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  1. What We Do
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Social Security


  • Fact Sheets
    Jan 8, 2026

    January 2026 Default Crisis Fact Sheet

    Learn more about the student loan default crisis.

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  • Blogs
    Jan 8, 2026

    Trump’s Wall Street Watchdog Confirms Working People Got Slammed By Credit Card Interest and Fees

    In 2026, we’re making bank executives the villains again.

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  • Investigations
    Jan 7, 2026

    2025 Student Loan Default Crisis: State by State

    Protect Borrowers’ analysis shows that by the end of 2025, student loan borrowers had defaulted on debts totaling more than $92 billion—bringing the total number of borrowers whose debts meet the legal definition of a student loan default to nearly 9 million people nationwide.

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  • Press Releases
    Jan 7, 2026

    New Analysis Finds That a Student Loan Borrower Defaulted Every Nine Seconds in 2025, as Trump Restarts Wage Garnishment

    Protect Borrowers’ new analysis estimates a borrower has defaulted on a student loan every 9 seconds since January 2025. Additionally, a coalition letter urges the Administration to halt plans to resume garnishing defaulted borrowers’ wages.

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  • Press Releases
    Dec 23, 2025

    Trump Admin Decision to Garnish Wages from Defaulted Student Loan Borrowers is Cruel, Unnecessary, and Irresponsible

    As millions of borrowers sit on the precipice of default, this Administration is using its self-inflicted limited resources to seize borrowers’ wages instead of defending borrowers’ right to affordable payments.

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  • Letters & Memos
    Dec 23, 2025

    Memo: Investigative Findings Related to California Colleges’ Continued Use of Unlawful Transcript Withholding Practices

    Protect Borrowers and The HERE Lab at the University of California, Merced released findings from a months-long investigation looking into the ongoing use of unlawful transcript withholding policies across California. The investigation found that despite this practice being prohibited for six years now, nearly ⅓ of public colleges and universities across the state continue to have policies that may subject students to unlawful transcript withholding.

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  • Press Releases
    Dec 23, 2025

    Investigation Reveals Over 40 California Colleges and Universities May Continue Policy of Collecting Debt By Withholding Transcripts, In Possible Violation of State Law

    A new investigation reveals that 26 California colleges and universities claim to withhold academic transcripts from students who allegedly owe debts to the schools, despite this practice being outlawed by the California legislature in 2019. Another 18 California colleges and universities include ambiguous policies that could subject students to transcript withholding for owing an institutional debt.

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  • Reports
    Dec 22, 2025

    2025 Protect Borrowers Highlights Report

    Check out our 2025 highlights!

    More


  • Press Releases
    Dec 22, 2025

    Mayor-Elect Mamdani Appoints Protect Borrowers Advisory Board Member to Lead NYC Department of Consumer and Worker Protection

    Sam Levine brings deep expertise protecting borrowers and holding financial actors accountable.

    More


  • Press Releases
    Dec 22, 2025

    Coast-to-Coast Crackdown: New York Joins California in Banning Predatory “Stay-or-Pay” Contracts

    With Governor Hochul’s signature, new law will ensure hundreds of thousands of workers are free from employer-driven debt.

    More


  • Blogs
    Dec 11, 2025

    Trump’s CFPB Waves the White Flag on the Military Lending Act to Give MoneyLion a Sweetheart Deal. Why?

    Our nation’s all-volunteer fighting force deserves a federal financial watchdog that will mirror their courage and stand up to corporate scofflaws, not one that cowers at a challenge and admits defeat. Unfortunately, this settlement shows exactly what kind of lapdog the CFPB has morphed into. 

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  • Blogs
    Dec 10, 2025

    2025 Wrapped: What Borrowers Need to Know and Do to Manage Their Student Loans

    2025 was a tough year for Americans, especially the vast majority of us who owe debt. Sadly, the student debt crisis facing our country is only expected to exacerbate in the coming years. Rest assured, however, that in 2026, Protect Borrowers will stay committed to monitoring this crisis and speaking out for the interests of the millions of student borrowers who are caught in the middle.

    More


  • Press Releases
    Dec 9, 2025

    Billionaire Education Secretary and Right-Wing AG Abandon Borrowers in Backroom Deal on SAVE Lawsuit

    ED filed a proposed settlement with the State of Missouri to vacate the Biden Administration’s critical SAVE plan.

    More


  • Press Releases
    Dec 8, 2025

    As Student Debt Crushes Los Angeles, a Roundtable of Community Members Gather to Urge Action

    Data highlighted on over 1.6 million Los Angeles borrowers with $70.7 billion in student debt.

    More


  • Fact Sheets
    Dec 8, 2025

    Fact Sheet: Los Angeles Borrowers Experience Economic Hardship Across Demographics Due to Impending Student Loan Default Crisis and Systemic Chaos

    The fact sheet includes data showing how borrowers in the Los Angeles metropolitan area of California are experiencing economic hardship on the precipice of the impending student loan default crisis.

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  • Blogs
    Dec 5, 2025

    What is All the Buzz About Nursing No Longer Being Designated as a Professional Program?

    Here is what students and borrowers need to know about the U.S. Department of Education’s new proposed definition of professional degrees and what YOU could do to push back.

    More


  • Blogs
    Dec 4, 2025

    Take-Down of the Take-Down: The Bankers are Wrong About Interest Rate Caps

    If we’re really going to do affordability policy in the next decade, we’re going to need to build up antibodies to the standard lobbyist playbook.

    More


  • Deep Dives
    Nov 20, 2025

    Deep Dive: New Research Shows the Profound Impact of Debt on Perceptions of Higher Ed

    For the first time, a novel set of research investigates the perspectives of student loan borrowers in various repayment plans on key issues, including (1) the value of their higher education experience, (2) the educational threshold for financial security, and (3) their trust in loan servicers and the federal government concerning loan repayment information. 

    More


  • Press Releases
    Nov 18, 2025

    Secretary McMahon Announces Further Efforts to Dismantle Education Department, Betraying Students and Working Families

    Secretary McMahon’s announcement that she is shuffling certain functions of the U.S. Department of Education across four different agencies is a political stunt

    More


  • Blogs
    Nov 18, 2025

    Falling Off the Student Loan Default Cliff

    This blog is part one of a three-part series that examines the shadow network of vendors that control the federal student loan market and the role they play in driving student loan defaults. 

    More

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