Skip to content
  • About Us
    • About Us
    • Our Team
    • Protect Borrowers Alumni
    • Advisory Board
    • Fellows
    • Careers
  • What We Do
    • What We Do
    • Federal Student Loans
      • Delivering Debt Relief
        • Public Service Loan Forgiveness
        • Income-Driven Repayment
        • Closed School Discharge
        • Total and Permanent Disability (TPD) Discharge
        • Borrower Defense to Repayment
        • Joint Consolidation
      • Federal Loan Servicing Abuse
        • MOHELA
        • Navient
        • Nelnet/Great Lakes
        • Aidvantage/MAXIMUS
        • Pennsylvania Higher Education Assistance Agency
        • ACS
        • White Labeling
      • Default & Collections
        • Treasury Offset Program
        • Social Security
      • Incarcerated Borrower Relief
      • Federal Oversight
    • Predatory Lending & Private Credit
      • Shadow Student Debt
      • Private Student Lending
        • Income-Share Agreements
        • Bankruptcy Barriers
        • Bootcamps
      • Surveillance Credit & Big Tech
      • Scam Schools
        • For-Profit Colleges
        • Online Program Managers
    • Free College
      • Institutional Debt
    • Workplace Debt & Labor Exploitation
      • Stay-or-Pays & TRAPs
        • Training Repayment Agreement Provisions (TRAPs)
      • Non-competes
      • Other Employer-Driven Debt
    • Public Corruption & Attacks On Public Power
    • Other Household Debt
    • Racial & Economic Justice
      • Educational Redlining
      • Marginalized Populations
        • Older Borrowers
        • Women & Debt
        • Black Borrowers
        • Latino/a Borrowers
        • LGBTQ+ Borrowers
        • Incarcerated Borrowers
        • Veteran Borrowers
        • NCSLT
    • State & Local Projects
      • State Legislative Advocacy
        • Student Loan Borrower Bill of Rights
        • Private Student Loan State Legislation
        • State TRAPs Legislative Toolkit
        • Online Program Managers
      • State Regulatory Advocacy
      • State Law Enforcement
      • State Research
      • Student Debt in the South
      • Cities Partnership
  • Media & Events
    • Media & Events
    • Events
    • Press Releases
    • News Clips
    • Blog
    • Video
  • Resources & Litigation
    • Resources & Litigation
    • Reports
    • Letters & Memos
    • Comments
    • Testimony & Remarks
    • Deep Dives
    • Legislative Toolkits
    • Polling
    • Investigations
    • FOIAs
    • Fact Sheets
    • Lawsuits
    • Amicus Briefs
  • Get Help
  • Get Involved
  • Mobile Social
  1. What We Do
  2. State & Local Projects
  3. State Regulatory Advocacy

State Regulatory Advocacy

State financial regulators oversee the practices of firms that lend, service, and collect on debt owed by families across the country.

State financial regulators can be families’ best defense when financial companies make predatory loans or engage in sloppy servicing or abusive debt collection. State financial regulators license and supervise financial companies, and some can bring lawsuits to win justice for borrowers harmed by unlawful industry conduct. These agencies may also write the rules that govern how financial firms participate in the economy, including guardrails that protect families from mismanagement and abuse.

What We’re Doing

We work to help state financial regulators defend families from financial firms’ abuses—passing new laws to empower these agencies, building cases against firms that break these laws, providing technical assistance as agencies write rules to protect borrowers, and educating states about emerging issues and schemes. See below to learn more about our work to strengthen state oversight across the economy.

Latest Work


  • Testimony & Remarks
    Mar 27, 2019

    Testimony Before the California Assembly Committee on Banking and Finance

    Seth Frotman’s testimony at the California Assembly hearing, The Consumer Financial Protection Bureau: An Examination of the CFPB under the current Federal Administration and Options for California to Protect its Consumers.

    More

PREV
1 2 3

EXPLORE MORE


State & Local Projects
State Legislative Advocacy
State Law Enforcement
State Research
Student Loan Borrower Bill of Rights
Cities Partnership
Get involved

Join our Email List
Stay informed about the fight to protect Americans with debt.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Name
  • About
  • What We Do
  • Media & Events
  • Resources & Litigation
  • Get Involved

© Copyright 2026 Protect Borrowers. Contact Us
This site is protected by reCAPTCHA and this Privacy Policy and Terms of Service apply.