• About Us
    • About Us
    • Our Team
    • Protect Borrowers Alumni
    • Advisory Board
    • Fellows
    • Careers
  • What We Do
    • What We Do
    • Federal Student Loans
      • Delivering Debt Relief
        • Public Service Loan Forgiveness
        • Income-Driven Repayment
        • Closed School Discharge
        • Total and Permanent Disability (TPD) Discharge
        • Borrower Defense to Repayment
        • Joint Consolidation
      • Federal Loan Servicing Abuse
        • MOHELA
        • Navient
        • Nelnet/Great Lakes
        • Aidvantage/MAXIMUS
        • Pennsylvania Higher Education Assistance Agency
        • ACS
        • White Labeling
      • Default & Collections
        • Treasury Offset Program
        • Social Security
      • Incarcerated Borrower Relief
      • Federal Oversight
    • Predatory Lending & Private Credit
      • Shadow Student Debt
      • Private Student Lending
        • Income-Share Agreements
        • Bankruptcy Barriers
        • Bootcamps
      • Surveillance Credit & Big Tech
      • Scam Schools
        • For-Profit Colleges
        • Online Program Managers
    • Free College
      • Institutional Debt
    • Workplace Debt & Labor Exploitation
      • Stay-or-Pays & TRAPs
        • Training Repayment Agreement Provisions (TRAPs)
      • Non-competes
      • Other Employer-Driven Debt
    • Public Corruption & Attacks On Public Power
    • Other Household Debt
    • Racial & Economic Justice
      • Educational Redlining
      • Marginalized Populations
        • Older Borrowers
        • Women & Debt
        • Black Borrowers
        • Latino/a Borrowers
        • LGBTQ+ Borrowers
        • Incarcerated Borrowers
        • Veteran Borrowers
        • NCSLT
    • State & Local Projects
      • State Legislative Advocacy
        • Student Loan Borrower Bill of Rights
        • Private Student Loan State Legislation
        • State TRAPs Legislative Toolkit
        • Online Program Managers
      • State Regulatory Advocacy
      • State Law Enforcement
      • State Research
      • Student Debt in the South
      • Cities Partnership
  • Media & Events
    • Media & Events
    • Events
    • Press Releases
    • News Clips
    • Blog
    • Video
  • Resources & Litigation
    • Resources & Litigation
    • Reports
    • Letters & Memos
    • Comments
    • Testimony & Remarks
    • Deep Dives
    • Legislative Toolkits
    • Polling
    • Investigations
    • FOIAs
    • Fact Sheets
    • Lawsuits
    • Amicus Briefs
  • Get Help
  • Get Involved
  • Mobile Social
  1. What We Do
  2. Federal Student Loans
  3. Default & Collections
  4. Social Security

Social Security


  • Letters & Memos
    Dec 23, 2025

    Memo: Investigative Findings Related to California Colleges’ Continued Use of Unlawful Transcript Withholding Practices

    Protect Borrowers and The HERE Lab at the University of California, Merced released findings from a months-long investigation looking into the ongoing use of unlawful transcript withholding policies across California. The investigation found that despite this practice being prohibited for six years now, nearly ⅓ of public colleges and universities across the state continue to have policies that may subject students to unlawful transcript withholding.

    More


  • Press Releases
    Dec 23, 2025

    Investigation Reveals Over 40 California Colleges and Universities May Continue Policy of Collecting Debt By Withholding Transcripts, In Possible Violation of State Law

    A new investigation reveals that 26 California colleges and universities claim to withhold academic transcripts from students who allegedly owe debts to the schools, despite this practice being outlawed by the California legislature in 2019. Another 18 California colleges and universities include ambiguous policies that could subject students to transcript withholding for owing an institutional debt.

    More


  • Reports
    Dec 22, 2025

    2025 Protect Borrowers Highlights Report

    Check out our 2025 highlights!

    More


  • Press Releases
    Dec 22, 2025

    Mayor-Elect Mamdani Appoints Protect Borrowers Advisory Board Member to Lead NYC Department of Consumer and Worker Protection

    Sam Levine brings deep expertise protecting borrowers and holding financial actors accountable.

    More


  • Press Releases
    Dec 22, 2025

    Coast-to-Coast Crackdown: New York Joins California in Banning Predatory “Stay-or-Pay” Contracts

    With Governor Hochul’s signature, new law will ensure hundreds of thousands of workers are free from employer-driven debt.

    More


  • Blogs
    Dec 11, 2025

    Trump’s CFPB Waves the White Flag on the Military Lending Act to Give MoneyLion a Sweetheart Deal. Why?

    Our nation’s all-volunteer fighting force deserves a federal financial watchdog that will mirror their courage and stand up to corporate scofflaws, not one that cowers at a challenge and admits defeat. Unfortunately, this settlement shows exactly what kind of lapdog the CFPB has morphed into. 

    More


  • Blogs
    Dec 10, 2025

    2025 Wrapped: What Borrowers Need to Know and Do to Manage Their Student Loans

    2025 was a tough year for Americans, especially the vast majority of us who owe debt. Sadly, the student debt crisis facing our country is only expected to exacerbate in the coming years. Rest assured, however, that in 2026, Protect Borrowers will stay committed to monitoring this crisis and speaking out for the interests of the millions of student borrowers who are caught in the middle.

    More


  • Press Releases
    Dec 9, 2025

    Billionaire Education Secretary and Right-Wing AG Abandon Borrowers in Backroom Deal on SAVE Lawsuit

    ED filed a proposed settlement with the State of Missouri to vacate the Biden Administration’s critical SAVE plan.

    More


  • Press Releases
    Dec 8, 2025

    As Student Debt Crushes Los Angeles, a Roundtable of Community Members Gather to Urge Action

    Data highlighted on over 1.6 million Los Angeles borrowers with $70.7 billion in student debt.

    More


  • Fact Sheets
    Dec 8, 2025

    Fact Sheet: Los Angeles Borrowers Experience Economic Hardship Across Demographics Due to Impending Student Loan Default Crisis and Systemic Chaos

    The fact sheet includes data showing how borrowers in the Los Angeles metropolitan area of California are experiencing economic hardship on the precipice of the impending student loan default crisis.

    More


  • Blogs
    Dec 5, 2025

    What is All the Buzz About Nursing No Longer Being Designated as a Professional Program?

    Here is what students and borrowers need to know about the U.S. Department of Education’s new proposed definition of professional degrees and what YOU could do to push back.

    More


  • Blogs
    Dec 4, 2025

    Take-Down of the Take-Down: The Bankers are Wrong About Interest Rate Caps

    If we’re really going to do affordability policy in the next decade, we’re going to need to build up antibodies to the standard lobbyist playbook.

    More


  • Deep Dives
    Nov 20, 2025

    Deep Dive: New Research Shows the Profound Impact of Debt on Perceptions of Higher Ed

    For the first time, a novel set of research investigates the perspectives of student loan borrowers in various repayment plans on key issues, including (1) the value of their higher education experience, (2) the educational threshold for financial security, and (3) their trust in loan servicers and the federal government concerning loan repayment information. 

    More


  • Press Releases
    Nov 18, 2025

    Secretary McMahon Announces Further Efforts to Dismantle Education Department, Betraying Students and Working Families

    Secretary McMahon’s announcement that she is shuffling certain functions of the U.S. Department of Education across four different agencies is a political stunt

    More


  • Blogs
    Nov 18, 2025

    Falling Off the Student Loan Default Cliff

    This blog is part one of a three-part series that examines the shadow network of vendors that control the federal student loan market and the role they play in driving student loan defaults. 

    More


  • Press Releases
    Nov 17, 2025

    NEW DATA: 14 Million Americans Face Severely Delinquent Utility Debt Due to Rising Energy Costs, Putting Families At Risk Ahead of Winter

    Analysis finds monthly energy bills have climbed 35% since 2022; under Trump 2.0, number of households with severely overdue utility debt jumped by 117,000.

    More


  • Reports
    Nov 17, 2025

    Report and Fact Sheets: How Rising Utility Costs Are Fueling Debt and Overwhelming American Families

    The Century Foundation (TCF) and Protect Borrowers reveal that rising energy and utility costs are pushing families deeper and deeper into debt, fueled by poorly regulated utility monopolies, the explosion of AI data centers, and President Trump’s policies that have jacked up Americans’ utility bills.

    More


  • Press Releases
    Nov 14, 2025

    As Student Debt Crushes Austin, Texas, a Roundtable of Community Members Gather to Urge Action

    Read our latest press release.

    More


  • Fact Sheets
    Nov 14, 2025

    Fact Sheet: Austin Borrowers and Families Experiencing Economic Hardship Due to Impending Student Loan Default Crisis and Systemic Chaos Across Demographics

    The fact sheet includes data showing how borrowers in the Austin metropolitan area of Texas are experiencing economic hardship on the precipice of the impending student loan default crisis, and that women, older borrowers, and borrowers in majority-Latino neighborhoods are disproportionately burdened by student debt.

    More


  • Testimony & Remarks
    Nov 12, 2025

    Testimony of Jennifer Zhang at the People’s Oversight Hearing Held by Public Knowledge

    See here to read Jennifer Zhang’s November 12, 2025 testimony.

    More

PREV
1 2 3 4 5 6 … 86
NEXT

EXPLORE MORE


Default & Collections
Treasury Offset Program
Administrative Wage Garnishment (AWG)
Get involved
Get Help

Join our Email List
Stay informed about the fight to protect Americans with debt.

"*" indicates required fields

Name
  • About
  • What We Do
  • Media & Events
  • Resources & Litigation
  • Get Involved

© Copyright 2026 Protect Borrowers. Contact Us
This site is protected by reCAPTCHA and this Privacy Policy and Terms of Service apply.