 ↩︎ https://www.nclc.org/wp-content/uploads/2022/09/UDAP_rpt.pdf ↩︎ https://ssrn.com/abstract=4824457 ↩︎ https://law.lis.virginia.gov/vacodepopularnames/virginia-consumer-protection-act/ ↩︎ https://storage.courtlistener.com/recap/gov.uscourts.vaed.536736/gov.uscourts.vaed.536736.79.0.pdf ↩︎ https://statebillinfo.com/bills/bills/24/2024a_1324_signed.pdf ↩︎ Id. ↩︎ Id. ↩︎ https://codelibrary.amlegal.com/codes/chicago/latest/chicago_il/0-0-0-2597167 ↩︎ https://www.justia.com/debt-management/creditor-collection-methods/fair-debt-collection-laws-50-state-survey/...

...and advocates with critical information needed to tackle the student debt crisis. Research areas include, the effect of student debt on borrower’s financial lives, disparate lending patterns among marginalized communities,...

...Bay Area, San Francisco Off. of Fin. Empowerment (Apr. 2019), https://www.frbsf.org/community-development/files/student-loan-debt-in-the-bay-area.pdf; and https://www.scribd.com/document/414778761/Letter-to-NY-Fed-regarding-Race-Disparities-in-Student-Loan-Borrowers [11] Letter to NY Fed regarding Race Disparities in Student Loan (June 2019) https://www.scribd.com/document/414778761/Letter-to-NY-Fed-regarding-Race-Disparities-in-Student-Loan-Borrowers [12] Bina Patel...

...new research on the issue of student loans. For example, five states are currently suing Navient, one of the nation’s largest student loan servicing companies, alleging that the company steered borrowers...

...provision of these terms of use is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of...

...in rural New York; nearly 70,000 of them severely delinquent on student loans; and Since 2012, more than 4,300 New Yorkers have submitted complaints about their student loan companies. “As...

...other predatory financing companies that set up shop to target Black and Latino communities, the new report found a similar, disturbing pattern with for-profit schools. This is particularly concerning as...