Skip to content
  • About Us
    • About Us
    • Our Team
    • Protect Borrowers Alumni
    • Advisory Board
    • Fellows
    • Careers
  • What We Do
    • What We Do
    • Federal Student Loans
      • Delivering Debt Relief
        • Public Service Loan Forgiveness
        • Income-Driven Repayment
        • Closed School Discharge
        • Total and Permanent Disability (TPD) Discharge
        • Borrower Defense to Repayment
        • Joint Consolidation
      • Federal Loan Servicing Abuse
        • MOHELA
        • Navient
        • Nelnet/Great Lakes
        • Aidvantage/MAXIMUS
        • Pennsylvania Higher Education Assistance Agency
        • ACS
        • White Labeling
      • Default & Collections
        • Treasury Offset Program
        • Social Security
      • Incarcerated Borrower Relief
      • Federal Oversight
    • Predatory Lending & Private Credit
      • Shadow Student Debt
      • Private Student Lending
        • Income-Share Agreements
        • Bankruptcy Barriers
        • Bootcamps
      • Surveillance Credit & Big Tech
      • Scam Schools
        • For-Profit Colleges
        • Online Program Managers
    • Free College
      • Institutional Debt
    • Workplace Debt & Labor Exploitation
      • Stay-or-Pays & TRAPs
        • Training Repayment Agreement Provisions (TRAPs)
      • Non-competes
      • Other Employer-Driven Debt
    • Public Corruption & Attacks On Public Power
    • Other Household Debt
    • Racial & Economic Justice
      • Educational Redlining
      • Marginalized Populations
        • Older Borrowers
        • Women & Debt
        • Black Borrowers
        • Latino/a Borrowers
        • LGBTQ+ Borrowers
        • Incarcerated Borrowers
        • Veteran Borrowers
        • NCSLT
    • State & Local Projects
      • State Legislative Advocacy
        • Student Loan Borrower Bill of Rights
        • Private Student Loan State Legislation
        • State TRAPs Legislative Toolkit
        • Online Program Managers
      • State Regulatory Advocacy
      • State Law Enforcement
      • State Research
      • Student Debt in the South
      • Cities Partnership
  • Media & Events
    • Media & Events
    • Events
    • Press Releases
    • News Clips
    • Blog
    • Video
  • Resources & Litigation
    • Resources & Litigation
    • Reports
    • Letters & Memos
    • Comments
    • Testimony & Remarks
    • Deep Dives
    • Legislative Toolkits
    • Polling
    • Investigations
    • FOIAs
    • Fact Sheets
    • Lawsuits
    • Amicus Briefs
  • Get Help
  • Get Involved
  • Mobile Social

Latest Work

  • Testimony of Mike Pierce Before the U.S. Senate HELP Committee

    See here to read Mike Pierce’s May 21, 2025, testimony.

    More

  • Statewide Fact Sheets: Higher Ed & Student Debt

    The data underscore how default has disastrous consequences for borrowers and their families. For many, default is a lifetime sentence, and America’s most vulnerable communities—older, low-income, borrowers with disabilities, and Black borrowers—are disproportionately impacted.

    More

  • Bonnie Latreille’s Testimony at Senator Warren’s Spotlight Forum, “Stealing the American Dream: How Trump and Republicans Are Raising Education Costs for American Families”

    See here to read Bonnie Latreille’s testimony from May 14, 2025.

    More

Latest Work

  • Testimony of Mike Pierce Before the U.S. Senate HELP Committee

    See here to read Mike Pierce’s May 21, 2025, testimony.

    More

  • Statewide Fact Sheets: Higher Ed & Student Debt

    The data underscore how default has disastrous consequences for borrowers and their families. For many, default is a lifetime sentence, and America’s most vulnerable communities—older, low-income, borrowers with disabilities, and Black borrowers—are disproportionately impacted.

    More

  • Bonnie Latreille’s Testimony at Senator Warren’s Spotlight Forum, “Stealing the American Dream: How Trump and Republicans Are Raising Education Costs for American Families”

    See here to read Bonnie Latreille’s testimony from May 14, 2025.

    More

Latest Work

  • Testimony of Mike Pierce Before the U.S. Senate HELP Committee

    See here to read Mike Pierce’s May 21, 2025, testimony.

    More

  • Statewide Fact Sheets: Higher Ed & Student Debt

    The data underscore how default has disastrous consequences for borrowers and their families. For many, default is a lifetime sentence, and America’s most vulnerable communities—older, low-income, borrowers with disabilities, and Black borrowers—are disproportionately impacted.

    More

  • Bonnie Latreille’s Testimony at Senator Warren’s Spotlight Forum, “Stealing the American Dream: How Trump and Republicans Are Raising Education Costs for American Families”

    See here to read Bonnie Latreille’s testimony from May 14, 2025.

    More

Latest Work

  • Testimony of Mike Pierce Before the U.S. Senate HELP Committee

    See here to read Mike Pierce’s May 21, 2025, testimony.

    More

  • Statewide Fact Sheets: Higher Ed & Student Debt

    The data underscore how default has disastrous consequences for borrowers and their families. For many, default is a lifetime sentence, and America’s most vulnerable communities—older, low-income, borrowers with disabilities, and Black borrowers—are disproportionately impacted.

    More

  • Bonnie Latreille’s Testimony at Senator Warren’s Spotlight Forum, “Stealing the American Dream: How Trump and Republicans Are Raising Education Costs for American Families”

    See here to read Bonnie Latreille’s testimony from May 14, 2025.

    More

Latest Work


  • Investigations, Reports
    Apr 8, 2021

    SBPC Investigation Reveals New Evidence of How the Student Loan Industry and the Department of Education Failed Borrowers During the Pandemic

    The findings of this investigation include tens of thousands of never-before-seen instances in which federal student loan servicers inaccurately told credit reporting agencies that borrowers whose payments had been paused at the outset of COVID had stopped paying on their student loans.

    More


  • Advocacy, Memos/Issue Briefs
    Mar 30, 2021

    Income Share Agreements and TILA’s Ban on Prepayment Penalties

    This memo explores how the Truth in Lending Act’s (TILA) consumer protections prohibit a prominent feature of Income Share Agreements (ISAs) known as a “prepayment penalty”—a lending industry practice that forces borrowers to pay an extra sum if they want to pay off a debt early.

    More


  • Reports
    Mar 26, 2021

    Private Student Loan Collections Report: New York Spotlight

    In a report, the SBPC, Young Invincibles, Community Service Society of New York, and New Yorkers for Responsible Lending show how private student loan collection practices are harming borrowers across the country, including a spotlight on New York borrowers. With creditors dragging borrowers into court for debt they often do not owe and lacking the documents necessary to back up their claims, the report lays out how these companies are manipulating courts into…

    More

  • Mar 25, 2021

    Advocates Warn That ISA Provider Stride Funding’s Lending Model is Potentially Harming Students of Color and Violating Fair Lending Law

    This report is the result of an investigation that reveals potentially harmful business practices and possible fair lending risks by Stride Funding, an education finance firm that originates and markets Income Share Agreements (ISAs).

    More


  • Advocacy, Investigations, Memos/Issue Briefs
    Mar 11, 2021

    SBPC Investigation Finds Coding Bootcamps Offering ISAs May Be Unlawfully Depriving Students of the Ability to Protect Themselves from Fraud

    In a memo, the SPBC highlights how ISA companies are unlawfully depriving students of the ability to protect themselves from fraud by leaving out of their ISA contracts language required under the Federal Trade Commission’s (FTC) “Holder Rule.”

    More


  • Advocacy, Letters
    Mar 10, 2021

    The Campaign for California Borrowers’ Rights Call on the CA Department of Financial Protection and Innovation to Create Strong Protections for Student Loan Borrowers

    In a letter sent to the Commissioner Alvarez, the Campaign for California Borrowers’ Rights—a coalition of advocacy organizations committed to protecting student loan borrowers—calls on the newly created California Department of Financial Protection and Innovation to use its authorities to engage in diligent supervision, proactive enforcement, deliberate rulemaking, and smart data collection to protect California’s 3.8 million student loan borrowers.

    More

  • Mar 10, 2021

    SBPC and the Center for Consumer Law & Economic Justice at the UC Berkeley School of Law Call on the CFPB to Crack Down on Predatory For-Profit Schools

    This issue brief, from the SPBC and the Center for Consumer Law & Economic Justice at the University of California, Berkeley, School of Law, examines how the Consumer Financial Protection Bureau has the authority to take action to crack down on predatory for-profit schools.

    More


  • Advocacy, Memos/Issue Briefs
    Mar 8, 2021

    Education Department’s Decades-Old Debt Trap: How the Mismanagement of Income Driven Repayment Locked Millions in Debt

    This issue brief highlights newly public data obtained by NCLC from the Department of Education showing that only 32 borrowers have ever qualified for debt cancellation through the federal government’s IDR program, even as approximately 2 million borrowers remain trapped in decades-old debts.

    More


  • Advocacy
    Mar 2, 2021

    Student Borrower Advocates Call on Lawmakers to Confirm Rohit Chopra as Next CFPB Director

    34 advocacy organizations call on Senate Banking Committee to swiftly confirm Chopra as next Director of the CFPB.

    More

  • Feb 16, 2021

    SBPC and NCLC Demand Washington Stand Up for Millions of Student Loan Borrowers Struggling Without Relief During COVID

    In a letter to Acting Secretary of Education Philip Rosenfelt, the SBPC and the National Consumer Law Center (NCLC) urged immediate action to assist millions of student loan borrowers forgotten by Washington during COVID.

    More

PREV
1 … 21 22 23 24 25 … 30
NEXT

Join our Email List
Stay informed about the fight to protect Americans with debt.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Name
  • About
  • What We Do
  • Media & Events
  • Resources & Litigation
  • Get Involved

© Copyright 2026 Protect Borrowers. Contact Us
This site is protected by reCAPTCHA and this Privacy Policy and Terms of Service apply.