Latest Work
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Fact Sheet: Twin Cities Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
More
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Memo: How the “One Big Beautiful Bill Act” Will Raise Taxes for Thousands of Student Loan Borrowers
This memo provides an overview of the additional tax costs that working families could face if Congress and the Trump Administration fail to act.
More
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Fact Sheet: Louisville, KY Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
More
Latest Work
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Fact Sheet: Twin Cities Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
More
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Memo: How the “One Big Beautiful Bill Act” Will Raise Taxes for Thousands of Student Loan Borrowers
This memo provides an overview of the additional tax costs that working families could face if Congress and the Trump Administration fail to act.
More
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Fact Sheet: Louisville, KY Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
More
Latest Work
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Fact Sheet: Twin Cities Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
More
-
Memo: How the “One Big Beautiful Bill Act” Will Raise Taxes for Thousands of Student Loan Borrowers
This memo provides an overview of the additional tax costs that working families could face if Congress and the Trump Administration fail to act.
More
-
Fact Sheet: Louisville, KY Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
More
Latest Work
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Fact Sheet: Twin Cities Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
More
-
Memo: How the “One Big Beautiful Bill Act” Will Raise Taxes for Thousands of Student Loan Borrowers
This memo provides an overview of the additional tax costs that working families could face if Congress and the Trump Administration fail to act.
More
-
Fact Sheet: Louisville, KY Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics
The fact sheet includes data showing how borrowers in the Louisville metropolitan area are experiencing severe delinquency on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Black neighborhoods are disproportionately burdened by student debt.
More
Latest Work
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Deep Dive: How Cities and States Can Unlock Workers Across the Country from TRAPs
This is the kickoff piece for a deep dive series on how city, county, and state regulators can take on Training Repayment Agreement Provisions, or TRAPs, using existing authorities to protect workers.
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Coalition Letter to U.S. Department of Education Urging Immediate Unveiling of Hardship NPRM
227 organizations representing millions urge ED to immediately unveil its NPRM to provide student loan debt relief to borrowers experiencing hardship.
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Deep Dive: The State of the Student Debt Crisis for Black Women
The work highlighted in this Deep Dive sheds light on the ways that our higher education financing system is detrimental to Black women’s overall well-being and ability to build wealth.
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Student Debt in the South: Texas
In Student Debt in the South: Texas, SBPC explored student debt disparities and economic distress of borrowers of color in Dallas, Houston, and San Antonio. This is the second report in our series Student Debt in the South, following our deep dive into Atlanta, Georgia.
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22,000+ Borrowers and 200+ Advocacy Groups Submit Public Comment in Support of President Biden’s Student Debt Relief NPRM
Read the public comment submissions and borrower stories demonstrating the life-changing impact that President Biden’s new proposal would have.
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Fact Sheet: FTC Final Non-Competes Rule
April 23, 2024, the FTC issued a final rule that bans the use of traditional and de facto non-compete agreements, which includes stay-or-pay contracts. See our fact sheet on TRAPs and more.
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Testimony of Persis SiChing Yu Before the Senate Committee on Banking, Housing, and Urban Affairs Subcommittee on Economic Policy
Re: MOHELA’s Performance as a Student Loan Servicer
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20 Organizations Send Letter to FTC, Calls for a Ban on TRAPs, Highlighting Their Growing Use
20 organizations wrote the FTC to highlight new research documenting the growing use of TRAPs, and called for the FTC to ban their use in the final non-compete rule.
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Comments in Response to Proposed Joint Consolidation Loan Separation Application
In response to the U.S. Department of Education’s proposed Joint Consolidation Loan Separation Application, the Student Borrower Protection Center submitted a comment urging the Department to finalize the proposed application and begin to implement the Joint Consolidation Loan Separation Act quickly and to the fullest extent possible.
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The MOHELA Papers: The Rise of A Student Loan Servicing Giant and the Fall of the Student Loan System
This report is the result of a years-long investigation into industry mismanagement of the student loan system—exposing a scheme to deny service to millions of working people with student debt by the student loan company responsible for handling the Public Service Loan Forgiveness program.
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