Reports

The SBPC and Dēmos joined together to produce a report featuring contributions from leading student loan experts and advocates offering a roadmap for the Biden administration to take immediate action to cancel student debt for millions of Americans.

The UC Irvine Law Review issued a new special edition of its journal dedicated exclusively to exploring the intersection of student debt, consumer protection, and the law.

This report examines the roadblocks that members of the military face in accessing Public Service Loan Forgiveness.

This paper, written for the Consumer Finance Law Quarterly Report by SBPC Civil Rights Counsel Katherine Welbeck, examines the racial disparities that exist in the student loan market, explores the role of student loan servicing in varied borrower outcomes, and lays out the range of legal remedies available to hold...

A new report exposes millions of student loan servicing errors in the PSLF program. The investigation found loans owed by at least 1.3 million borrowers — and possibly millions more — had servicing errors due to the mismanagement of student loan servicing company Affiliated Computer Systems.

This report outlines a series of immediate actions that Washington can take to reverse obstruction by the Trump Administration that has denied justice for tens of millions of student loan borrowers.

The SBPC and AFT expose new instances of mismanagement and abuse in the Public Service Loan Forgiveness Program.

This paper surveys state consumer finance and consumer protection laws to examine their application to ISAs.

This paper examines how the antidiscrimination framework underpinning federal and state fair lending laws apply to Income Share Agreements, with a particular focus on the Equal Credit Opportunity Act

This paper lays out how ISAs share many characteristics with traditional student loans and how these financial products fall squarely within the consumer financial laws which broadly apply to credit products.