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Reports Jubilee and Jubilation: An Examination of the Relationship between Public Service Loan Forgiveness and Measures of Well-Being

Jubilee and Jubilation: An Examination of the Relationship between Public Service Loan Forgiveness and Measures of Well-Being

This whitepaper presents the results of a groundbreaking analysis by Dr. Daniel Collier of the University of Memphis and Dr. Dan Fitzpatrick of the University of Michigan revealing the massive personal benefits that student loan borrowers enjoy as they approach and, in particular, as they achieve debt cancellation through the Public Service Loan Forgiveness (PSLF) program. Using a novel survey of hundreds of student loan borrowers across the country, this research provides a first-of-its-kind look at how nearing and arriving at PSLF has positive spillover effects across nearly every area of borrowers’ lives, including improving a wide range of financial, psychological, and behavioral measures.


Read the report: Jubilee and Jubilation: An Examination of the Relationship between Public Service Loan Forgiveness and Measures of Well-Being

Read the press release: New Analysis Illustrates Massive Benefits of Student Debt Cancellation Across Borrowers’ Lives

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