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The case for a BNPL Bill of Rights.
Read our latest fact sheet.
Bipartisan, independent citizens-legislative commissioners express grave concerns over lack of transparency, accountability, and consumer protections in underregulated institutional debt crisis.
People cheer for bad policy, show off their bad judgment.
Protect Borrowers’ submitted comment on proposed Workforce Pell regulations in response to ED’s AHEAD NPRM.
Reforms passed last year will leave hundreds of thousands of students needing private student loans, but many will not be able to get them. New research finds that underwriting requirements will block 40 percent of Americans from private student loans. The promise that private loans will fill gaps isn’t just overstated: it’s empty.
A study published by Protect Borrowers and The Century Foundation warns that more than 40% of U.S. college students—including nearly two thirds of Pell Grant recipients—would not qualify for a traditional private student loan.
Protect Borrowers and The Century Foundation released a startling joint report revealing that over 40 percent of Americans would likely be denied access to loans from the vast majority of traditional private and state-affiliated lenders.
Experts testified before the Little Hoover Commission’s hearing entitled, “Student Debt to California Colleges and Universities.” The historic hearing marks the first time the Commission is investigating the growth of institutional debt and exploring potential policy solutions to better protect students across California.
Written witness testimonies of Aissa Canchola Bañez, Samantha Seng, Professor Dalié Jiménez, and Associate Professor Charlie Eaton before the Little Hoover Commission’s first ever public hearing on institutional debt in California.