In Michigan, families owe historic levels of credit card, student loan, car loan, and utility debt. Rising costs continue to push more Michigan families deeper into the red and as they fall further behind on monthly payments. According to research by Protect Borrowers and The Century Foundation:
- 197,609 Michigan families are behind on a utility bill
- 1.9 million Michigan families with credit card debt are debt-stressed
- Nearly 1-in-4 Michigan student loan borrowers are past due on a federal student loan
- More than 1-in-6 Michigan families who took out a new car loan had to finance their car over 7+ years
Fact Sheets on Michigan Families’ Debts
Fact Sheet on Credit Card Debt in Michigan here (see sources here)
Fact Sheet on Auto Loan Debt in Michigan here (see sources here)
Fact Sheet on Student Loan Debt Delinquency in Michigan here (see sources here)
Congressional District-level Fact Sheets on Student Loan Debt in Michigan here
Fact Sheet on Utility Debt in Michigan here
Reports on American Families’ Debts by Protect Borrowers and The Century Foundation
Interest Nation: The State of America’s Credit Card Debt Crisis (March 2026)
When the Wheels Come Off: How Surging Auto Loan Debt Is Hurting Households (May 2026)
Trump’s Student Loan Delinquency Crisis, Unmasked (February 2026)
Power Failure: Rising Energy Debt Is Climbing into the Middle Class (July 2026)