Educational Redlining

This report, analyzing fintech and banking products, uncovers cases where a prospective borrower may be hit with thousands of dollars in additional costs if he or she attended a community college, an Historically Black College or University (HBCU), or an Hispanic-Serving Institution (HSI).

The report warns that financial companies’ use of individuals’ education history to screen borrowers for loans can penalize borrowers of color and community college students, and calls on Congress, federal and state regulators, and industry to examine these troubling practices and take action to halt discrimination.


Read the Report: Educational Redlining

Read the Press Release: New Report Finds ‘Educational Redlining’ Penalizes Borrowers Who Attended Community Colleges and Minority-Serving Institutions, Perpetuates Systemic Disparities

Read the Blog: Communities of Color in Crisis: Examining Racial Disparities in Student Loan Debt and Borrower Outcomes