Latest Work
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Testimony of Jennifer Zhang at the People’s Oversight Hearing Held by Public Knowledge
See here to read Jennifer Zhang’s November 12, 2025 testimony.
More
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Fact Sheet: Twin Cities Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
More
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Memo: How the “One Big Beautiful Bill Act” Will Raise Taxes for Thousands of Student Loan Borrowers
This memo provides an overview of the additional tax costs that working families could face if Congress and the Trump Administration fail to act.
More
Latest Work
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Testimony of Jennifer Zhang at the People’s Oversight Hearing Held by Public Knowledge
See here to read Jennifer Zhang’s November 12, 2025 testimony.
More
-
Fact Sheet: Twin Cities Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
More
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Memo: How the “One Big Beautiful Bill Act” Will Raise Taxes for Thousands of Student Loan Borrowers
This memo provides an overview of the additional tax costs that working families could face if Congress and the Trump Administration fail to act.
More
Latest Work
-
Testimony of Jennifer Zhang at the People’s Oversight Hearing Held by Public Knowledge
See here to read Jennifer Zhang’s November 12, 2025 testimony.
More
-
Fact Sheet: Twin Cities Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
More
-
Memo: How the “One Big Beautiful Bill Act” Will Raise Taxes for Thousands of Student Loan Borrowers
This memo provides an overview of the additional tax costs that working families could face if Congress and the Trump Administration fail to act.
More
Latest Work
-
Testimony of Jennifer Zhang at the People’s Oversight Hearing Held by Public Knowledge
See here to read Jennifer Zhang’s November 12, 2025 testimony.
More
-
Fact Sheet: Twin Cities Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
More
-
Memo: How the “One Big Beautiful Bill Act” Will Raise Taxes for Thousands of Student Loan Borrowers
This memo provides an overview of the additional tax costs that working families could face if Congress and the Trump Administration fail to act.
More
Latest Work
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Comments in Response to Proposed Overhaul of the Public Service Loan Forgiveness Program
SBPC submits a comment applauding certain proposed changes aimed at expanding access to the PSLF program and outlining additional needed changes.
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Advocates and Ombuds Urge ED to Implement Key Provisions of the STOP Act
Congress passed the Stop Student Debt Relief Scams Act of 2019 (STOP) to crack down on debt relief scammers while protecting borrowers’ access to legal counsel; ED has failed to fully implement.
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Beyond Fresh Start: Addressing the Flaws of the Current Student Loan Collection System
The Student Borrower Protection Center’s paper series on the flaws of the current system of student loan default and collections in the U.S.
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Trapped at Work: How Big Business Uses Student Debt to Restrict Worker Mobility
The investigation reveals that “Training Repayment Agreement Provisions” (TRAPs) have become more prominent in use by major employers as a tool to trap people in poor working environments and low-paying jobs.
More
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Collection At All Costs: Examining the Intersection of Mass Incarceration and the Student Debt Crisis
This report documents the findings of a joint SBPC-NCLC investigation indicating that servicing issues and aspects inherent to incarceration lead to huge financial problems for incarcerated borrowers.
More
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130+ Groups Send Letter to White House Calling for Extension and Expansion of Public Service Loan Forgiveness and Income-Driven Repayment Student Debt Relief Programs
A coalition of 134 diverse advocacy organizations urge Biden to extend and expand the PSLF Waiver and IDR Adjustment programs.
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Borrower Voices on the Incomplete Promise of Relief through IDR: FFEL Borrowers and Forbearance Steering
This memo examines how the U.S. Department of Education’s efforts to remedy the failures of Income-Driven Repayment (IDR) could and should ensure that Federal Family Education Loan (FFEL) borrowers get the full benefit of the adjustment.
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Advocates Call on the CFPB to Protect Borrowers from Predatory Practices by OPMs
In a letter to the CFPB, the SBPC and Dr. Stephanie Hall of The Century Foundation call on the CFPB to protect borrowers from predatory practices by OPMs. A recent GAO report revealed that ED is failing to supervise the market.
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550+ Organizations Tell President Biden to Cancel Student Debt Immediately
552 community, civil rights, education, climate, health, consumer, labor, professional, food and farm, and student advocacy organizations urge the Biden Administration to immediately cancel student loan debt via executive action.
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Testimony of Mike Pierce Before the Senate Banking, Housing, and Urban Affairs Committee
See here to read Mike Pierce’s May 5, 2022, testimony.
More