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Social Security


  • Reports
    Mar 4, 2020

    Private Student Loan Collections Issue Brief: Maryland Spotlight

    In an issue brief, the SBPC shows how private student loan collection practices are harming borrowers across the country — with a spotlight on Maryland borrowers.

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  • Blogs
    Mar 4, 2020

    Maryland Stands Up to Predatory Student Loan Lawsuit Machine Targeting Borrowers of Color

    This morning, we released new analysis showing how these private student loan collection practices are harming borrowers across the country—and hitting borrowers in Maryland particularly hard. Creditors are dragging Maryland borrowers into court for debt they often do not owe. Lacking the documents necessary to back up their claims, these companies are manipulating courts into garnishing borrowers’ wages for illegitimate debt.

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  • Feb 25, 2020

    Doc

    FOIA Production US Departme… by Student Borrower Protection… on Scribd

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  • FOIAs
    Feb 25, 2020

    FOIA Production US Department of Education On PSLF Pt. 4

    View our FOIA-obtained document.

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  • Blogs
    Feb 14, 2020

    One More Way States Can Step Up as Betsy DeVos Rolls Back Legal Protections

    For-profit schools have a long track record of engaging in fraudulent and deceptive tactics to entice vulnerable students to enroll—often charging significantly more than their nonprofit counterparts. Once enrolled, many of these students are pressured into taking out high-cost loans for what are often worthless degrees.

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  • Blogs
    Feb 13, 2020

    New Funding Opportunity: Join Us in Helping to End the Student Debt Crisis

    To help move the needle, today, the Student Loan Law Initiative, a partnership of the Student Borrower Protection Center (SBPC) and the University of California, Irvine School of Law (UCI Law), is launching a new grants program to support researchers who want to begin tackling these questions.

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  • News Clips
    Feb 13, 2020

    Ruiz Introduces Legislation to Curb Forced Arbitration in Educational Enrollment Contracts

    Senator M. Teresa Ruiz introduced legislation today to withhold state funding from institutions of higher education and employment training with mandatory arbitration agreements or class-action lawsuit waivers.

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  • Press Releases
    Feb 12, 2020

    Statement from Seth Frotman, SBPC Executive Director and former CFPB Student Loan Ombudsman on Bodor v. Maximus

    Student Borrower Protection Center Executive Director and former CFPB Student Loan Ombudsman Seth Frotman released the following statement on the lawsuit announced today by the National Consumer Law Center and Justice Catalyst Law against Maximus, Inc.

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  • Blogs
    Feb 12, 2020

    A New Debt Collection Lawsuit Gives us a Glimpse at the Future of Student Loan Servicing for Tens of Millions of Borrowers

    In her complaint, filed by our partners at the National Consumer Law Center and Justice Catalyst Law, she alleges that the company ignored its duty to stop collecting against her—a right she is guaranteed under rules that protect borrowers defrauded by for-profit colleges. In the process, her student loan company violated a federal consumer protection law, known as the Fair Debt Collection Practices Act.

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  • Testimony & Remarks
    Feb 12, 2020

    Testimony of Tariq Habash Before the Maryland Senate Education, Health, and Environmental Affairs Committee

    Testimony in support of legislation which defines and addresses some of the most critical elements affecting students in the event of a disorderly school closure.

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  • Blogs
    Feb 7, 2020

    20 Questions to the CFPB

    We’ve put together some helpful questions to the agencies in an attempt to get a handle on what this new scheme means for borrowers. The answers to these questions will determine whether borrowers are getting a bad deal and also whether these agencies are breaking the law.

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  • News Clips
    Feb 6, 2020

    Graduates Of Historically Black Colleges May Be Paying More For Loans: Watchdog Group

    “It really raised some alarm flags,” said Kat Welbeck, the civil rights counsel at the nonprofit Student Borrower Protection Center.

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  • News Clips
    Feb 5, 2020

    Virginia lawmakers pass bill to help those facing student loans

    Many student borrowers are confused by their repayment process, and Weitz said despite learning terminology during his work at VCU’s School of Business, he found himself questioning his decision making. He sees a “Student Borrower’s Bill of Rights” has a backstop for students against multi-billion dollar companies managing their student loans.

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  • News Clips
    Feb 5, 2020

    Where you attend college could be costing you more to borrow and refinance education loans, report says

    This scenario is at the heart of a report released Wednesday by the Student Borrower Protection Center examining how the use of education data in underwriting private student loans may exacerbate economic and racial inequality.

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  • Reports
    Feb 5, 2020

    Educational Redlining

    The SBPC’s analysis of fintech and banking products uncovered cases where a prospective borrower may be hit with thousands of dollars in additional credit costs if he or she attended a community college, an Historically Black College or University (HBCU), or an Hispanic-Serving Institution (HSI).

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  • Press Releases
    Feb 5, 2020

    New Report Finds ‘Educational Redlining’ Penalizes Borrowers Who Attended Community Colleges and Minority-Serving Institutions, Perpetuates Systemic Disparities

    Advocacy organization calls on congress, regulators to crack down on consumer lenders’ use of education data, warns of fair lending abuses.

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  • Blogs
    Feb 4, 2020

    Who is Watching Out for Students?

    The U.S. Department of Education and the CFPB need to act on campus debit cards.

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  • Press Releases
    Feb 4, 2020

    Statement from SBPC Executive Director Seth Frotman on the CFPB’s Continued Failure to Establish Oversight of Student Loan Companies

    New interagency agreement fails to restart supervision of Education Department contractors.

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  • Blogs
    Jan 28, 2020

    How a Data Company at the Center of the Student Loan System is Costing Borrowers Millions

    Every day, consumer reporting companies across the country collect information and produce reports about hundreds of millions of Americans. These reports are provided to or bought by other companies and used to determine access to credit, employment, housing, insurance, and more. The information contained in the reports significantly impacts millions of people’s lives.

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  • News Clips
    Jan 27, 2020

    Virginia House passes bill regulating student loan industry

    There are more than 1 million student borrowers across the Commonwealth. Those loans average more than $40,000. On Monday, the Virginia House passed legislation that would create a so-called “Borrower’s Bill of Rights.”

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