These fact sheets give a state-by-state breakdown of how credit card debt is growing in all 50 states as of June 2026. Overall, borrowers in the South are struggling with credit card debt the most. Nearly 1 in 3 borrowers (32.5 percent) in the South are debt-stressed, the highest of any region, and they are falling faster into high-interest credit card debt than any other region. Meanwhile, borrowers in the West and across the South have taken on the largest increases in credit card debt since 2018. Americans across every region of the United States have seen an explosive growth in monthly credit card payments since 2018. For more information about sources, see below.
View the Individual Fact Sheets: June 2026 Credit Card Debt Crisis State Fact Sheets
View a master PDF of All State Fact Sheets: Here and below
Read the Blog/Substack: Behind in Every State: A Deeper Look at America’s Credit Card Debt Crisis
Sources
- Protect Borrowers and The Century Foundation analysis of Univ. of California Consumer Credit Panel (UC-CCP) data.