• About Us
    • About Us
    • Our Team
    • Protect Borrowers Alumni
    • Advisory Board
    • Fellows
    • Careers
  • What We Do
    • What We Do
    • Federal Student Loans
      • Delivering Debt Relief
        • Public Service Loan Forgiveness
        • Income-Driven Repayment
        • Closed School Discharge
        • Total and Permanent Disability (TPD) Discharge
        • Borrower Defense to Repayment
        • Joint Consolidation
      • Federal Loan Servicing Abuse
        • MOHELA
        • Navient
        • Nelnet/Great Lakes
        • Aidvantage/MAXIMUS
        • Pennsylvania Higher Education Assistance Agency
        • ACS
        • White Labeling
      • Default & Collections
        • Treasury Offset Program
        • Social Security
      • Incarcerated Borrower Relief
      • Federal Oversight
    • Predatory Lending & Private Credit
      • Shadow Student Debt
      • Private Student Lending
        • Income-Share Agreements
        • Bankruptcy Barriers
        • Bootcamps
      • Surveillance Credit & Big Tech
      • Scam Schools
        • For-Profit Colleges
        • Online Program Managers
    • Free College
      • Institutional Debt
    • Workplace Debt & Labor Exploitation
      • Stay-or-Pays & TRAPs
        • Training Repayment Agreement Provisions (TRAPs)
      • Non-competes
      • Other Employer-Driven Debt
    • Public Corruption & Attacks On Public Power
    • Other Household Debt
    • Racial & Economic Justice
      • Educational Redlining
      • Marginalized Populations
        • Older Borrowers
        • Women & Debt
        • Black Borrowers
        • Latino/a Borrowers
        • LGBTQ+ Borrowers
        • Incarcerated Borrowers
        • Veteran Borrowers
        • NCSLT
    • State & Local Projects
      • State Legislative Advocacy
        • Student Loan Borrower Bill of Rights
        • Private Student Loan State Legislation
        • State TRAPs Legislative Toolkit
        • Online Program Managers
      • State Regulatory Advocacy
      • State Law Enforcement
      • State Research
      • Student Debt in the South
      • Cities Partnership
  • Media & Events
    • Media & Events
    • Events
    • Press Releases
    • News Clips
    • Blog
    • Video
  • Resources & Litigation
    • Resources & Litigation
    • Reports
    • Letters & Memos
    • Comments
    • Testimony & Remarks
    • Deep Dives
    • Legislative Toolkits
    • Polling
    • Investigations
    • FOIAs
    • Fact Sheets
    • Lawsuits
    • Amicus Briefs
  • Get Help
  • Get Involved
  • Mobile Social
  1. What We Do
  2. State & Local Projects
  3. State Legislative Advocacy

State Legislative Advocacy

Student Loan Borrower Bill of Rights
Private Student Loan State Legislation
State TRAPs Legislative Toolkit
State OPMS Legislative Toolkit

In state capitals, lawmakers and local advocates are fighting for stronger laws to protect borrowers.

As dysfunction and corruption grips Washington, borrowers depend on state lawmakers to step into the breach and protect them from mismanagement and abuse by financial firms. Each year, states across the country pass new laws that protect borrowers from emerging risks and strengthen the state laws that ensure families are treated fairly across the economy. These laws can have an immediate effect in communities across the country, and serve as models for national policy change.

What We’re Doing

We support state and local partners that work in state capitals, fighting for stronger state laws to protect borrowers. We develop model state legislation, produce new research that spotlights how industry abuses harm families in states and communities across the country, testify in legislative hearings, and support organizations fighting for change.

Latest Work


  • News Clips
    Oct 5, 2019

    Bill to prohibit colleges from withholding transcripts as debt collection tactic signed into law

    More

PREV
1 2

EXPLORE MORE


State & Local Projects
State Regulatory Advocacy
State Law Enforcement
State Research
Student Loan Borrower Bill of Rights
Cities Partnership
Get involved

Join our Email List
Stay informed about the fight to protect Americans with debt.

"*" indicates required fields

Name
  • About
  • What We Do
  • Media & Events
  • Resources & Litigation
  • Get Involved

© Copyright 2026 Protect Borrowers. Contact Us
This site is protected by reCAPTCHA and this Privacy Policy and Terms of Service apply.