Revisiting “The Politics of Debt” one year later.
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This memo proposes that states should create offices of supervision policy within their existing financial regulators to fill the regulatory gap left by the federal government.
New policy memo from former CFPB Supervision Chief outlines path to modernize state oversight of regulated financial firms.
See our fact sheets and reports on household debt in Michigan.
Check out our investigation into the current state-based student loan market.
Protect Borrowers fellow Sophie Laing breaks down how state student loans “combine some of the worst parts of private loans with the worst part of federal loans” and what policymakers should do to protect families.
Report comes as state-based private lending industry ramps up efforts to weaken transparency and bypass anti-corruption rules set by Congress to protect students.
What in the world is going on here and what policymakers need to be asking.
Education officials quietly lock public service workers into extra student loan payments, cite unspecified “errors” to justify broken promises.
Today, the Trump Administration announced it would break with more than a decade of precedent and suppress the publication of information submitted to the Consumer Financial Protection Bureau (CFPB) from Americans about problems they encounter across the financial marketplace.
Searching for a “win-win” on credit card rates misses the point.
In 2026, more Americans are paying later and buying never.
Measure helps schools promote state-backed private lenders with long history of scandals and aggressive debt collection practices, without ensuring the products are in best interest of students.
Trump’s OBBBA hasn’t made college any cheaper. More student debt cannot be lawmakers’ only answer.
As grocery prices skyrocket, Americans are going into debt just to eat, and Congress is making it worse.
Credit panel analysis finds monthly utility bills reach record highs, with 10 states seeing bills jump over 20% under Trump; Average overdue utility balance climbs to over $800, a 8.2% increase.
Effort invites Americans to submit their new monthly student loan bills, and share how skyrocketing costs are affecting their finances.
New poll finds that supermajority of voters supports government action to rein in predatory BNPL industry, Protect Borrowers calls on policymakers to take action.
BNPL lenders are taking advantage of Americans’ financial desperation. It’s time for a BNPL Borrower Bill of Rights.