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    • Federal Student Loans
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What We Do

We’re fighting the corrupt corporations and broken public programs that drive American families into debt.

When corporations weaponize debt and government looks the other way, our communities and families pay the price. We’re fighting this rigged system with every tool we’ve got—suing predatory lenders, overhauling broken programs, and mobilizing borrowers to demand change. From employer debt traps to algorithmic redlining to for-profit college scams, we’re taking on the debt-industrial complex piece by piece.

Here’s How

Federal Student Loans

Predatory Lending & Private Credit

Free College

Workplace Debt & Labor Exploitation

Public Corruption & Attacks on Public Power

Other Household Debt

Racial & Economic Justice

State & Local Projects

Borrowers Not Billionaires - Rally To Defend CFPB -On February 09, 2026 in Washington, DC. (Photo by Jemal Countess/Getty Images for Protect Borrowers) - signs read "Borrowers Not Billionaires" "CFPB Works For You" "Solidarity" and more

ABOUT US

Protect Borrowers (formerly Student Borrower Protection Center) is a team of experts, lawyers, and advocates fighting to build an economy where debt doesn’t limit opportunity.

We investigate financial abuses, take predatory companies to court, and push for policies to protect working people from debt traps. We aim to deliver immediate relief to families while building power and driving systemic change.

Learn More

Latest Work


  • Fact Sheets

    Snapshot of Pennsylvanians’ Debts: As Costs Climb, Families Struggle with Record Levels of Credit Card, Student Loan, Auto Loan, and Utility Debt

    Read our latest fact sheet.

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  • Letters & Memos

    Coalition Letter and Memo Urging Emergency Hearing on Student Loan System

    Nearly 90 organizations urge U.S. Senate and House of Representatives committee leaders to protect borrowers and hold the U.S. Department of Education and its student loan servicers accountable.

    READ More


  • Comments

    Comment Submitted to New York State Department of Financial Services on Proposed Regulations to Implement the Buy-Now-Pay-Later Act

    Protect Borrowers comment to the New York State Department of Financial Services supporting the Buy-Now-Pay-Later Act and the Department’s proposed regulations to implement it.

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  • Letters & Memos

    Memo: Creating Offices of Supervision Policy in State Financial Regulators

    This memo proposes that states should create offices of supervision policy within their existing financial regulators to fill the regulatory gap left by the federal government.

    READ More


  • Fact Sheets

    Snapshot of Michigan Families’ Debts: As Costs Climb, Michigan Families Struggle with Record Levels of Credit Card, Student Loan, Car Loan, and Utility Debt

    See our fact sheets and reports on household debt in Michigan.

    READ More


  • Reports

    The Worst of Both Worlds: An Investigation of State Student Loan Lending

    Check out our investigation into the current state-based student loan market.

    READ More

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