Latest Work
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Broken Promises Memo
Since Trump took office, American families have been struggling and more are being pushed into debt just to make ends meet. This memo sheds light on the broken promises President Trump and his Administration have made to address the affordability crisis and the reality that American families have had to endure over the last year. Trump’s policies have fanned the flames of the affordability crisis, pushed costs even higher, and driven millions of…
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Fight for Affordability Memo and Survey Findings
Protect Borrowers partnered with the AFT to unveil the findings of a survey of more than 7,500 AFT union members, revealing the dire financial situations working families face under President Trump’s failed economic policies.
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Coalition Letter to U.S. Senate and House Committees Urging Advancement of the 10 Percent Credit Card Interest Rate Cap Act of 2025
A diverse coalition sent a letter to leaders on the U.S. Senate and House committees calling on them to advance S. 381/H.R. 1944, the 10 Percent Credit Card Interest Rate Cap Act of 2025.
More
Latest Work
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Broken Promises Memo
Since Trump took office, American families have been struggling and more are being pushed into debt just to make ends meet. This memo sheds light on the broken promises President Trump and his Administration have made to address the affordability crisis and the reality that American families have had to endure over the last year. Trump’s policies have fanned the flames of the affordability crisis, pushed costs even higher, and driven millions of…
More
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Fight for Affordability Memo and Survey Findings
Protect Borrowers partnered with the AFT to unveil the findings of a survey of more than 7,500 AFT union members, revealing the dire financial situations working families face under President Trump’s failed economic policies.
More
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Coalition Letter to U.S. Senate and House Committees Urging Advancement of the 10 Percent Credit Card Interest Rate Cap Act of 2025
A diverse coalition sent a letter to leaders on the U.S. Senate and House committees calling on them to advance S. 381/H.R. 1944, the 10 Percent Credit Card Interest Rate Cap Act of 2025.
More
Latest Work
-
Broken Promises Memo
Since Trump took office, American families have been struggling and more are being pushed into debt just to make ends meet. This memo sheds light on the broken promises President Trump and his Administration have made to address the affordability crisis and the reality that American families have had to endure over the last year. Trump’s policies have fanned the flames of the affordability crisis, pushed costs even higher, and driven millions of…
More
-
Fight for Affordability Memo and Survey Findings
Protect Borrowers partnered with the AFT to unveil the findings of a survey of more than 7,500 AFT union members, revealing the dire financial situations working families face under President Trump’s failed economic policies.
More
-
Coalition Letter to U.S. Senate and House Committees Urging Advancement of the 10 Percent Credit Card Interest Rate Cap Act of 2025
A diverse coalition sent a letter to leaders on the U.S. Senate and House committees calling on them to advance S. 381/H.R. 1944, the 10 Percent Credit Card Interest Rate Cap Act of 2025.
More
Latest Work
-
Broken Promises Memo
Since Trump took office, American families have been struggling and more are being pushed into debt just to make ends meet. This memo sheds light on the broken promises President Trump and his Administration have made to address the affordability crisis and the reality that American families have had to endure over the last year. Trump’s policies have fanned the flames of the affordability crisis, pushed costs even higher, and driven millions of…
More
-
Fight for Affordability Memo and Survey Findings
Protect Borrowers partnered with the AFT to unveil the findings of a survey of more than 7,500 AFT union members, revealing the dire financial situations working families face under President Trump’s failed economic policies.
More
-
Coalition Letter to U.S. Senate and House Committees Urging Advancement of the 10 Percent Credit Card Interest Rate Cap Act of 2025
A diverse coalition sent a letter to leaders on the U.S. Senate and House committees calling on them to advance S. 381/H.R. 1944, the 10 Percent Credit Card Interest Rate Cap Act of 2025.
More
Latest Work
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Comments in Response to Proposed Joint Consolidation Loan Separation Application
In response to the U.S. Department of Education’s proposed Joint Consolidation Loan Separation Application, the Student Borrower Protection Center submitted a comment urging the Department to finalize the proposed application and begin to implement the Joint Consolidation Loan Separation Act quickly and to the fullest extent possible.
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The MOHELA Papers: The Rise of A Student Loan Servicing Giant and the Fall of the Student Loan System
This report is the result of a years-long investigation into industry mismanagement of the student loan system—exposing a scheme to deny service to millions of working people with student debt by the student loan company responsible for handling the Public Service Loan Forgiveness program.
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60+ Organizations Urge the Department of Education to Finish the Job and Deliver on President Biden’s Promise to Cancel Student Debt
Civil rights, labor, and borrower advocacy groups representing millions urge the Education Department to hold a fourth negotiated rulemaking session to properly establish a rule to support borrowers experiencing hardship.
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2023 SBPC Highlights Report
Check out our 2023 highlights!
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Stay-or-Pay: Federal Actions to End Modern-Day Indentured Servitude Across the Economy
This new policy roadmap outlines a broad range of executive actions that agencies across the federal government must take to curb so-called “Stay-or-Pay” contracts.
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Material Omissions Related to the Income-Driven Repayment Account Adjustment
This memo details the authorities held by federal and state consumer protection agencies that can be used to address student loan servicers that are blocking millions of federal student loan borrowers from receiving debt cancellation granted by Congress.
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Delivering Distress: How Student Loan Companies Cheat Borrowers Out of Their Rights
Read our Delivering Distress paper series tat lays out a new roadmap for action against unjust and unlawful collection efforts by the nation’s largest student loan companies.
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Cities and Counties Urge Swift Action to Enact New Student Debt Relief Plan
On behalf of more than 1.2 million student loan borrowers with nearly $50B in student debt, a coalition of 20 cities and counties urge President Biden to swiftly deliver on promised student debt relief.
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175+ Organizations Send Letter to President Biden Urging Swift Action to Enact New Student Debt Cancellation Plan Immediately
Groups applaud President Biden for announcing plans to enact a new student debt relief plan under the Higher Education Act in response to unjust SCOTUS ruling and urge him to deliver it quickly.
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Delivering Student Debt Relief Remains Popular Politics
Using popular polling and analysis, this memo makes the political case for action in the face of the unjust ruling blocking the President’s plan to use emergency powers to cancel student debt.
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