Latest Work
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2025 Student Loan Default Crisis: State by State
Protect Borrowers’ analysis shows that by the end of 2025, student loan borrowers had defaulted on debts totaling more than $92 billion—bringing the total number of borrowers whose debts meet the legal definition of a student loan default to nearly 9 million people nationwide.
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Memo: Investigative Findings Related to California Colleges’ Continued Use of Unlawful Transcript Withholding Practices
Protect Borrowers and The HERE Lab at the University of California, Merced released findings from a months-long investigation looking into the ongoing use of unlawful transcript withholding policies across California. The investigation found that despite this practice being prohibited for six years now, nearly ⅓ of public colleges and universities across the state continue to have policies that may subject students to unlawful transcript withholding.
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2025 Protect Borrowers Highlights Report
Check out our 2025 highlights!
More
Latest Work
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2025 Student Loan Default Crisis: State by State
Protect Borrowers’ analysis shows that by the end of 2025, student loan borrowers had defaulted on debts totaling more than $92 billion—bringing the total number of borrowers whose debts meet the legal definition of a student loan default to nearly 9 million people nationwide.
More
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Memo: Investigative Findings Related to California Colleges’ Continued Use of Unlawful Transcript Withholding Practices
Protect Borrowers and The HERE Lab at the University of California, Merced released findings from a months-long investigation looking into the ongoing use of unlawful transcript withholding policies across California. The investigation found that despite this practice being prohibited for six years now, nearly ⅓ of public colleges and universities across the state continue to have policies that may subject students to unlawful transcript withholding.
More
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2025 Protect Borrowers Highlights Report
Check out our 2025 highlights!
More
Latest Work
-
2025 Student Loan Default Crisis: State by State
Protect Borrowers’ analysis shows that by the end of 2025, student loan borrowers had defaulted on debts totaling more than $92 billion—bringing the total number of borrowers whose debts meet the legal definition of a student loan default to nearly 9 million people nationwide.
More
-
Memo: Investigative Findings Related to California Colleges’ Continued Use of Unlawful Transcript Withholding Practices
Protect Borrowers and The HERE Lab at the University of California, Merced released findings from a months-long investigation looking into the ongoing use of unlawful transcript withholding policies across California. The investigation found that despite this practice being prohibited for six years now, nearly ⅓ of public colleges and universities across the state continue to have policies that may subject students to unlawful transcript withholding.
More
-
2025 Protect Borrowers Highlights Report
Check out our 2025 highlights!
More
Latest Work
-
2025 Student Loan Default Crisis: State by State
Protect Borrowers’ analysis shows that by the end of 2025, student loan borrowers had defaulted on debts totaling more than $92 billion—bringing the total number of borrowers whose debts meet the legal definition of a student loan default to nearly 9 million people nationwide.
More
-
Memo: Investigative Findings Related to California Colleges’ Continued Use of Unlawful Transcript Withholding Practices
Protect Borrowers and The HERE Lab at the University of California, Merced released findings from a months-long investigation looking into the ongoing use of unlawful transcript withholding policies across California. The investigation found that despite this practice being prohibited for six years now, nearly ⅓ of public colleges and universities across the state continue to have policies that may subject students to unlawful transcript withholding.
More
-
2025 Protect Borrowers Highlights Report
Check out our 2025 highlights!
More
Latest Work
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Poll: Trump’s Plan to Abolish U.S. Department of Education is Extremely Unpopular Among Voters
Poll comes as Trump continues unconstitutional authoritarian takeover of federal agencies and prepares to take excecutive action to dismantle U.S. Department of Education.
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Student Debt Cancellation: Evidence from Credit Reporting Panel Data
This paper estimates the economic impact of student debt cancellation on borrower financial outcomes using a nationally-representative credit panel.
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2025 Statewide and Congressional District Fact Sheets on the Student Loan Debt Crisis
Download a fact sheet of student debt data for your state or congressional district!
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2024 SBPC Highlights Report
Check out our 2024 highlights!
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November Hardship NPRM Coalition Comment
November Hardship NPRM Coalition Comment
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MO Borrowers, MO Problems: How One MAGA Attorney General Tried to Break the Student Loan System and Drive His Own Constituents Deeper Into Debt
Student Borrower Protection Center and the Debt Collective analyze complaints submitted by student loan borrowers to Missouri Attorney General Andrew Bailey’s office about MOHELA.
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MOHELA Website Waiver Letters to Federal Regulators
View our series of letters from SBPC and AFT to federal regulators referring MOHELA for prosecution.
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Project 2025 PSLF State-by-State Map
This state-by-state map sheds light on the estimated financial toll of Project 2025’s proposal to eliminate PSLF and how it will saddle approximately 3.6 million public service workers with more than $250 billion in additional student loan debt.
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Testimony of Aissa Canchola Bañez Before the U.S. Senate Banking Committee
See here to read Aissa Canchola Bañez’s September 17, 2024, testimony.
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Total Private Student Loan Balance by State
Explore our map indicating the total private student loan balance by state.
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