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  1. What We Do
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Black Borrowers


  • Press Releases
    Sep 22, 2021

    Advocates Call on President Biden to Cancel Student Loan Debt for Public Service Workers

    More than 200 organizations representing millions of public service workers from all corners of the country called on President Biden to fix the broken PSLF program and deliver promised student debt relief to borrowers.

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  • Press Releases
    Jul 28, 2021

    New Report Finds For-Profit Schools Targeting Black and Latino Communities

    . The report plots the location of for-profit schools in cities across the Midwest, showing how these institutions often cluster in certain areas to exploit borrowers of color by offering programs of dubious value financed by expensive and hard to repay student debt. Further, new data analysis reveals that, at the national level, for-profit schools are roughly twice as likely to set up in majority Latino or majority Black zip codes as compared…

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  • Reports
    Jul 28, 2021

    Mapping Exploitation: Examining For-Profit Colleges as Financial Predators in Communities of Color

    This report examines how predatory for-profit institutions are geographically targeting communities of color in cities in the Upper Midwest and across the country. By targeting prospective Black and Latino students with dubious educational programs and high levels of debt, the report shows how these institutions are systematically stripping wealth from these communities.

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  • Blogs
    Jul 8, 2021

    New Data Show Alarming Racial Disparities for Student Loan Debt Collections

    Our analysis of new data uncovers stark racial disparities at the local level in student debt distress.

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  • Blogs
    Apr 6, 2021

    Research Roundup: Student Debt Adds Rocket Fuel to the Fire of American Economic Inequalities

    A growing body of evidence suggests that the student debt crisis is exacerbating America’s stark economic inequalities, with huge consequences for disparities across race and gender.

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  • News Clips
    Apr 1, 2021

    Income Share Agreements Might Discriminate Against HBCU Students, Report Says

    The Student Borrower Protection Center (SBPC) and the NAACP Legal Defense and Educational Fund, Inc. (LDF) sent a joint demand letter to Stride Funding, a higher education lending company, following an SBPC report that their income share agreements are pricier for students who attend minority serving institutions like historically Black colleges and universities.

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  • Investigations Reports
    Mar 25, 2021

    Advocates Warn That ISA Provider Stride Funding’s Lending Model is Potentially Harming Students of Color and Violating Fair Lending Law

    This report is the result of an investigation that reveals potentially harmful business practices and possible fair lending risks by Stride Funding, an education finance firm that originates and markets Income Share Agreements (ISAs).

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  • Press Releases
    Mar 25, 2021

    New Report Warns of ‘Educational Redlining’ By FinTech Student Lender Systematically Overcharging Borrowers Who Attend Historically Black Colleges and Universities

    The SBPC and the NAACP LDF today sent a demand letter to Stride Funding, LLC raising concerns that the company’s lending model may violate federal fair lending law by penalizing student borrowers for attending HBCUs and other minority-serving institutions.

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  • News Clips
    Mar 9, 2021

    Experts Detail How Student Loan Debt Is Strangling Black and Latino Students

    Kat Welbeck, a civil rights counsel at the Student Borrower Protection Center, said lack of generational wealth plays a role in student debt. She pointed out that Black and Latino students tend to have higher debt burdens because their families don’t have the financial resources to pay for college, so they have to borrow more money. Unfortunately, this creates a vicious economic cycle and prevents them from creating generational wealth.

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  • Blogs
    Feb 8, 2021

    The CFPB Must Prioritize the Student Debt Crisis as a Civil Rights Crisis

    Any comprehensive analysis and regulatory prioritization grounded in removing barriers to societal equity must acknowledge the racially disparate effects of the student debt crisis and the decades-long failure to effectively regulate the student loan industry.

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