In Colorado, families owe historic levels of credit card, student loan, auto loan, and utility debt. Rising costs continue to push more Colorado families deeper into the red as they fall further behind on monthly payments. According to research by Protect Borrowers and The Century Foundation:
- 27,010 Colorado households are behind on a utility bill (as of Q2 2025)
- 1.2 million Coloradans with credit card debt are debt-stressed (as of June 2026)
- Nearly 1 in 5 Colorado student loan borrowers are past due on a federal student loan (as of September 2025)
- 13.4% of Coloradans who took out a new car loan had to finance their car over 7+ years (as of Q4 2025)
Fact Sheets on Coloradans’ Debts
Fact Sheet on Credit Card Debt in Colorado here (see sources here)
Fact Sheet on Auto Loan Debt in Colorado here (see sources here)
Fact Sheet on Student Loan Debt Delinquency in Colorado here (see sources here)
Congressional District-Level Fact Sheets on Student Loan Debt in Colorado here
Fact Sheet on Utility Debt in Colorado here (see more here)
Fact Sheet on Utility Debt, Student Debt, and Auto debt in Denver, Colorado here (see sources here).
Reports on American Families’ Debts by Protect Borrowers and The Century Foundation
Interest Nation: The State of America’s Credit Card Debt Crisis (Data as of June 2026)
When the Wheels Come Off: How Surging Auto Loan Debt Is Hurting Households (Data as of Q4 2025)
Trump’s Student Loan Delinquency Crisis, Unmasked (Data as of September 2025)
Power Failure: Rising Energy Debt Is Climbing into the Middle Class (Data as of Q2 2025)