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    • Federal Student Loans
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What We Do

We’re fighting the corrupt corporations and broken public programs that drive American families into debt.

When corporations weaponize debt and government looks the other way, our communities and families pay the price. We’re fighting this rigged system with every tool we’ve got—suing predatory lenders, overhauling broken programs, and mobilizing borrowers to demand change. From employer debt traps to algorithmic redlining to for-profit college scams, we’re taking on the debt-industrial complex piece by piece.

Here’s How

Federal Student Loans

Predatory Lending & Private Credit

Free College

Workplace Debt & Labor Exploitation

Public Corruption & Attacks on Public Power

Racial & Economic Justice

State & Local Projects

ABOUT US

Protect Borrowers (formerly Student Borrower Protection Center) is a team of experts, lawyers, and advocates fighting to build an economy where debt doesn’t limit opportunity.

We investigate financial abuses, take predatory companies to court, and push for policies to protect working people from debt traps. We aim to deliver immediate relief to families while building power and driving systemic change.

Learn More

Latest Work


  • Letters & Memos

    Memo: CFPB Enforcement Actions Dismissed or Terminated Under Trump’s CFPB

    Consumer Federation of America and Protect Borrowers outline the more than 40 public enforcement actions against Wall Street banks, Big Tech firms, and other corporations that have been dismissed or rolled back under the Trump Administration and Acting Director Russell Vought.

    READ More


  • Letters & Memos

    Alerting Illinois Officials to the Need to Protect Students and Borrowers from Public Institutions Outsourcing Management of Online Programs to For-Profit Company, Risepoint

    This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.

    READ More


  • Amicus Briefs

    Group Amicus Brief to Federal Court of Appeals: “Unilateral, Unlawful Dismantling” of the CFPB by the Administration is Unconstitutional

    41 nonprofit groups file amicus brief with federal Court of Appeals urging it to grant en banc review of NTEU v. Vought.

    READ More


  • Testimony & Remarks

    Testimony of Aissa Canchola Bañez Before U.S. Senate on How Republicans are Closing the Door on Working and Middle-Class Students

    Read our latest testimony.

    READ More


  • Deep Dives

    Deep Dive: The OBBBA Law Makes Paying for College More Expensive and Risky

    The following Protect Borrowers Deep Dive is an updated analysis of certain student loan-related provisions of the “One Big Beautiful Bill Act” passed by Congress and signed into law through the budget reconciliation process. An original analysis focused on the House version of the bill was published on May 6, 2025.

    READ More


  • Fact Sheets

    OBBBA Increased Costs Fact Sheet

    The following fact sheet describes how the “One, Big, Beautiful Bill Act” will make paying for college more expensive for families and increase student loan costs.

    READ More

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