Social Security

Sep 29, 2026

Report: 52 Cents of Every Dollar of Workers’ Income Gains Goes Straight to Debt Payments, as Debt Grows 8x Faster than Take-Home Pay

New analysis of consumer credit data finds debt payments now claim 10 percent of household after-tax income; Real debt payments have increased by nearly 15 percent in three years.

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Press Releases

Sep 28, 2026

Campaign for California Borrower Rights Applauds Little Hoover Commission Recommendations to Combat Institutional Debt Crisis, Echoes Calls From Advocates to Increase Transparency, Consumer Protections and Rein In Harmful Debt Collection Practices Across California Colleges

Initial recommendations include calls for California colleges to end use of enrollment holds that keep students from completing their college education, halt use of state tax refund offset and increase transparency.

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Press Releases

Sep 26, 2026

Scranton Community Members Lambast Congress for Failing to Take Action on Affordability

Northeastern Pennsylvania community members gathered at “The Affordable Coffee Press,” a panel discussion featuring stories and Pennsylvania data about the growing affordability crisis.

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Fact Sheets

Sep 26, 2026

Snapshot of Pennsylvanians’ Debts: As Costs Climb, Families Struggle with Record Levels of Credit Card, Student Loan, Auto Loan, and Utility Debt

Read our latest fact sheet.

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Press Releases

Sep 22, 2026

Diverse Coalition of Nearly 90 Groups Demand Emergency Hearings on the Chaotic State of the Student Loan System

Urgent call to conduct oversight comes as borrowers face massive payment spikes and system chaos amidst worsening affordability crisis.

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Letters & Memos

Sep 22, 2026

Coalition Letter and Memo Urging Emergency Hearing on Student Loan System

Nearly 90 organizations urge U.S. Senate and House of Representatives committee leaders to protect borrowers and hold the U.S. Department of Education and its student loan servicers accountable.

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Press Releases

Sep 17, 2026

41 State Attorneys General Take Action Against Predatory Subprime Auto Lender

A bipartisan coalition of state attorneys general step in after a credit acceptance corporation received a corporate pardon from the Trump Administration.

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Comments

Sep 15, 2026

Comment Submitted to New York State Department of Financial Services on Proposed Regulations to Implement the Buy-Now-Pay-Later Act

Protect Borrowers comment to the New York State Department of Financial Services supporting the Buy-Now-Pay-Later Act and the Department’s proposed regulations to implement it.

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Blogs

Sep 10, 2026

U.S. Senator Roger Marshall Sued Hundreds, Jailed Dozens of Women Over Medical Debt

Revisiting “The Politics of Debt” one year later.

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Letters & Memos

Aug 27, 2026

Memo: Creating Offices of Supervision Policy in State Financial Regulators

This memo proposes that states should create offices of supervision policy within their existing financial regulators to fill the regulatory gap left by the federal government.

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Press Releases

Aug 27, 2026

Protect Borrowers Expands Focus on State Law Enforcement, Announces Key Personnel From Federal and State Enforcement Agencies

New policy memo from former CFPB Supervision Chief outlines path to modernize state oversight of regulated financial firms.

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Fact Sheets

Aug 21, 2026

Snapshot of Michigan Families’ Debts: As Costs Climb, Michigan Families Struggle with Record Levels of Credit Card, Student Loan, Car Loan, and Utility Debt

See our fact sheets and reports on household debt in Michigan.

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Reports

Aug 21, 2026

The Worst of Both Worlds: An Investigation of State Student Loan Lending

Check out our investigation into the current state-based student loan market.

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Blogs

Aug 21, 2026

Worst of Both Worlds: State Student Loans Are Not the Friendly and Safe Alternative States Claim They Are

Protect Borrowers fellow Sophie Laing breaks down how state student loans “combine some of the worst parts of private loans with the worst part of federal loans” and what policymakers should do to protect families.

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Press Releases

Aug 21, 2026

As Trump’s One Big Beautiful Bill Law Forces Families Into More Expensive, Risky Private Loan Market, New Protect Borrowers Report Exposes Risks of State-Backed Private Student Lenders

Report comes as state-based private lending industry ramps up efforts to weaken transparency and bypass anti-corruption rules set by Congress to protect students.

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Blogs

Aug 20, 2026

The Trump Administration Is Stealing Public Service Loan Forgiveness Credit From Public Service Workers. Is It Incompetence or Malevolence?

What in the world is going on here and what policymakers need to be asking.

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Press Releases

Aug 19, 2026

Trump Administration Rips Relief From Teachers, Nurses, Servicemembers and Other First Responders, Locks Dedicated Public Service Workers in Debt

Education officials quietly lock public service workers into extra student loan payments, cite unspecified “errors” to justify broken promises.

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Press Releases

Aug 14, 2026

Trump CFPB Buries Financial Companies’ Abuses

Today, the Trump Administration announced it would break with more than a decade of precedent and suppress the publication of information submitted to the Consumer Financial Protection Bureau (CFPB) from Americans about problems they encounter across the financial marketplace.

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Blogs

Aug 11, 2026

On “Crude APR Rationing” and FinReg that Meets the Political Moment

Searching for a “win-win” on credit card rates misses the point.

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Blogs

Aug 6, 2026

Apple Used to Sell You Phones. Now It Sells You to Klarna.

In 2026, more Americans are paying later and buying never.

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Report: 52 Cents of Every Dollar of Workers’ Income Gains Goes Straight to Debt Payments, as Debt Grows 8x Faster than Take-Home Pay

Campaign for California Borrower Rights Applauds Little Hoover Commission Recommendations to Combat Institutional Debt Crisis, Echoes Calls From Advocates to Increase Transparency, Consumer Protections and Rein In Harmful Debt Collection Practices Across California Colleges

Scranton Community Members Lambast Congress for Failing to Take Action on Affordability

Snapshot of Pennsylvanians’ Debts: As Costs Climb, Families Struggle with Record Levels of Credit Card, Student Loan, Auto Loan, and Utility Debt

Diverse Coalition of Nearly 90 Groups Demand Emergency Hearings on the Chaotic State of the Student Loan System

Coalition Letter and Memo Urging Emergency Hearing on Student Loan System

41 State Attorneys General Take Action Against Predatory Subprime Auto Lender

Comment Submitted to New York State Department of Financial Services on Proposed Regulations to Implement the Buy-Now-Pay-Later Act

U.S. Senator Roger Marshall Sued Hundreds, Jailed Dozens of Women Over Medical Debt

Memo: Creating Offices of Supervision Policy in State Financial Regulators

Protect Borrowers Expands Focus on State Law Enforcement, Announces Key Personnel From Federal and State Enforcement Agencies

Snapshot of Michigan Families’ Debts: As Costs Climb, Michigan Families Struggle with Record Levels of Credit Card, Student Loan, Car Loan, and Utility Debt

The Worst of Both Worlds: An Investigation of State Student Loan Lending

Worst of Both Worlds: State Student Loans Are Not the Friendly and Safe Alternative States Claim They Are

As Trump’s One Big Beautiful Bill Law Forces Families Into More Expensive, Risky Private Loan Market, New Protect Borrowers Report Exposes Risks of State-Backed Private Student Lenders

The Trump Administration Is Stealing Public Service Loan Forgiveness Credit From Public Service Workers. Is It Incompetence or Malevolence?

Trump Administration Rips Relief From Teachers, Nurses, Servicemembers and Other First Responders, Locks Dedicated Public Service Workers in Debt

Trump CFPB Buries Financial Companies’ Abuses

On “Crude APR Rationing” and FinReg that Meets the Political Moment

Apple Used to Sell You Phones. Now It Sells You to Klarna.

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