Latest Work
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Coalition Letter to U.S. Senate and House Committees Urging Advancement of the 10 Percent Credit Card Interest Rate Cap Act of 2025
A diverse coalition sent a letter to leaders on the U.S. Senate and House committees calling on them to advance S. 381/H.R. 1944, the 10 Percent Credit Card Interest Rate Cap Act of 2025.
More
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Rent Now, Pain Later Report
Protect Borrowers and Towards Justice document predatory short-term, high-cost loans marketed to Americans struggling to pay high rents.
More
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January 2026 Default Crisis Fact Sheet
Learn more about the student loan default crisis.
More
Latest Work
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Coalition Letter to U.S. Senate and House Committees Urging Advancement of the 10 Percent Credit Card Interest Rate Cap Act of 2025
A diverse coalition sent a letter to leaders on the U.S. Senate and House committees calling on them to advance S. 381/H.R. 1944, the 10 Percent Credit Card Interest Rate Cap Act of 2025.
More
-
Rent Now, Pain Later Report
Protect Borrowers and Towards Justice document predatory short-term, high-cost loans marketed to Americans struggling to pay high rents.
More
-
January 2026 Default Crisis Fact Sheet
Learn more about the student loan default crisis.
More
Latest Work
-
Coalition Letter to U.S. Senate and House Committees Urging Advancement of the 10 Percent Credit Card Interest Rate Cap Act of 2025
A diverse coalition sent a letter to leaders on the U.S. Senate and House committees calling on them to advance S. 381/H.R. 1944, the 10 Percent Credit Card Interest Rate Cap Act of 2025.
More
-
Rent Now, Pain Later Report
Protect Borrowers and Towards Justice document predatory short-term, high-cost loans marketed to Americans struggling to pay high rents.
More
-
January 2026 Default Crisis Fact Sheet
Learn more about the student loan default crisis.
More
Latest Work
-
Coalition Letter to U.S. Senate and House Committees Urging Advancement of the 10 Percent Credit Card Interest Rate Cap Act of 2025
A diverse coalition sent a letter to leaders on the U.S. Senate and House committees calling on them to advance S. 381/H.R. 1944, the 10 Percent Credit Card Interest Rate Cap Act of 2025.
More
-
Rent Now, Pain Later Report
Protect Borrowers and Towards Justice document predatory short-term, high-cost loans marketed to Americans struggling to pay high rents.
More
-
January 2026 Default Crisis Fact Sheet
Learn more about the student loan default crisis.
More
Latest Work
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Oral Comment of Persis Yu Opposing Attempts to Gut IDR and Limit PSLF
Read the full remarks of Persis Yu before ED.
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Predatory Tech Company Prehired Defies Government Order to Cease Operations and Continues Defrauding Students as “FastTrack”
SBPC released the results of a months-long investigation into the tech company Prehired, exposing how the firm had resumed its scheme to push worthless credentials on students, paid for via its own predatory private student lending operation.
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AFT v. U.S. Department of Education Lawsuit Fact Sheet
Trump Education Department’s broken promises lead to unaffordable monthly payments and deny public service workers progress towards debt relief, according to new lawsuit.
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Protect Borrowers Congressional Casework Tool
If you are having an issue with your federal student loans or your student loan servicer, you can contact your senator or representative and request casework assistance.
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Maryland Institutional Debt Public Records Analysis
The Student Borrower Protection Center (SBPC) submitted Maryland Public Information Act requests to 12 different public higher education institutions in the state of Maryland seeking information about the debt that current and former students owe to their schools. Only five out of the 12 institutions provided any data, and even of those that did, the data received was incomplete.
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Statewide Fact Sheets on the Impact of the Consumer Financial Protection Bureau
These fact sheets—created by SBPC, AFR, and CFA—shed light on the number of Americans in each state who have reached out to the CFPB for help and have benefitted from the CFPB’s work to hold companies accountable for abusive, predatory, and deceptive practices.
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Fact Sheet: The CFPB Protects Student Loan Borrowers and Holds Bad Actors Accountable
The Consumer Financial Protection Bureau (CFPB), created in the devastating wake of the 2008 financial crisis, is an independent agency that enforces consumer protection laws and protects people from financial companies engaged in unfair, deceptive, and abusive practices. Since its creation, the CFPB has already obtained over $21 billion in relief for over 205 million people from companies that cheated and violated the law—including more than $5 billion in relief for Americans with…
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SBPC Letter Opposing the Nomination of Linda McMahon as Secretary of Education
If confirmed, Linda McMahon will lead with blind loyalty to President Trump and help usher in his radical Project 2025 agenda at the expense of the American people.
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Twitter/X Payments: Public Corruption Poses Risks for Consumers and Competition
This memo explores Elon Musk’s plan to pivot Twitter/X to a payments company in partnership with the payments giant Visa—and the stark conflict of interest posed by that plan and his position leading DOGE.
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Poll: Overwhelming, Bipartisan Majority Reject Cuts to the Student Loan Safety Net and Financial Aid Students and Families Rely On
Voters across party lines, age groups, gender, race, and educational status oppose efforts to pay for tax cuts for billionaires and big corporations on the backs of students and working families with student debt.
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