Resource Category: Reports

Reports

Co-Opting California Courts: How Private Creditors Have Turned the Judiciary Into a Predatory Student Debt Collection Machine

In a report, SBPC fellow Claire Johnson Raba, a SBPC fellow shows the effect of predatory private student loan collection practices on borrowers in California. With creditors dragging borrowers into court for debts they often do not owe and lacking the documents necessary to back up their claims, the report lays out the harmful long-term impacts to borrowers’ credit and finances.

More
Reports

Pushing Predatory Products: How Public Universities are Partnering with Unaccountable Contractors to Drive Students Toward Risky Private Debt and Credit

This report is the result of an investigation revealing that public colleges and universities nationwide are driving students toward expensive, predatory student debt.

More
Reports

Big Data and Big Errors: Why Giving Furnishers a Free Pass Undermines the Credit Reporting System and Denies Consumers Access to Justice

This report from the SBPC and Berger Montague attorney John Albanese examines how creditors, including student loan companies, routinely furnish inaccurate information to consumer reporting agencies like Experian, Equifax, and TransUnion.

More
Reports

Discrimination is Unfair: Interpreting UDA(A)P to Prohibit Discrimination

This report from the SBPC and Relman Colfax attorneys Stephen Hayes and Kali Schellenberg, examines how laws prohibiting unfair, deceptive (and sometimes abusive) acts and practices (“UDA(A)Ps”) can be applied to combat discrimination in the student loan market and beyond.

More
Investigations, Reports

SBPC Investigation Reveals New Evidence of How the Student Loan Industry and the Department of Education Failed Borrowers During the Pandemic

The findings of this investigation include tens of thousands of never-before-seen instances in which federal student loan servicers inaccurately told credit reporting agencies that borrowers whose payments had been paused at the outset of COVID had stopped paying on their student loans.

More
Reports

Private Student Loan Collections Report: New York Spotlight

In a report, the SBPC, Young Invincibles, Community Service Society of New York, and New Yorkers for Responsible Lending show how private student loan collection practices are harming borrowers across the country, including a spotlight on New York borrowers. With creditors dragging borrowers into court for debt they often do not owe and lacking the documents necessary to back up their claims, the report lays out how these companies are manipulating courts into…

More
Reports

Private Student Loan Collections Report: Maryland Spotlight

In a report, the SBPC, the Maryland Consumer Rights Coalition, the American Federation of Teachers-Maryland, and SEIU Local 500, shows how private student loan collection practices are harming borrowers across the country, including a spotlight on Maryland borrowers.

More
Reports

2020 SBPC Highlights Report

This report highlights some of the critical work the SBPC has been able to accomplish alongside dedicated advocates and borrowers throughout the country.

More
Reports

Broken Promises: How the Department of Education’s Failures and Industry’s Abuses Deny FFEL Borrowers Public Service Loan Forgiveness

This report examines the challenges that borrowers with Federal Family Education Loans face when seeking to qualify for Public Service Loan Forgiveness (PSLF).

More
Reports

Combating Exploitative Education: Holding For-Profit Schools Accountable for Civil Rights Violations

This report from the SBPC and Relman Colfax attorneys Stephen Hayes and Andrea Lowe, calls for strengthening and deploying civil rights tools in order to combat predatory practices by for-profit schools.

More