Protect Borrowers submitted the following comment to Secretary Bessent in response to the U.S. Department of the Treasury’s (Treasury) proposed revisions to the Treasury Offset Program (TOP). In finalizing its proposed regulation, we urge Treasury to modify the definition of “legally enforceable” to make explicit the agency’s clear expectation that any creditor agency certifying a debt for collection through TOP be able to verify the debt’s accuracy.
Read the Comment: Treasury Offset Program NPRM Comment