The Student Borrower Protection Center (SBPC) released Beyond Fresh Start: Addressing the Flaws of the Current Student Loan Collection System, a new paper series from top academics, legal scholars, and advocates that outlines the flaws of our current system of student loan default and collections. The series features proposals for federal and state policymakers to end punitive student loan collection practices and ensure meaningful pathways for borrowers to get out of debt.
Read the Press Release: https://protectborrowers.org/sbpc-publishes-collection-of-expert-policy-papers-and-holds-panel-series-on-fixing-the-broken-student-loan-system-beyond-fresh-start/
Read the full paper series here or click each paper below to read individually:

CREATING AN INCOME-DRIVEN REPAYMENT STRUCTURE FOR DEFAULTED LOANS
Claire Torchiana
Counsel
Student Borrower Protection Center
Persis Yu
Policy Director and Managing Counsel
Student Borrower Protection Center

AUTOMATIC & SYSTEMATIC: OVERHAULING GOVERNMENT STUDENT LOAN REPAYMENT AND COLLECTION
Deanne Loonin
Attorney

UNTAPPED TOOLS: THE POWER OF STATE DEBT COLLECTION LAWS TO PROTECT STUDENT LOAN BORROWERS
Claire Johnson Raba
Assistant Professor of Law
University of Illinois Chicago School of Law

ENSURING DEBT RELIEF FOR OLDER BORROWERS
Kate Lang
Senior Staff Attorney
Justice in Aging
Bethany Lilly
Senior Director of Public Policy
The Arc of the United States
John Whitelaw
Advocacy Director
Community Legal Aid Society, Inc. (Delaware)

ILLOGICAL COLLECTIONS: HOW THE DEPARTMENT OF EDUCATION’S INVOLUNTARY COLLECTION EFFORTS UNDERMINE THE HIGHER EDUCATION ACT
Joshua Rovenger
Senior Attorneyl
The Legal Aid Society of Cleveland

TURN THE SHIP: THE MORAL IMPERATIVE AND LEGAL AUTHORITY TO PROTECT RETIREES WITH DEFAULTED STUDENT LOANS FROM SOCIAL SECURITY OFFSET
Johnson M. Tyler
Senior Staff Attorney
Brooklyn Legal Services
The SBPC also hosted a three-part virtual panel series on student debt collection featuring three conversations with leading scholars, practitioners, and advocates, moderated by key journalists covering student loan issues. These panels will feature remarks from Congresswoman Ayanna Pressley and U.S. Department of Education Under Secretary James Kvaal.
Learn more here.