Latest Work
-
Rent Now, Pain Later Report
Protect Borrowers and Towards Justice document predatory short-term, high-cost loans marketed to Americans struggling to pay high rents.
More
-
January 2026 Default Crisis Fact Sheet
Learn more about the student loan default crisis.
More
-
2025 Student Loan Default Crisis: State by State
Protect Borrowers’ analysis shows that by the end of 2025, student loan borrowers had defaulted on debts totaling more than $92 billion—bringing the total number of borrowers whose debts meet the legal definition of a student loan default to nearly 9 million people nationwide.
More
Latest Work
-
Rent Now, Pain Later Report
Protect Borrowers and Towards Justice document predatory short-term, high-cost loans marketed to Americans struggling to pay high rents.
More
-
January 2026 Default Crisis Fact Sheet
Learn more about the student loan default crisis.
More
-
2025 Student Loan Default Crisis: State by State
Protect Borrowers’ analysis shows that by the end of 2025, student loan borrowers had defaulted on debts totaling more than $92 billion—bringing the total number of borrowers whose debts meet the legal definition of a student loan default to nearly 9 million people nationwide.
More
Latest Work
-
Rent Now, Pain Later Report
Protect Borrowers and Towards Justice document predatory short-term, high-cost loans marketed to Americans struggling to pay high rents.
More
-
January 2026 Default Crisis Fact Sheet
Learn more about the student loan default crisis.
More
-
2025 Student Loan Default Crisis: State by State
Protect Borrowers’ analysis shows that by the end of 2025, student loan borrowers had defaulted on debts totaling more than $92 billion—bringing the total number of borrowers whose debts meet the legal definition of a student loan default to nearly 9 million people nationwide.
More
Latest Work
-
Rent Now, Pain Later Report
Protect Borrowers and Towards Justice document predatory short-term, high-cost loans marketed to Americans struggling to pay high rents.
More
-
January 2026 Default Crisis Fact Sheet
Learn more about the student loan default crisis.
More
-
2025 Student Loan Default Crisis: State by State
Protect Borrowers’ analysis shows that by the end of 2025, student loan borrowers had defaulted on debts totaling more than $92 billion—bringing the total number of borrowers whose debts meet the legal definition of a student loan default to nearly 9 million people nationwide.
More
Latest Work
-
Letter Formally Calls for Justice Alito to Recuse Himself from the Supreme Court Cases Biden v. Nebraska and U.S. Department of Education v. Brown
In a letter, the Student Borrower Protection Center formally calls on Justice Alito to recuse himself from Biden v. Nebraska and U.S. Department of Education v. Brown following his well-documented financial entanglement with billionaire investor Paul Singer. Prior to the decisions in these cases, new reporting from ProPublica highlighted that Justice Alito failed to disclose private air travel, accommodations, and entertainment worth tens of thousands of dollars paid for by Mr. Singer. Mr.…
More
-
Collection At All Costs: Unlocking Cancellation for Incarcerated Borrowers
This report analyzes the results of the SBPC’s groundbreaking investigation into the federal student loan debt burden shouldered by incarcerated borrowers enrolled in Higher Education in Prison (HEP) programs.
More
-
Letter Calling on the FDIC and North Carolina State Agencies to Scrutinize a Proposed Partnership Between First Carolina Bank and BM Technologies
In a letter, SBPC and US PIRG call on the FDIC and North Carolina regulators to intervene in a proposed “Deposit Processing Services Agreement” between First Carolina Bank and BM Technologies.
More
-
260+ Organizations Urge Congress to Reject Efforts to Attack Student Loan Borrowers through the CRA
261 organizations send a letter calling on members of Congress to reject Republican efforts to use the CRA to reverse the federal student loan payment pause and block President Biden’s debt relief plan.
More
-
Comment from the Student Borrower Protection Center to the Department of Education Regarding Its Intent to Establish Negotiated Rulemaking Committee
SBPC comment applauding the University of California’s recent decision to ban fully online degrees, while urging it to fully protect students from predatory online program managers by also banning fully online non-degree programs.
More
-
Letter to the University of California on Completing the Work of Protecting Students from Predatory Online Programs
The SBPC sends a letter applauding the University of California’s recent decision to ban fully online degrees, while urging it to fully protect students from predatory online program managers by also banning fully online non-degree programs.
More
-
Comments in Response to Proposed Ban on Non-Compete and De Facto Non-Compete Clauses
SBPC submits a comment applauding certain proposed changes aimed at expanding access to the PSLF program and outlining additional needed changes.
More
-
The South has Something to Say: Atlanta Report
Read our report examining student loan debt in Atlanta.
More
-
Comment in Response to the CFPB’s Proposal for a Registry of Supervised Nonbanks that Use Terms & Conditions in Form Contracts to Limit Consumers’ Rights and Protections
SBPC offers comments on the CFPB’s proposal to create a registry of nonbanks that use restrictive terms in form contracts to block borrowers’ rights. SBPC praises the idea against a backdrop of endemic abuse and offers suggestions for how the CFPB could strengthen it.
More
-
Comment in Response to the CFPB’s Proposed Rule for a Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders
In a comment, the SBPC praises and offers additional suggestions to strengthen the CFPB’s proposal to create a registry of covered nonbanks that are subject to certain federal, state, or local agency orders.
More