Latest Work
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Poll: Nearly Two-Thirds of Americans Prioritize Lower Credit Card Interest Rates Over Perks and Easy Approval
Groundwork Collaborative and Protect Borrowers released a Data for Progress poll showing strong, bipartisan support for efforts to cap credit card interest rates at 10%. After hearing common bank lobby talking points, nearly two-thirds of voters across party lines still favor a 10% interest rate cap.
More
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Comments to U.S. Department of Education for RISE NPRM
Nearly a hundred organizations representing millions urge ED to protect borrowers from economic harm as the proposed rule under the Reimagining and Improving Student Education (RISE) Negotiated Rulemaking is finalized and implemented.
More
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Testimony of Jacob DuMez Before the MD Senate Budget and Taxation Committee
See here to read Jacob DuMez’s February 23, 2026, testimony.
More
Latest Work
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Poll: Nearly Two-Thirds of Americans Prioritize Lower Credit Card Interest Rates Over Perks and Easy Approval
Groundwork Collaborative and Protect Borrowers released a Data for Progress poll showing strong, bipartisan support for efforts to cap credit card interest rates at 10%. After hearing common bank lobby talking points, nearly two-thirds of voters across party lines still favor a 10% interest rate cap.
More
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Comments to U.S. Department of Education for RISE NPRM
Nearly a hundred organizations representing millions urge ED to protect borrowers from economic harm as the proposed rule under the Reimagining and Improving Student Education (RISE) Negotiated Rulemaking is finalized and implemented.
More
-
Testimony of Jacob DuMez Before the MD Senate Budget and Taxation Committee
See here to read Jacob DuMez’s February 23, 2026, testimony.
More
Latest Work
-
Poll: Nearly Two-Thirds of Americans Prioritize Lower Credit Card Interest Rates Over Perks and Easy Approval
Groundwork Collaborative and Protect Borrowers released a Data for Progress poll showing strong, bipartisan support for efforts to cap credit card interest rates at 10%. After hearing common bank lobby talking points, nearly two-thirds of voters across party lines still favor a 10% interest rate cap.
More
-
Comments to U.S. Department of Education for RISE NPRM
Nearly a hundred organizations representing millions urge ED to protect borrowers from economic harm as the proposed rule under the Reimagining and Improving Student Education (RISE) Negotiated Rulemaking is finalized and implemented.
More
-
Testimony of Jacob DuMez Before the MD Senate Budget and Taxation Committee
See here to read Jacob DuMez’s February 23, 2026, testimony.
More
Latest Work
-
Poll: Nearly Two-Thirds of Americans Prioritize Lower Credit Card Interest Rates Over Perks and Easy Approval
Groundwork Collaborative and Protect Borrowers released a Data for Progress poll showing strong, bipartisan support for efforts to cap credit card interest rates at 10%. After hearing common bank lobby talking points, nearly two-thirds of voters across party lines still favor a 10% interest rate cap.
More
-
Comments to U.S. Department of Education for RISE NPRM
Nearly a hundred organizations representing millions urge ED to protect borrowers from economic harm as the proposed rule under the Reimagining and Improving Student Education (RISE) Negotiated Rulemaking is finalized and implemented.
More
-
Testimony of Jacob DuMez Before the MD Senate Budget and Taxation Committee
See here to read Jacob DuMez’s February 23, 2026, testimony.
More
Latest Work
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Memo: How the “One Big Beautiful Bill Act” Will Raise Taxes for Thousands of Student Loan Borrowers
This memo provides an overview of the additional tax costs that working families could face if Congress and the Trump Administration fail to act.
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Fact Sheet: Louisville, KY Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
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Testimony of Mark Huelsman Before U.S. Senate HELP Committee on Reforming Financial Transparency in Higher Ed
See here to read Mark Huelsman’s November 6, 2025 testimony.
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Memo: CFPB Enforcement Actions Dismissed or Terminated Under Trump’s CFPB
Consumer Federation of America and Protect Borrowers outline the more than 40 public enforcement actions against Wall Street banks, Big Tech firms, and other corporations that have been dismissed or rolled back under the Trump Administration and Acting Director Russell Vought.
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Alerting Illinois Officials to the Need to Protect Students and Borrowers from Public Institutions Outsourcing Management of Online Programs to For-Profit Company, Risepoint
This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.
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CFPB Supervision Comment Series
SBPC comments on CFPB’s Advanced Notice of Proposed Rulemaking re: the consumer credit reporting market, the consumer debt collection market, the auto finance market, and the international money transfer market.
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Testimony of Aissa Canchola Bañez Before U.S. Senate on How Republicans are Closing the Door on Working and Middle-Class Students
See here to read Aissa Canchola Bañez’s September 16, 2025 testimony.
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Deep Dive: The OBBBA Law Makes Paying for College More Expensive and Risky
The following Protect Borrowers Deep Dive is an updated analysis of certain student loan-related provisions of the “One Big Beautiful Bill Act” passed by Congress and signed into law through the budget reconciliation process. An original analysis focused on the House version of the bill was published on May 6, 2025.
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OBBBA Increased Costs Fact Sheet
The following fact sheet describes how the “One, Big, Beautiful Bill Act” will make paying for college more expensive for families and increase student loan costs.
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Letter to U.S. Department of Education on RISE & AHEAD Negotiated Rulemakings
Student Borrower Protection Center urged ED to use rulemaking to maximize borrowers’ benefits and opportunities as the Trump Admin works to implement the changes to the federal student loan system pursuant to the “One Big Beautiful Bill Act.”
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