Reports

Reports

Mar 17, 2022

Creditor Colleges: Canceling Debts that Surged During COVID-19 for Low-Income Students

According to this new report, when students owe debts to “Creditor Colleges,” the consequences can be catastrophic.

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Reports

Mar 14, 2022

Customer Disservice: Examining Maximus, The Federal Contractor That Just Became The Largest Student Loan Company In The World

This report details the Student Borrower Protection Center and Communications Workers of America’s joint investigation into Maximus, the world’s largest student debt company.

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Reports

Mar 3, 2022

Point of Fail: How a Flood of “Buy Now, Pay Later” Student Debt is Putting Millions at Risk

This report documents the results of an SBPC investigation finding that emerging point-of-sale lending firms, particularly those in the rapidly growing BNPL space, are driving students toward risky loan products and propping up a startling array of questionable for-profit schools in the process.

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Reports

Jan 20, 2022

Morally Bankrupt: How the Student Loan Industry Stole a Generation’s Right to Debt Relief

This report investigates a decades-long scheme by the student loan industry to rob borrowers of their right to debt relief on many types of private student loans.

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Reports

Jan 12, 2022

Restoring the Promise of Income-Driven Repayment: An IDR Waiver Proposal

In a whitepaper, the SBPC, the National Consumer Law Center, and the Center for Responsible Lending offer a proposal to the Biden administration to fix income-driven repayment via the creation of an “IDR waiver.” This waiver would cut through the red tape that has long stymied the IDR program and deliver a pathway out of student debt by giving borrowers credit for time in repayment.

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Reports

Dec 23, 2021

2021 SBPC Highlights Report

This report highlights some of the critical work the SBPC has been able to accomplish over the past year alongside dedicated advocates and borrowers throughout the country.

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Reports

Dec 20, 2021

States on the Frontlines of Student Borrower Legislation and Advocacy in 2021

After four years of leading the fight to protect student loan borrowers, 2021 has seen states across the country continue to take steps to deliver protections and hold companies harming borrowers accountable.

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Reports

Dec 20, 2021

SBPC and the Center for Consumer Law & Economic Justice at the UC Berkeley School of Law Outline How California Can Protect ISA Borrowers

This issue brief, from the SPBC and the Center for Consumer Law & Economic Justice at the University of California, Berkeley, School of Law, provides an overview of how California’s Department of Financial Protection and Innovation and the California legislature can protect borrowers from predatory income share agreements.

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Reports

Dec 16, 2021

Revisiting Debt Relief

The SBPC, as part of SLLI, released a report featuring contributions from leading student loan experts and advocates examining the Biden Administration’s progress on its promise to deliver student relief, and offering a roadmap for what can be done in the year ahead to help borrowers.

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Reports

Sep 30, 2021

Driving Into a Dead End: Why IDR Has Failed Millions with Decades-Old Debts

This report synthesizes evidence identifying various glaring warning signs that Income-Driven Repayment is failing millions of borrowers who have been in repayment for decades on federal student loans—and that it is slated to continue doing so for years to come.

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