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  1. Resources & Litigation
  2. Reports

Reports


  • Investigations Reports
    Apr 8, 2021

    SBPC Investigation Reveals New Evidence of How the Student Loan Industry and the Department of Education Failed Borrowers During the Pandemic

    The findings of this investigation include tens of thousands of never-before-seen instances in which federal student loan servicers inaccurately told credit reporting agencies that borrowers whose payments had been paused at the outset of COVID had stopped paying on their student loans.

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  • Reports
    Mar 26, 2021

    Private Student Loan Collections Report: New York Spotlight

    In a report, the SBPC, Young Invincibles, Community Service Society of New York, and New Yorkers for Responsible Lending show how private student loan collection practices are harming borrowers across the country, including a spotlight on New York borrowers. With creditors dragging borrowers into court for debt they often do not owe and lacking the documents necessary to back up their claims, the report lays out how these companies are manipulating courts into…

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  • Investigations Reports
    Mar 25, 2021

    Advocates Warn That ISA Provider Stride Funding’s Lending Model is Potentially Harming Students of Color and Violating Fair Lending Law

    This report is the result of an investigation that reveals potentially harmful business practices and possible fair lending risks by Stride Funding, an education finance firm that originates and markets Income Share Agreements (ISAs).

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  • Reports
    Mar 8, 2021

    Education Department’s Decades-Old Debt Trap: How the Mismanagement of Income Driven Repayment Locked Millions in Debt

    This issue brief highlights newly public data obtained by NCLC from the Department of Education showing that only 32 borrowers have ever qualified for debt cancellation through the federal government’s IDR program, even as approximately 2 million borrowers remain trapped in decades-old debts.

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  • Reports
    Feb 1, 2021

    Withholding Dreams: Why Washington Must Tie COVID Relief for Colleges to Relief for Students Burdened by Institutional Debt

    This issue brief examines how debt owed by students directly to schools presents unique challenges, and how Washington can provide relief to students and borrowers burdened by these debts as part of the overall higher education response to COVID.

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  • Reports
    Jan 15, 2021

    Private Student Loan Collections Report: Maryland Spotlight

    In a report, the SBPC, the Maryland Consumer Rights Coalition, the American Federation of Teachers-Maryland, and SEIU Local 500, shows how private student loan collection practices are harming borrowers across the country, including a spotlight on Maryland borrowers.

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  • Reports
    Dec 31, 2020

    2020 SBPC Highlights Report

    This report highlights some of the critical work the SBPC has been able to accomplish alongside dedicated advocates and borrowers throughout the country.

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  • Reports
    Dec 22, 2020

    Broken Promises: How the Department of Education’s Failures and Industry’s Abuses Deny FFEL Borrowers Public Service Loan Forgiveness

    This report examines the challenges that borrowers with Federal Family Education Loans face when seeking to qualify for Public Service Loan Forgiveness (PSLF).

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  • Reports
    Dec 10, 2020

    Affirming Accountability: How the Biden Administration Can Stop the Shady Companies Helping For-Profit Colleges Evade Responsibility for Driving Students Into Default

    This issue brief details how for-profit schools work with third-party companies to skirt accountability requirements designed to protect borrowers who attended schools with high default rates.

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  • Reports
    Dec 4, 2020

    Combating Exploitative Education: Holding For-Profit Schools Accountable for Civil Rights Violations

    This report from the SBPC and Relman Colfax attorneys Stephen Hayes and Andrea Lowe, calls for strengthening and deploying civil rights tools in order to combat predatory practices by for-profit schools.

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