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  1. Resources & Litigation
  2. Letters/Memos

Letters & Memos


  • Letters & Memos
    Nov 10, 2025

    Memo: How the “One Big Beautiful Bill Act” Will Raise Taxes for Thousands of Student Loan Borrowers

    This memo provides an overview of the additional tax costs that working families could face if Congress and the Trump Administration fail to act.

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  • Letters & Memos
    Oct 15, 2025

    Memo: CFPB Enforcement Actions Dismissed or Terminated Under Trump’s CFPB

    Consumer Federation of America and Protect Borrowers outline the more than 40 public enforcement actions against Wall Street banks, Big Tech firms, and other corporations that have been dismissed or rolled back under the Trump Administration and Acting Director Russell Vought.

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  • Letters & Memos
    Oct 8, 2025

    Alerting Illinois Officials to the Need to Protect Students and Borrowers from Public Institutions Outsourcing Management of Online Programs to For-Profit Company, Risepoint

    This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.

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  • Letters & Memos
    Jul 29, 2025

    Memo: More than $360 Million Owed to Consumers from Trump CFPB Enforcement Actions is Already Gone or At Risk

    A new analysis from the Consumer Federation of America and SBPC reveals that at least $360 million in compensation for people harmed by corporate illegal conduct has already been pulled back or could be taken from the American people.

    More


  • Letters & Memos
    Jul 15, 2025

    Letter to House Judiciary Subcommittee on the Administrative State, Regulatory Reform and Antitrust on “Bankruptcy Law: Overview and Legislative Reforms”

    This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.

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  • Letters & Memos
    Jul 9, 2025

    Memo: More Broken Promises to Working Families with Student Debt

    ED Secretary McMahon instructed student loan companies to begin charging interest to nearly 8 million student loan borrowers trapped in the SAVE forbearance. This memo analyzes the financial harm the Trump Admin will cause these borrowers and the broader economy as a result.

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  • Letters & Memos
    Jun 11, 2025

    Preliminary Economic Analysis of Senate Proposal on Student Loan Repayment

    Read SBPC’s letter to Chairman Cassidy and Ranking Member Sanders detailing that the Senate reconciliation proposal will cost borrowers hundreds of dollars per month, or thousands of dollars per year.

    More


  • Letters & Memos
    Jun 1, 2025

    Group Letter to ED on Student Debt Rulemaking Panel

    Dozens of organizations representing millions sent a letter to ED urging officials to expand the slate of negotiator seats on its proposed neg reg committee.

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  • Letters & Memos
    May 7, 2025

    AFT and SBPC Letters to OIGs on Probe Corruption

    AFT and SBPC urge the Inspectors General for the ED and the CFPB to probe these agencies’ handling of their shared oversight responsibility over the $1.6 trillion federal student loan market.

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  • Letters & Memos
    May 2, 2025

    Coalition Comment Letter to U.S. Department of Education in Response to Intent to Establish Negotiated Rulemaking

    186 organizations representing millions crushed under the weight of student loan debt submitted a comment in response to ED’s notice of its intent to establish negotiated rulemaking aimed at overhauling the rules that protect people from unaffordable student loan debt.

    More

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