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Latest Work

  • Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary

    See here to read Persis Yu’s July 29, 2025 testimony.

    More

  • Memo: More than $360 Million Owed to Consumers from Trump CFPB Enforcement Actions is Already Gone or At Risk

    A new analysis from the Consumer Federation of America and SBPC reveals that at least $360 million in compensation for people harmed by corporate illegal conduct has already been pulled back or could be taken from the American people.

    More

  • Letter to House Judiciary Subcommittee on the Administrative State, Regulatory Reform and Antitrust on “Bankruptcy Law: Overview and Legislative Reforms”

    This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.

    More

Latest Work

  • Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary

    See here to read Persis Yu’s July 29, 2025 testimony.

    More

  • Memo: More than $360 Million Owed to Consumers from Trump CFPB Enforcement Actions is Already Gone or At Risk

    A new analysis from the Consumer Federation of America and SBPC reveals that at least $360 million in compensation for people harmed by corporate illegal conduct has already been pulled back or could be taken from the American people.

    More

  • Letter to House Judiciary Subcommittee on the Administrative State, Regulatory Reform and Antitrust on “Bankruptcy Law: Overview and Legislative Reforms”

    This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.

    More

Latest Work

  • Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary

    See here to read Persis Yu’s July 29, 2025 testimony.

    More

  • Memo: More than $360 Million Owed to Consumers from Trump CFPB Enforcement Actions is Already Gone or At Risk

    A new analysis from the Consumer Federation of America and SBPC reveals that at least $360 million in compensation for people harmed by corporate illegal conduct has already been pulled back or could be taken from the American people.

    More

  • Letter to House Judiciary Subcommittee on the Administrative State, Regulatory Reform and Antitrust on “Bankruptcy Law: Overview and Legislative Reforms”

    This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.

    More

Latest Work

  • Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary

    See here to read Persis Yu’s July 29, 2025 testimony.

    More

  • Memo: More than $360 Million Owed to Consumers from Trump CFPB Enforcement Actions is Already Gone or At Risk

    A new analysis from the Consumer Federation of America and SBPC reveals that at least $360 million in compensation for people harmed by corporate illegal conduct has already been pulled back or could be taken from the American people.

    More

  • Letter to House Judiciary Subcommittee on the Administrative State, Regulatory Reform and Antitrust on “Bankruptcy Law: Overview and Legislative Reforms”

    This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.

    More

Latest Work


  • Reports
    Nov 22, 2022

    Jubilee and Jubilation: An Examination of the Relationship between Public Service Loan Forgiveness and Measures of Well-Being

    Using a novel survey of hundreds of student loan borrowers across the country, this research provides a first-of-its-kind look at how nearing and arriving at PSLF has positive spillover effects across nearly every area of borrowers’ lives, including improving a wide range of financial, psychological, and behavioral measures.

    More


  • Advocacy, Letters
    Nov 21, 2022

    Hundreds of Organizations Call for Payment Pause Extension, Debt Relief

    In a letter, more than 220 organizations representing students, workers, and people of color called on President Biden to extend the pause on federal student loan payments set to expire on December 31, 2022, and utilize every legal authority available to enact debt relief.

    More

  • Nov 20, 2022

    Memo on Student Debt, Democracy, and the Road Ahead; New Polling

    The following memorandum provides a brief overview of the narrative in the wake of this historic election and offers a first look at new polling affirming that student debt motivated and mobilized voters to the polls. 

    More


  • Investigations
    Nov 4, 2022

    Collections Catastrophe: Appendices

    Spurred by litigation, in late 2021 ED released roughly 2,000 pages of reports, communications, and other records concerning its management of the AWG program during COVID.

    More

  • Nov 4, 2022

    Navient FFELP delinquency as of September 2022

    Check out our data visualization of delinquencies on securitized FFELP debt surge.

    More


  • Advocacy, Letters
    Oct 25, 2022

    Letter to the Consumer Bankers Association

    In a letter to the Consumer Bankers Association, advocates demand that the organization abandon its bad-faith legal action against the Consumer Financial Protection Bureau.

    More

  • Sep 9, 2022

    Comment to CFPB Regarding Employer-Driven Debt (Docket No. CFPB-2022-0038)

    Groups urge CFPB to take action to protect workers and families from TRAPs.

    More

  • Aug 26, 2022

    Comments in Response to Prison Education Programs Regulation

    SBPC submits comments to the U.S. Department of Education’s NPRM on expanding Pell Grant eligibility for Prison Education Programs.

    More

  • Aug 24, 2022

    Poll: There is Continued, Widespread Support for Action to Cancel Student Debt

    Just as President Biden announce student debt cancellation plan, new SBPC-Data for Progress poll shows broad public support for action.

    More

  • Aug 11, 2022

    Comments in Response to Proposed Overhaul of the Public Service Loan Forgiveness Program

    SBPC submits a comment applauding certain proposed changes aimed at expanding access to the PSLF program and outlining additional needed changes.

    More

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