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Latest Work

  • Comment Submitted to U.S. Department of Education on Workforce Pell for Short-Term Programs for AHEAD Negotiated Rulemaking

    Protect Borrowers’ submitted comment on proposed Workforce Pell regulations in response to ED’s AHEAD NPRM.

    More

  • Access Denied: How 40% of Americans Are Locked Out of the Private Student Loan Market

    Protect Borrowers and The Century Foundation released a startling joint report revealing that over 40 percent of Americans would likely be denied access to loans from the vast majority of traditional private and state-affiliated lenders.

    More

  • Witness Testimonies Before the Little Hoover Commission’s Public Hearing on Institutional Debt in California

    Written witness testimonies of Aissa Canchola Bañez, Samantha Seng, Professor Dalié Jiménez, and Associate Professor Charlie Eaton before the Little Hoover Commission’s first ever public hearing on institutional debt in California.

    More

Latest Work

  • Comment Submitted to U.S. Department of Education on Workforce Pell for Short-Term Programs for AHEAD Negotiated Rulemaking

    Protect Borrowers’ submitted comment on proposed Workforce Pell regulations in response to ED’s AHEAD NPRM.

    More

  • Access Denied: How 40% of Americans Are Locked Out of the Private Student Loan Market

    Protect Borrowers and The Century Foundation released a startling joint report revealing that over 40 percent of Americans would likely be denied access to loans from the vast majority of traditional private and state-affiliated lenders.

    More

  • Witness Testimonies Before the Little Hoover Commission’s Public Hearing on Institutional Debt in California

    Written witness testimonies of Aissa Canchola Bañez, Samantha Seng, Professor Dalié Jiménez, and Associate Professor Charlie Eaton before the Little Hoover Commission’s first ever public hearing on institutional debt in California.

    More

Latest Work

  • Comment Submitted to U.S. Department of Education on Workforce Pell for Short-Term Programs for AHEAD Negotiated Rulemaking

    Protect Borrowers’ submitted comment on proposed Workforce Pell regulations in response to ED’s AHEAD NPRM.

    More

  • Access Denied: How 40% of Americans Are Locked Out of the Private Student Loan Market

    Protect Borrowers and The Century Foundation released a startling joint report revealing that over 40 percent of Americans would likely be denied access to loans from the vast majority of traditional private and state-affiliated lenders.

    More

  • Witness Testimonies Before the Little Hoover Commission’s Public Hearing on Institutional Debt in California

    Written witness testimonies of Aissa Canchola Bañez, Samantha Seng, Professor Dalié Jiménez, and Associate Professor Charlie Eaton before the Little Hoover Commission’s first ever public hearing on institutional debt in California.

    More

Latest Work

  • Comment Submitted to U.S. Department of Education on Workforce Pell for Short-Term Programs for AHEAD Negotiated Rulemaking

    Protect Borrowers’ submitted comment on proposed Workforce Pell regulations in response to ED’s AHEAD NPRM.

    More

  • Access Denied: How 40% of Americans Are Locked Out of the Private Student Loan Market

    Protect Borrowers and The Century Foundation released a startling joint report revealing that over 40 percent of Americans would likely be denied access to loans from the vast majority of traditional private and state-affiliated lenders.

    More

  • Witness Testimonies Before the Little Hoover Commission’s Public Hearing on Institutional Debt in California

    Written witness testimonies of Aissa Canchola Bañez, Samantha Seng, Professor Dalié Jiménez, and Associate Professor Charlie Eaton before the Little Hoover Commission’s first ever public hearing on institutional debt in California.

    More

Latest Work

  • Jul 9, 2025

    Memo: More Broken Promises to Working Families with Student Debt

    ED Secretary McMahon instructed student loan companies to begin charging interest to nearly 8 million student loan borrowers trapped in the SAVE forbearance. This memo analyzes the financial harm the Trump Admin will cause these borrowers and the broader economy as a result.

    More

  • Jun 26, 2025

    Deep Dive: The Hidden Costs of Delinquency: Subprime Credit, Predatory Loans, and Debt Traps

    Jennifer Zhang

    Recent data shows that one student loan in delinquency can make borrowers of every credit tier subprime, which can cause their interest rates for lines of credit to more than double, making it substantially more difficult—if not impossible in some cases—to buy a home or car, open a credit card, rent an apartment, and more.

    More

  • Jun 26, 2025

    Statewide Fact Sheets: Students and Families Under Threat as Congress Advances Reconciliation Bill Slashing Critical Higher Education Funding

    The data underscore how default has disastrous consequences for borrowers and their families. For many, default is a lifetime sentence, and America’s most vulnerable communities—older, low-income, borrowers with disabilities, and Black borrowers—are disproportionately impacted.

    More

  • Jun 11, 2025

    Preliminary Economic Analysis of Senate Proposal on Student Loan Repayment

    Read SBPC’s letter to Chairman Cassidy and Ranking Member Sanders detailing that the Senate reconciliation proposal will cost borrowers hundreds of dollars per month, or thousands of dollars per year.

    More

  • Jun 1, 2025

    Group Letter to ED on Student Debt Rulemaking Panel

    Dozens of organizations representing millions sent a letter to ED urging officials to expand the slate of negotiator seats on its proposed neg reg committee.

    More

  • May 22, 2025

    Deep Dive: Moving Student Loans Out of the Education Department is a Risky Gamble for Borrowers and the U.S. Economy

    Michael Negron and Aissa Canchola Bañez

    This Deep Dive details how the Trump Administration’s reported efforts to charge the Small Business Administration with oversight of federal student loans are illegal and would result in a major decline in quality of services for borrowers already facing tremendous economic uncertainty.

    More

  • May 19, 2025

    Testimony of Mike Pierce Before the U.S. Senate HELP Committee

    See here to read Mike Pierce’s May 21, 2025, testimony.

    More

  • May 14, 2025

    Statewide Fact Sheets: Higher Ed & Student Debt

    The data underscore how default has disastrous consequences for borrowers and their families. For many, default is a lifetime sentence, and America’s most vulnerable communities—older, low-income, borrowers with disabilities, and Black borrowers—are disproportionately impacted.

    More

  • May 14, 2025

    Bonnie Latreille’s Testimony at Senator Warren’s Spotlight Forum, “Stealing the American Dream: How Trump and Republicans Are Raising Education Costs for American Families”

    See here to read Bonnie Latreille’s testimony from May 14, 2025.

    More

  • May 14, 2025

    Bonni Snider’s Testimony at Senator Warren’s Spotlight Forum, “Stealing the American Dream: How Trump and Republicans Are Raising Education Costs for American Families”

    See here to read Bonni Snider’s testimony from May 14, 2025.

    More

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