Reports

FOIAs Reports

Feb 28, 2025

Maryland Institutional Debt Public Records Analysis

The Student Borrower Protection Center (SBPC) submitted Maryland Public Information Act requests to 12 different public higher education institutions in the state of Maryland seeking information about the debt that current and former students owe to their schools. Only five out of the 12 institutions provided any data, and even of those that did, the data received was incomplete.

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Reports

Jan 16, 2025

Student Debt Cancellation: Evidence from Credit Reporting Panel Data

This paper estimates the economic impact of student debt cancellation on borrower financial outcomes using a nationally-representative credit panel.

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Reports

Dec 23, 2024

2024 SBPC Highlights Report

Check out our 2024 highlights!

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Reports

Oct 23, 2024

MO Borrowers, MO Problems: How One MAGA Attorney General Tried to Break the Student Loan System and Drive His Own Constituents Deeper Into Debt

Student Borrower Protection Center and the Debt Collective analyze complaints submitted by student loan borrowers to Missouri Attorney General Andrew Bailey’s office about MOHELA.

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Reports

Oct 2, 2024

Project 2025 PSLF State-by-State Map

This state-by-state map sheds light on the estimated financial toll of Project 2025’s proposal to eliminate PSLF and how it will saddle approximately 3.6 million public service workers with more than $250 billion in additional student loan debt.

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Reports

May 30, 2024

Student Debt in the South: Texas

In Student Debt in the South: Texas, SBPC explored student debt disparities and economic distress of borrowers of color in Dallas, Houston, and San Antonio. This is the second report in our series Student Debt in the South, following our deep dive into Atlanta, Georgia.

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Reports

Feb 28, 2024

The MOHELA Papers: The Rise of A Student Loan Servicing Giant and the Fall of the Student Loan System

This report is the result of a years-long investigation into industry mismanagement of the student loan system—exposing a scheme to deny service to millions of working people with student debt by the student loan company responsible for handling the Public Service Loan Forgiveness program.

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Reports

Dec 21, 2023

2023 SBPC Highlights Report

Check out our 2023 highlights!

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Reports

Dec 4, 2023

Stay-or-Pay: Federal Actions to End Modern-Day Indentured Servitude Across the Economy

This new policy roadmap outlines a broad range of executive actions that agencies across the federal government must take to curb so-called “Stay-or-Pay” contracts.

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Reports

Oct 5, 2023

Delivering Distress: How Student Loan Companies Cheat Borrowers Out of Their Rights

Read our Delivering Distress paper series tat lays out a new roadmap for action against unjust and unlawful collection efforts by the nation’s largest student loan companies.

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