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Latest Work

  • Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary

    See here to read Persis Yu’s July 29, 2025 testimony.

    More

  • Memo: More than $360 Million Owed to Consumers from Trump CFPB Enforcement Actions is Already Gone or At Risk

    A new analysis from the Consumer Federation of America and SBPC reveals that at least $360 million in compensation for people harmed by corporate illegal conduct has already been pulled back or could be taken from the American people.

    More

  • Letter to House Judiciary Subcommittee on the Administrative State, Regulatory Reform and Antitrust on “Bankruptcy Law: Overview and Legislative Reforms”

    This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.

    More

Latest Work

  • Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary

    See here to read Persis Yu’s July 29, 2025 testimony.

    More

  • Memo: More than $360 Million Owed to Consumers from Trump CFPB Enforcement Actions is Already Gone or At Risk

    A new analysis from the Consumer Federation of America and SBPC reveals that at least $360 million in compensation for people harmed by corporate illegal conduct has already been pulled back or could be taken from the American people.

    More

  • Letter to House Judiciary Subcommittee on the Administrative State, Regulatory Reform and Antitrust on “Bankruptcy Law: Overview and Legislative Reforms”

    This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.

    More

Latest Work

  • Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary

    See here to read Persis Yu’s July 29, 2025 testimony.

    More

  • Memo: More than $360 Million Owed to Consumers from Trump CFPB Enforcement Actions is Already Gone or At Risk

    A new analysis from the Consumer Federation of America and SBPC reveals that at least $360 million in compensation for people harmed by corporate illegal conduct has already been pulled back or could be taken from the American people.

    More

  • Letter to House Judiciary Subcommittee on the Administrative State, Regulatory Reform and Antitrust on “Bankruptcy Law: Overview and Legislative Reforms”

    This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.

    More

Latest Work

  • Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary

    See here to read Persis Yu’s July 29, 2025 testimony.

    More

  • Memo: More than $360 Million Owed to Consumers from Trump CFPB Enforcement Actions is Already Gone or At Risk

    A new analysis from the Consumer Federation of America and SBPC reveals that at least $360 million in compensation for people harmed by corporate illegal conduct has already been pulled back or could be taken from the American people.

    More

  • Letter to House Judiciary Subcommittee on the Administrative State, Regulatory Reform and Antitrust on “Bankruptcy Law: Overview and Legislative Reforms”

    This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.

    More

Latest Work


  • Advocacy, Law Clinics
    Dec 20, 2021

    SBPC and the Center for Consumer Law & Economic Justice at the UC Berkeley School of Law Outline How California Can Protect ISA Borrowers

    This issue brief, from the SPBC and the Center for Consumer Law & Economic Justice at the University of California, Berkeley, School of Law, provides an overview of how California’s Department of Financial Protection and Innovation and the California legislature can protect borrowers from predatory income share agreements. 

    More

  • Dec 16, 2021

    Revisiting Debt Relief

    The SBPC, as part of SLLI, released a report featuring contributions from leading student loan experts and advocates examining the Biden Administration’s progress on its promise to deliver student relief, and offering a roadmap for what can be done in the year ahead to help borrowers.

    More


  • Advocacy, Letters
    Dec 8, 2021

    More Than 200 Organizations Urge President Biden to Delay Restarting Student Loan Payments

    In a letter to President Biden, the SBPC and over 200 organizations call on the administration to extend the pause on student loan payments scheduled to resume for millions of borrowers on January 31, 2022.

    More


  • Advocacy, Letters
    Dec 6, 2021

    Advocates Demand Industry Deliver Borrowers their Right to PSLF

    SBPC and a coalition of the nation’s largest unions sent letters to 25 large student loan companies demanding immediate action to ensure successful implementation of ED’s recent overhaul of PSLF.

    More


  • Advocacy, Letters
    Dec 1, 2021

    Advocates Call on the CFPB to Protect Workers Against Predatory Employer-Driven Debt

    The SBPC and the Open Markets Institute warn the Consumer Financial Protection Bureau about the risks that emerging forms of employer-driven student debt pose for workers and markets.

    More


  • Advocacy, Letters
    Nov 3, 2021

    Letter to PHEAA Warning of Potential Consumer Protection Violations Related to PSLF Implementation

    In a letter to PHEAA, the SBPC warns the company that providing incorrect, misleading information to borrowers related to the recent overhaul of the Public Service Loan Forgiveness (PSLF) program violates federal and state consumer financial protections.

    More


  • Advocacy, Letters
    Oct 28, 2021

    Letter to the CFPB on Troubling Practices by Large Technology Companies

    In a letter to the Consumer Financial Protection Bureau, the SBPC calls attention to troubling practices by large technology companies that are occurring in the higher education finance and postsecondary education space.

    More

  • Oct 19, 2021

    Comments in Response to Proposed Interagency Guidance on Third-Party Relationships

    Student Borrower Protection Center offers comments on proposed interagency guidance for banking organizations on managing risks associated with third-party relationships.

    More


  • Reports
    Sep 30, 2021

    Driving Into a Dead End: Why IDR Has Failed Millions with Decades-Old Debts

    This report synthesizes evidence identifying various glaring warning signs that Income-Driven Repayment is failing millions of borrowers who have been in repayment for decades on federal student loans—and that it is slated to continue doing so for years to come.

    More


  • Reports
    Sep 27, 2021

    Driving Inequity: Are IDR’s Documentation Requirements Hurting Borrowers of Color?

    This report examines the role that the use of alternative documentation of income plays in driving racial disparities in access to Income-Driven Repayment for student loan borrowers.

    More

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