Latest Work
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Fact Sheet: Tulsa, Oklahoma Student Debt Crisis
Read our latest fact sheet.
More
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Comment Submitted to U.S. Department of Education on Workforce Pell for Short-Term Programs for AHEAD Negotiated Rulemaking
Protect Borrowers’ submitted comment on proposed Workforce Pell regulations in response to ED’s AHEAD NPRM.
More
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Access Denied: How 40% of Americans Are Locked Out of the Private Student Loan Market
Protect Borrowers and The Century Foundation released a startling joint report revealing that over 40 percent of Americans would likely be denied access to loans from the vast majority of traditional private and state-affiliated lenders.
More
Latest Work
-
Fact Sheet: Tulsa, Oklahoma Student Debt Crisis
Read our latest fact sheet.
More
-
Comment Submitted to U.S. Department of Education on Workforce Pell for Short-Term Programs for AHEAD Negotiated Rulemaking
Protect Borrowers’ submitted comment on proposed Workforce Pell regulations in response to ED’s AHEAD NPRM.
More
-
Access Denied: How 40% of Americans Are Locked Out of the Private Student Loan Market
Protect Borrowers and The Century Foundation released a startling joint report revealing that over 40 percent of Americans would likely be denied access to loans from the vast majority of traditional private and state-affiliated lenders.
More
Latest Work
-
Fact Sheet: Tulsa, Oklahoma Student Debt Crisis
Read our latest fact sheet.
More
-
Comment Submitted to U.S. Department of Education on Workforce Pell for Short-Term Programs for AHEAD Negotiated Rulemaking
Protect Borrowers’ submitted comment on proposed Workforce Pell regulations in response to ED’s AHEAD NPRM.
More
-
Access Denied: How 40% of Americans Are Locked Out of the Private Student Loan Market
Protect Borrowers and The Century Foundation released a startling joint report revealing that over 40 percent of Americans would likely be denied access to loans from the vast majority of traditional private and state-affiliated lenders.
More
Latest Work
-
Fact Sheet: Tulsa, Oklahoma Student Debt Crisis
Read our latest fact sheet.
More
-
Comment Submitted to U.S. Department of Education on Workforce Pell for Short-Term Programs for AHEAD Negotiated Rulemaking
Protect Borrowers’ submitted comment on proposed Workforce Pell regulations in response to ED’s AHEAD NPRM.
More
-
Access Denied: How 40% of Americans Are Locked Out of the Private Student Loan Market
Protect Borrowers and The Century Foundation released a startling joint report revealing that over 40 percent of Americans would likely be denied access to loans from the vast majority of traditional private and state-affiliated lenders.
More
Latest Work
-
Fact Sheet: Tulsa, Oklahoma Student Debt Crisis
Read our latest fact sheet.
More
-
Comment Submitted to U.S. Department of Education on Workforce Pell for Short-Term Programs for AHEAD Negotiated Rulemaking
Protect Borrowers’ submitted comment on proposed Workforce Pell regulations in response to ED’s AHEAD NPRM.
More
-
Access Denied: How 40% of Americans Are Locked Out of the Private Student Loan Market
Protect Borrowers and The Century Foundation released a startling joint report revealing that over 40 percent of Americans would likely be denied access to loans from the vast majority of traditional private and state-affiliated lenders.
More
-
Witness Testimonies Before the Little Hoover Commission’s Public Hearing on Institutional Debt in California
Written witness testimonies of Aissa Canchola Bañez, Samantha Seng, Professor Dalié Jiménez, and Associate Professor Charlie Eaton before the Little Hoover Commission’s first ever public hearing on institutional debt in California.
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Interest Nation: The State of America’s Credit Card Debt Crisis
This joint report by The Century Foundation and Protect Borrowers reveals how President Trump’s affordability crisis is pushing millions of American families further into credit card debt. The report analyzes consumer credit panel data which shows that over 40 percent of U.S. adults (and roughly half of all active credit card holders) cannot afford to pay off their credit card bills each month, exposing them to sky-high interest rates.
More
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Bilt 2.0 Supervision Letter and Customer Complaint Catalog
Protect Borrowers sent an urgent letter to the CFPB warning of the new “Bilt 2.0” credit card risks and the need for risk-based supervision. We also compiled a catalog of public reviews of Bilt 2.0 showcasing issues with missed rent and outrage with customer service.
More
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Testimony of Chris Hicks Before the MN House Committee on Workforce, Labor, and Economic Development Finance and Policy
See here to read Chris Hick’s March 11, 2026, testimony.
More
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Understanding Black Students’ Experiences and Outcomes at For-Profit Colleges to Inform State Oversight
Co-authored with TICAS, this report offers a snapshot of Black student enrollment and outcomes at for-profit colleges paired with the perspectives of Black alumni of for-profit undergraduate and graduate programs.
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Testimony of Winston Berkman-Breen Before the NY State Senate Codes and Consumer Protection Committees
See here to read Winston Berkman-Breen’s March 4, 2026, testimony.
More
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Poll: Nearly Two-Thirds of Americans Prioritize Lower Credit Card Interest Rates Over Perks and Easy Approval
Groundwork Collaborative and Protect Borrowers released a Data for Progress poll showing strong, bipartisan support for efforts to cap credit card interest rates at 10%. After hearing common bank lobby talking points, nearly two-thirds of voters across party lines still favor a 10% interest rate cap.
More