Latest Work
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Snapshot of Michigan Families’ Debts: As Costs Climb, Michigan Families Struggle with Record Levels of Credit Card, Student Loan, Car Loan, and Utility Debt
See our fact sheets and reports on household debt in Michigan.
More
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The Worst of Both Worlds: An Investigation of State Student Loan Lending
Check out our investigation into the current state-based student loan market.
More
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A Loan in Every Cart: How BNPL Lenders Take Advantage of Americans’ Financial Desperation and the Case for a BNPL Borrower Bill of Rights
Protect Borrowers’ new investigation into the growing BNPL market as families are increasingly turning to BNPL loans to pay for necessities. Released alongside the report is polling on American voters’ experiences with BNPL products.
More
Latest Work
-
Snapshot of Michigan Families’ Debts: As Costs Climb, Michigan Families Struggle with Record Levels of Credit Card, Student Loan, Car Loan, and Utility Debt
See our fact sheets and reports on household debt in Michigan.
More
-
The Worst of Both Worlds: An Investigation of State Student Loan Lending
Check out our investigation into the current state-based student loan market.
More
-
A Loan in Every Cart: How BNPL Lenders Take Advantage of Americans’ Financial Desperation and the Case for a BNPL Borrower Bill of Rights
Protect Borrowers’ new investigation into the growing BNPL market as families are increasingly turning to BNPL loans to pay for necessities. Released alongside the report is polling on American voters’ experiences with BNPL products.
More
Latest Work
-
Snapshot of Michigan Families’ Debts: As Costs Climb, Michigan Families Struggle with Record Levels of Credit Card, Student Loan, Car Loan, and Utility Debt
See our fact sheets and reports on household debt in Michigan.
More
-
The Worst of Both Worlds: An Investigation of State Student Loan Lending
Check out our investigation into the current state-based student loan market.
More
-
A Loan in Every Cart: How BNPL Lenders Take Advantage of Americans’ Financial Desperation and the Case for a BNPL Borrower Bill of Rights
Protect Borrowers’ new investigation into the growing BNPL market as families are increasingly turning to BNPL loans to pay for necessities. Released alongside the report is polling on American voters’ experiences with BNPL products.
More
Latest Work
-
Snapshot of Michigan Families’ Debts: As Costs Climb, Michigan Families Struggle with Record Levels of Credit Card, Student Loan, Car Loan, and Utility Debt
See our fact sheets and reports on household debt in Michigan.
More
-
The Worst of Both Worlds: An Investigation of State Student Loan Lending
Check out our investigation into the current state-based student loan market.
More
-
A Loan in Every Cart: How BNPL Lenders Take Advantage of Americans’ Financial Desperation and the Case for a BNPL Borrower Bill of Rights
Protect Borrowers’ new investigation into the growing BNPL market as families are increasingly turning to BNPL loans to pay for necessities. Released alongside the report is polling on American voters’ experiences with BNPL products.
More
Latest Work
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Fact Sheet: Affordability in Orlando, Florida
The fact sheet includes data on student loan, credit card, and auto debt for borrowers in the Orlando metropolitan area of Florida.
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Affordable NYC Now
An agenda to lower costs, hold corporations accountable, and make government work for New Yorkers.
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Report PDF: Affordable NYC Now
Read the report, “Affordable NYC Now: Proposals to Lower Costs, Hold Corporations Accountable, and Make Government Work.”
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Student Loan State Resources
Want to know more about resources available to student loan borrowers in your state? This page is for you.
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Protect Borrowers & AFR Memo on May 2026 Senate Resolutions to Block CFPB Rollbacks
This memo provides a list of the specific Senate resolutions that have been filed and will be voted on in response to the Trump-Vought CFPB efforts to roll back critical protections and abandon consumers.
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LDF, Protect Borrowers Letter on College Ave to American Fintech Council
Protect Borrowers joined LDF to send a letter warning that fintech lender College Ave’s new graduate loan product may violate fair lending and civil rights laws.
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Report and Fact Sheets: How Rising Auto Loan Costs and Debt are Driving Americans Deeper Into the Red
A report and analysis of consumer credit data by The Century Foundation and Protect Borrow reveals that having a car has become increasingly unaffordable, driving millions of Americans into financial distress. Much of this has been driven or worsened by Trump’s chaotic economic agenda and war with Iran.
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Fact Sheet: Tulsa, Oklahoma Student Debt Crisis
Read our latest fact sheet.
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Comment Submitted to U.S. Department of Education on Workforce Pell for Short-Term Programs for AHEAD Negotiated Rulemaking
Protect Borrowers’ submitted comment on proposed Workforce Pell regulations in response to ED’s AHEAD NPRM.
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Access Denied: How 40% of Americans Are Locked Out of the Private Student Loan Market
Protect Borrowers and The Century Foundation released a startling joint report revealing that over 40 percent of Americans would likely be denied access to loans from the vast majority of traditional private and state-affiliated lenders.
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