Supporting States in the Fight to Protect Borrowers

Walter Suskind |

Supporting States in the Fight to Protect Borrowers By Walter Suskind | September 23, 2019 States are on the front lines of the student debt crisis. State legislators and policymakers are among the first to hear stories of struggling borrowers, learn about industry abuses, and spot problems and trends in...

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Supporting States in the Fight to Protect Borrowers

Benjamin Roesch |

Today, a coalition of national and local non-profit organizations joined together in filing an amicus curie brief in support of the Pennsylvania Attorney General’s Office versus large student loan servicing company Navient.

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What Is “Credit”? AfterPay, Earnin’, and ISAs

Adam Levitin |

there's good reason to think that some, if not all, ISAs involve a debt and are therefore "credit," for various federal regulatory purposes. The most natural read of the statutes is that ISAs are credit and subject to the full panoply of federal consumer finance regulations. Certainly from a purposivist...

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Student Loan Forgiveness Cannot Work Without a Right to a Payment History

Persis Yu |

The Trump Administration has raised the stakes for tens of millions of borrowers, pulling down planned consumer protections while advancing a sweeping new proposal that will cause more than 37 million borrowers’ loans to change companies in the coming years. The following guest post from Persis Yu, Director of the...

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