Latest Work

  • Coalition Comment Letter to U.S. Department of Education in Response to Intent to Establish Negotiated Rulemaking

    186 organizations representing millions crushed under the weight of student loan debt submitted a comment in response to ED’s notice of its intent to establish negotiated rulemaking aimed at overhauling the rules that protect people from unaffordable student loan debt.

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  • Preliminary Economic Analysis of Budget Reconciliation Proposal on Student Loan Repayment

    Ahead of the House Education and Workforce Committee’s mark up, Republican leaders on the committee released their draft budget reconciliation bill. In response, SBPC sent a letter to the Committee Chairman Tim Walberg and Ranking Member Bobby Scott warning of the dire economic effects posed by this legislation.

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  • ,

    Oral Comment of Persis Yu Opposing Attempts to Gut IDR and Limit PSLF

    Read the full remarks of Persis Yu before ED.

    More

Latest Work

  • Coalition Comment Letter to U.S. Department of Education in Response to Intent to Establish Negotiated Rulemaking

    186 organizations representing millions crushed under the weight of student loan debt submitted a comment in response to ED’s notice of its intent to establish negotiated rulemaking aimed at overhauling the rules that protect people from unaffordable student loan debt.

    More

  • Preliminary Economic Analysis of Budget Reconciliation Proposal on Student Loan Repayment

    Ahead of the House Education and Workforce Committee’s mark up, Republican leaders on the committee released their draft budget reconciliation bill. In response, SBPC sent a letter to the Committee Chairman Tim Walberg and Ranking Member Bobby Scott warning of the dire economic effects posed by this legislation.

    More


  • ,

    Oral Comment of Persis Yu Opposing Attempts to Gut IDR and Limit PSLF

    Read the full remarks of Persis Yu before ED.

    More

Latest Work

  • Coalition Comment Letter to U.S. Department of Education in Response to Intent to Establish Negotiated Rulemaking

    186 organizations representing millions crushed under the weight of student loan debt submitted a comment in response to ED’s notice of its intent to establish negotiated rulemaking aimed at overhauling the rules that protect people from unaffordable student loan debt.

    More

  • Preliminary Economic Analysis of Budget Reconciliation Proposal on Student Loan Repayment

    Ahead of the House Education and Workforce Committee’s mark up, Republican leaders on the committee released their draft budget reconciliation bill. In response, SBPC sent a letter to the Committee Chairman Tim Walberg and Ranking Member Bobby Scott warning of the dire economic effects posed by this legislation.

    More


  • ,

    Oral Comment of Persis Yu Opposing Attempts to Gut IDR and Limit PSLF

    Read the full remarks of Persis Yu before ED.

    More

Latest Work

  • Coalition Comment Letter to U.S. Department of Education in Response to Intent to Establish Negotiated Rulemaking

    186 organizations representing millions crushed under the weight of student loan debt submitted a comment in response to ED’s notice of its intent to establish negotiated rulemaking aimed at overhauling the rules that protect people from unaffordable student loan debt.

    More

  • Preliminary Economic Analysis of Budget Reconciliation Proposal on Student Loan Repayment

    Ahead of the House Education and Workforce Committee’s mark up, Republican leaders on the committee released their draft budget reconciliation bill. In response, SBPC sent a letter to the Committee Chairman Tim Walberg and Ranking Member Bobby Scott warning of the dire economic effects posed by this legislation.

    More


  • ,

    Oral Comment of Persis Yu Opposing Attempts to Gut IDR and Limit PSLF

    Read the full remarks of Persis Yu before ED.

    More

Latest Work


  • ECF FOIA documents

    In response to requests filed under the Freedom of Information Act, FSA produced more than 9,200 pages of documents and records about the process for certifying public service employment.

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  • Applying State Consumer Finance Laws to Income Share Agreements

    This paper surveys state consumer finance and consumer protection laws to examine their application to ISAs.

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  • SBPC and Partners Urge CFPB to Protect Borrowers During LIBOR Transition

    SBPC, the National Consumer Law Center, and Americans for Financial Reform, call on the CFPB to better protect consumers during the transition away from LIBOR.

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  • Solving Student Debt or Compounding the Crisis?: Income Share Agreements & Fair Lending Risks

    This paper examines how the antidiscrimination framework underpinning federal and state fair lending laws apply to Income Share Agreements, with a particular focus on the Equal Credit Opportunity Act

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  • Credit By Any Other Name: How Federal Consumer Financial Law Governs Income Share Agreements

    This paper lays out how ISAs share many characteristics with traditional student loans and how these financial products fall squarely within the consumer financial laws which broadly apply to credit products.

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  • Shadow Student Debt Report

    This report examines the web of predatory schools and financial services firms that drive students to take on risky, high-cost shadow student debt.

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  • Disparate Debts: How Student Loans Drive Racial Inequality Across Cities

    This report examines alarming racial disparities in student debt burdens and borrower distress across American cities.

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  • Private Student Loan Collections

    The Student Borrower Protection Center and the Legal Aid Foundation of Los Angeles are collecting stories to shed light on the egregious, predatory practices used by collectors of private student loan debt to expose how these companies exploit the California court system to rip off borrowers.

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  • Letter: Advocates Oppose “Liability Shields” for Colleges Related to the Coronavirus Pandemic

    In a letter sent to the U.S. Senate Committee on Health, Education, Labor and Pensions, advocates, led by the SBPC and Americans for Financial Reform, oppose any effort to shield colleges from legal liability if they fail to protect the health and safety of students and workers.

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  • SBPC and Coalition Partners Warn of Continued Consumer Risk and Dangerous Stakeholder Complacency in the Transition Away from LIBOR

    SBPC, Americans for Financial Reform Education Fund, and the National Consumer Law Center sent a letter to the Alternative Reference Rates Committee, which is managing the transition away from LIBOR, raising key borrower protection concerns.

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