Latest Work
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LDF, Protect Borrowers Letter on College Ave to American Fintech Council
Protect Borrowers joined LDF to send a letter warning that fintech lender College Ave’s new graduate loan product may violate fair lending and civil rights laws.
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Report and Fact Sheets: How Rising Auto Loan Costs and Debt are Driving Americans Deeper Into the Red
A report and analysis of consumer credit data by The Century Foundation and Protect Borrow reveals that having a car has become increasingly unaffordable, driving millions of Americans into financial distress. Much of this has been driven or worsened by Trump’s chaotic economic agenda and war with Iran.
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Fact Sheet: Tulsa, Oklahoma Student Debt Crisis
Read our latest fact sheet.
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Latest Work
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LDF, Protect Borrowers Letter on College Ave to American Fintech Council
Protect Borrowers joined LDF to send a letter warning that fintech lender College Ave’s new graduate loan product may violate fair lending and civil rights laws.
More
-
Report and Fact Sheets: How Rising Auto Loan Costs and Debt are Driving Americans Deeper Into the Red
A report and analysis of consumer credit data by The Century Foundation and Protect Borrow reveals that having a car has become increasingly unaffordable, driving millions of Americans into financial distress. Much of this has been driven or worsened by Trump’s chaotic economic agenda and war with Iran.
More
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Fact Sheet: Tulsa, Oklahoma Student Debt Crisis
Read our latest fact sheet.
More
Latest Work
-
LDF, Protect Borrowers Letter on College Ave to American Fintech Council
Protect Borrowers joined LDF to send a letter warning that fintech lender College Ave’s new graduate loan product may violate fair lending and civil rights laws.
More
-
Report and Fact Sheets: How Rising Auto Loan Costs and Debt are Driving Americans Deeper Into the Red
A report and analysis of consumer credit data by The Century Foundation and Protect Borrow reveals that having a car has become increasingly unaffordable, driving millions of Americans into financial distress. Much of this has been driven or worsened by Trump’s chaotic economic agenda and war with Iran.
More
-
Fact Sheet: Tulsa, Oklahoma Student Debt Crisis
Read our latest fact sheet.
More
Latest Work
-
LDF, Protect Borrowers Letter on College Ave to American Fintech Council
Protect Borrowers joined LDF to send a letter warning that fintech lender College Ave’s new graduate loan product may violate fair lending and civil rights laws.
More
-
Report and Fact Sheets: How Rising Auto Loan Costs and Debt are Driving Americans Deeper Into the Red
A report and analysis of consumer credit data by The Century Foundation and Protect Borrow reveals that having a car has become increasingly unaffordable, driving millions of Americans into financial distress. Much of this has been driven or worsened by Trump’s chaotic economic agenda and war with Iran.
More
-
Fact Sheet: Tulsa, Oklahoma Student Debt Crisis
Read our latest fact sheet.
More
Latest Work
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Memo: CFPB Enforcement Actions Dismissed or Terminated Under Trump’s CFPB
Consumer Federation of America and Protect Borrowers outline the more than 40 public enforcement actions against Wall Street banks, Big Tech firms, and other corporations that have been dismissed or rolled back under the Trump Administration and Acting Director Russell Vought.
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Alerting Illinois Officials to the Need to Protect Students and Borrowers from Public Institutions Outsourcing Management of Online Programs to For-Profit Company, Risepoint
This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.
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CFPB Supervision Comment Series
SBPC comments on CFPB’s Advanced Notice of Proposed Rulemaking re: the consumer credit reporting market, the consumer debt collection market, the auto finance market, and the international money transfer market.
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Testimony of Aissa Canchola Bañez Before U.S. Senate on How Republicans are Closing the Door on Working and Middle-Class Students
See here to read Aissa Canchola Bañez’s September 16, 2025 testimony.
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Deep Dive: The OBBBA Law Makes Paying for College More Expensive and Risky
The following Protect Borrowers Deep Dive is an updated analysis of certain student loan-related provisions of the “One Big Beautiful Bill Act” passed by Congress and signed into law through the budget reconciliation process. An original analysis focused on the House version of the bill was published on May 6, 2025.
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OBBBA Increased Costs Fact Sheet
The following fact sheet describes how the “One, Big, Beautiful Bill Act” will make paying for college more expensive for families and increase student loan costs.
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Letter to U.S. Department of Education on RISE & AHEAD Negotiated Rulemakings
Student Borrower Protection Center urged ED to use rulemaking to maximize borrowers’ benefits and opportunities as the Trump Admin works to implement the changes to the federal student loan system pursuant to the “One Big Beautiful Bill Act.”
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Testimony of Persis Yu Before the Massachusetts Joint Committee on the Judiciary
See here to read Persis Yu’s July 29, 2025 testimony.
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Memo: More than $360 Million Owed to Consumers from Trump CFPB Enforcement Actions is Already Gone or At Risk
A new analysis from the Consumer Federation of America and SBPC reveals that at least $360 million in compensation for people harmed by corporate illegal conduct has already been pulled back or could be taken from the American people.
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