Latest Work
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OBBBA Increased Costs Fact Sheet
The following fact sheet describes how the “One, Big, Beautiful Bill Act” will make paying for college more expensive for families and increase student loan costs.
More
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Letter to U.S. Department of Education on RISE & AHEAD Negotiated Rulemakings
Student Borrower Protection Center urged ED to use rulemaking to maximize borrowers’ benefits and opportunities as the Trump Admin works to implement the changes to the federal student loan system pursuant to the “One Big Beautiful Bill Act.”
More
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Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary
See here to read Persis Yu’s July 29, 2025 testimony.
More
Latest Work
-
OBBBA Increased Costs Fact Sheet
The following fact sheet describes how the “One, Big, Beautiful Bill Act” will make paying for college more expensive for families and increase student loan costs.
More
-
Letter to U.S. Department of Education on RISE & AHEAD Negotiated Rulemakings
Student Borrower Protection Center urged ED to use rulemaking to maximize borrowers’ benefits and opportunities as the Trump Admin works to implement the changes to the federal student loan system pursuant to the “One Big Beautiful Bill Act.”
More
-
Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary
See here to read Persis Yu’s July 29, 2025 testimony.
More
Latest Work
-
OBBBA Increased Costs Fact Sheet
The following fact sheet describes how the “One, Big, Beautiful Bill Act” will make paying for college more expensive for families and increase student loan costs.
More
-
Letter to U.S. Department of Education on RISE & AHEAD Negotiated Rulemakings
Student Borrower Protection Center urged ED to use rulemaking to maximize borrowers’ benefits and opportunities as the Trump Admin works to implement the changes to the federal student loan system pursuant to the “One Big Beautiful Bill Act.”
More
-
Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary
See here to read Persis Yu’s July 29, 2025 testimony.
More
Latest Work
-
OBBBA Increased Costs Fact Sheet
The following fact sheet describes how the “One, Big, Beautiful Bill Act” will make paying for college more expensive for families and increase student loan costs.
More
-
Letter to U.S. Department of Education on RISE & AHEAD Negotiated Rulemakings
Student Borrower Protection Center urged ED to use rulemaking to maximize borrowers’ benefits and opportunities as the Trump Admin works to implement the changes to the federal student loan system pursuant to the “One Big Beautiful Bill Act.”
More
-
Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary
See here to read Persis Yu’s July 29, 2025 testimony.
More
Latest Work
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Comment to the Department of Education Regarding the Incentive Compensation Ban and Bundled Services
In a comment, SBPC outlines the various failures and harms that stem from ED’s “bundled services” loophole, and calls for its immediate recission.
More
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Letter in Response to the Department of Education’s Request for Information Regarding Higher Education Act Pooled Evaluation
SBPC urges ED to conduct long-overdue scrutiny of the student loan system, study the effects of debt on borrowers’ lives, and provide basic but unknown facts about federal student lending.
More
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Comment in Response to the Department of Education’s Notice of Proposed Rulemaking on Income-Driven Repayment
SBPC comments on proposed changes to IDR, praising certain expansions of the protection while urging ED to go further and eliminate shortcomings likely to hurt those who are already financially vulnerable.
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Comment to the Department of Education Regarding Low-Financial Value Programs
SBPC calls on ED to use its existing authorities more robustly to weed out predatory courses of study.
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Defaulted Borrowers Must Be Included in the Income-Driven Repayment Account Adjustment
This memo urges the U.S. Department of Education (ED) to reconsider its exclusion of periods of time in default from the one-time Income-Driven Repayment (IDR) Account Adjustment, which ED announced as a remedy for borrowers who have been steered into forbearance or otherwise knocked off course from IDR cancellation.
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Letter to the CFPB on the Supervision of Accenture
In a letter, the Student Borrower Protection Center calls on the Consumer Financial Protection Bureau to wield authorities already at its disposal to initiate long-overdue supervision of Accenture Federal Services.
More
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2022 SBPC Highlights Report
Check out our 2022 highlights!
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Collections Catastrophe: New Evidence Exposes Fundamental Failures of the Government’s Student Loan Collection Machine
This report reveals that ED may be powerless to implement protections for defaulted borrowers as required by law, and that it struggled to end illegal garnishments during COVID for far longer and in much more profound ways than previously known.
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Letter to the Department of Education Calling for Accountability Following Accenture’s Communication Failure Impacting 9 Million Borrowers
SBPC calls on ED to hold Accenture Federal Services accountable for sending inaccurate communications to millions of borrowers about their applications for student debt relief.
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Jubilee and Jubilation: An Examination of the Relationship between Public Service Loan Forgiveness and Measures of Well-Being
Using a novel survey of hundreds of student loan borrowers across the country, this research provides a first-of-its-kind look at how nearing and arriving at PSLF has positive spillover effects across nearly every area of borrowers’ lives, including improving a wide range of financial, psychological, and behavioral measures.
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