Protect Borrowers on Social

Mayor Mamdani’s First Major Bill Lets Working-Class New Yorkers Take Predatory Companies to Court Themselves

The POWER Act will allow tenants, workers, consumers, and small businesses to sue over unfair, deceptive, and abusive practices.

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Press Releases

New Report Reveals Massive Student Loan Cancellation “Tax Bomb” Could Hit 3 Million Americans Over Next Decade, Doubling or Even Tripling Families’ Tax Bills in Next Tax Year Alone

Analysis shows borrowers in the south will see the largest tax increases.

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Blogs

Trump’s One Big Beautiful Bill Left A “Tax Bomb” for Families Who Earn Student Debt Relief. Congress Can Still Fix This.

Over the next decade, 2 to 3 million Americans who earn student debt cancellation after making payments for 20+ years could be hit with a massive tax bill.

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Reports

Fleeced at the Finish Line: The Tax Bomb Coming for IDR Borrowers

Starting in the 2026 tax year, federal student loan borrowers enrolled in an Income-Driven Repayment plan could be forced to pay federal income tax on their cancelled debt. These tax changes equate to a massive “tax bomb” that will force families to pay as much as an additional $12,000 in federal taxes and will hit between 2 and 3 million Americans over the next 10 years.

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Blogs

Families Are Drowning in Medical Debt

As midterm elections put medical debt relief on the ballot, state lawmakers aren’t waiting for Washington to act

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Press Releases

Report: 52 Cents of Every Dollar of Workers’ Income Gains Goes Straight to Debt Payments, as Debt Grows 8x Faster than Take-Home Pay

New analysis of consumer credit data finds debt payments now claim 10 percent of household after-tax income; Real debt payments have increased by nearly 15 percent in three years.

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Press Releases

Campaign for California Borrower Rights Applauds Little Hoover Commission Recommendations to Combat Institutional Debt Crisis, Echoes Calls From Advocates to Increase Transparency, Consumer Protections and Rein In Harmful Debt Collection Practices Across California Colleges

Initial recommendations include calls for California colleges to end use of enrollment holds that keep students from completing their college education, halt use of state tax refund offset and increase transparency.

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Press Releases

Scranton Community Members Lambast Congress for Failing to Take Action on Affordability

Northeastern Pennsylvania community members gathered at “The Affordable Coffee Press,” a panel discussion featuring stories and Pennsylvania data about the growing affordability crisis.

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Fact Sheets

Snapshot of Pennsylvanians’ Debts: As Costs Climb, Families Struggle with Record Levels of Credit Card, Student Loan, Auto Loan, and Utility Debt

See our fact sheets and reports on household debt in Pennsylvania.

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Press Releases

Diverse Coalition of Nearly 90 Groups Demand Emergency Hearings on the Chaotic State of the Student Loan System

Urgent call to conduct oversight comes as borrowers face massive payment spikes and system chaos amidst worsening affordability crisis.

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Press Releases

41 State Attorneys General Take Action Against Predatory Subprime Auto Lender

A bipartisan coalition of state attorneys general step in after a credit acceptance corporation received a corporate pardon from the Trump Administration.

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Blogs

U.S. Senator Roger Marshall Sued Hundreds, Jailed Dozens of Women Over Medical Debt

Revisiting “The Politics of Debt” one year later.

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Featured Work

Mayor Mamdani’s First Major Bill Lets Working-Class New Yorkers Take Predatory Companies to Court Themselves

New Report Reveals Massive Student Loan Cancellation “Tax Bomb” Could Hit 3 Million Americans Over Next Decade, Doubling or Even Tripling Families’ Tax Bills in Next Tax Year Alone

Trump’s One Big Beautiful Bill Left A “Tax Bomb” for Families Who Earn Student Debt Relief. Congress Can Still Fix This.

Fleeced at the Finish Line: The Tax Bomb Coming for IDR Borrowers

Families Are Drowning in Medical Debt

Report: 52 Cents of Every Dollar of Workers’ Income Gains Goes Straight to Debt Payments, as Debt Grows 8x Faster than Take-Home Pay

Campaign for California Borrower Rights Applauds Little Hoover Commission Recommendations to Combat Institutional Debt Crisis, Echoes Calls From Advocates to Increase Transparency, Consumer Protections and Rein In Harmful Debt Collection Practices Across California Colleges

Scranton Community Members Lambast Congress for Failing to Take Action on Affordability

Snapshot of Pennsylvanians’ Debts: As Costs Climb, Families Struggle with Record Levels of Credit Card, Student Loan, Auto Loan, and Utility Debt

Diverse Coalition of Nearly 90 Groups Demand Emergency Hearings on the Chaotic State of the Student Loan System

41 State Attorneys General Take Action Against Predatory Subprime Auto Lender

U.S. Senator Roger Marshall Sued Hundreds, Jailed Dozens of Women Over Medical Debt