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Social Security


  • Press Releases
    Oct 13, 2025

    California Bans TRAPs and “Stay-or-Pay” Contracts Across the World’s Fourth Largest Economy

    With Governor Newsom’s signature, nurses, pet groomers, and millions of other workers are free from predatory employer-driven debt.

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  • Press Releases
    Oct 9, 2025

    New Investigation Reveals Troubling Relationships Between Illinois Public Universities and For-Profit Company, Risepoint

    Read our latest press release.

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  • Blogs
    Oct 9, 2025

    Why We’re Sounding the Alarm on Risepoint in Illinois

    Protect Borrowers, UIC United Faculty, and University Professionals of Illinois Local 4100 released the results of an investigation into the partnerships between Illinois public institutions and a company called Risepoint. We found that five of the state’s public colleges and universities, including the University of Illinois system, appear to be renting out their reputable brand names while outsourcing vital services to Risepoint, a large and growing for-profit Online Program Manager (OPM), affecting tens…

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  • Letters & Memos
    Oct 8, 2025

    Alerting Illinois Officials to the Need to Protect Students and Borrowers from Public Institutions Outsourcing Management of Online Programs to For-Profit Company, Risepoint

    This letter discusses the urgent need to reform our bankruptcy system and shine a spotlight on how our bankruptcy system unjustly fails to protect millions of student loan borrowers.

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  • Press Releases
    Oct 7, 2025

    Protect Borrowers Responds to Trump Administration’s Reported Plans to Sell Student Loan Portfolio to Private Market

    Politico reported the Trump Admin is again considering plans to sell segments of the $1.6 trillion student loan portfolio.

    More


  • Amicus Briefs
    Oct 7, 2025

    Group Amicus Brief to Federal Court of Appeals: “Unilateral, Unlawful Dismantling” of the CFPB by the Administration is Unconstitutional

    41 nonprofit groups file amicus brief with federal Court of Appeals urging it to grant en banc review of NTEU v. Vought.

    More


  • Press Releases
    Oct 7, 2025

    “Unilateral, Unlawful Dismantling” of the CFPB by the Administration is Unconstitutional and Will Leave Millions of Americans Vulnerable to Financial Harm, 41 Nonprofit Groups Tell Federal Court of Appeals

    Amicus brief urges federal Court of Appeals to grant en banc review of NTEU v. Vought.

    More


  • Blogs
    Oct 2, 2025

    How Employers Snare Healthcare Workers in Debt

    The rise of restrictive contract language poses dangers for healthcare workers, especially those who are just entering the workforce. Unions and advocacy groups can take action to fight back and protect healthcare professionals.

    More


  • Blogs
    Sep 25, 2025

    What’s the deal with credit card debt?

    New poll reveals that capping credit card interest rates is more popular than Santa. As families face historically high rates, we break down the overwhelming public demand for action.

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  • Comments
    Sep 22, 2025

    CFPB Supervision Comment Series

    SBPC comments on CFPB’s Advanced Notice of Proposed Rulemaking re: the consumer credit reporting market, the consumer debt collection market, the auto finance market, and the international money transfer market.

    More


  • Blogs
    Sep 18, 2025

    Despite What Trump and His Allies Think, the Private Market Will Not Save Us

    Republicans’ reconciliation bill will transform students into commodities.

    More


  • Press Releases
    Sep 18, 2025

    250+ Organizations Representing Millions Demand That the Department of Education Halts Its Weaponization of PSLF

    ED’s Notice of Proposed Rulemaking ideologically targeting public service workers is a blatant attack on civil liberties.

    More


  • Press Releases
    Sep 17, 2025

    AFT v. ED Update: AFT Demands Student Debt Cancellation By End of Year, Adds Class Action Plaintiffs

    New plaintiffs represent millions of borrowers deprived of affordable payments or loan cancellation.

    More


  • Testimony & Remarks
    Sep 16, 2025

    Testimony of Aissa Canchola Bañez Before U.S. Senate on How Republicans are Closing the Door on Working and Middle-Class Students

    See here to read Aissa Canchola Bañez’s September 16, 2025 testimony.

    More


  • Press Releases
    Sep 16, 2025

    Protect Borrowers Testimony Before U.S. Senate Reveals Trump’s OBBBA Will Force Hundreds of Thousands of Students Into Private Loans and Force Millions of Borrowers and Families to Pay Thousands in Additional Student Loan Costs Every Year

    Aissa Canchola Bañez, policy director for Protect Borrowers, testified before the U.S. Senate at the spotlight forum, “Killing the American Dream: How Republicans are Closing the Door on Working and Middle-Class Students,” featuring Protect Borrowers’s new analysis quantifying how the new “One Big Beautiful Bill Act” will raise the cost of higher ed and push millions into riskier private student loans.

    More


  • Blogs
    Sep 11, 2025

    The Real Reason For Trump’s War on the Fed

    Households may be paying a “Trump Chaos Tax” of as much as $210 per month in added interest—and the President needs someone to blame.

    More


  • Deep Dives
    Sep 11, 2025

    Deep Dive: The OBBBA Law Makes Paying for College More Expensive and Risky

    The following Protect Borrowers Deep Dive is an updated analysis of certain student loan-related provisions of the “One Big Beautiful Bill Act” passed by Congress and signed into law through the budget reconciliation process. An original analysis focused on the House version of the bill was published on May 6, 2025.

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  • Press Releases
    Sep 10, 2025

    California State Senate Votes to Protect Workers From TRAPs

    Bill would ensure workers have protections against employer-driven debt.

    More


  • Press Releases
    Sep 9, 2025

    Protect Borrowers Launches to Fight for Families in Debt and Hold Corporations and Corrupt Politicians Accountable, Building on Legacy of Student Borrower Protection Center

    New poll reveals American families are drowning in debt, and bipartisan supermajorities support government action to lower costs.

    More


  • Press Releases
    Sep 9, 2025

    American Families Are Trapped in a Cycle of Debt, More Rely on Credit to Cover Rent, Utility Bills, Basic Necessities

    Bipartisan supermajorities support government action to bring down the cost of Americans’ debts.

    More

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