Protect Borrowers on Social

Protect Borrowers Expands Focus on State Law Enforcement, Announces Key Personnel From Federal and State Enforcement Agencies

New policy memo from former CFPB Supervision Chief outlines path to modernize state oversight of regulated financial firms.

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Fact Sheets

Snapshot of Michigan Families’ Debts: As Costs Climb, Michigan Families Struggle with Record Levels of Credit Card, Student Loan, Car Loan, and Utility Debt

See our fact sheets and reports on household debt in Michigan.

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Reports

The Worst of Both Worlds: An Investigation of State Student Loan Lending

Check out our investigation into the current state-based student loan market.

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Blogs

Worst of Both Worlds: State Student Loans Are Not the Friendly and Safe Alternative States Claim They Are

Protect Borrowers fellow Sophie Laing breaks down how state student loans “combine some of the worst parts of private loans with the worst part of federal loans” and what policymakers should do to protect families.

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Press Releases

As Trump’s One Big Beautiful Bill Law Forces Families Into More Expensive, Risky Private Loan Market, New Protect Borrowers Report Exposes Risks of State-Backed Private Student Lenders

Report comes as state-based private lending industry ramps up efforts to weaken transparency and bypass anti-corruption rules set by Congress to protect students.

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Blogs

The Trump Administration Is Stealing Public Service Loan Forgiveness Credit From Public Service Workers. Is It Incompetence or Malevolence?

What in the world is going on here and what policymakers need to be asking.

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Press Releases

Trump Administration Rips Relief From Teachers, Nurses, Servicemembers and Other First Responders, Locks Dedicated Public Service Workers in Debt

Read our latest press release.

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Press Releases

Trump CFPB Buries Financial Companies’ Abuses

Today, the Trump Administration announced it would break with more than a decade of precedent and suppress the publication of information submitted to the Consumer Financial Protection Bureau (CFPB) from Americans about problems they encounter across the financial marketplace.

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Blogs

On “Crude APR Rationing” and FinReg that Meets the Political Moment

Searching for a “win-win” on credit card rates misses the point.

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Blogs

Apple Used to Sell You Phones. Now It Sells You to Klarna.

In 2026, more Americans are paying later and buying never.

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Press Releases

Senate Committee Advances Bill to Weaken College Anticorruption Rules and Make It Easier for Schools to Saddle Students with State-Based Private Loan Debt

Measure helps schools promote state-backed private lenders with long history of scandals and aggressive debt collection practices, without ensuring the products are in best interest of students.

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Blogs

Congress Wants to Make it Easier to Load Students Up with State-Based Private Student Loan Debt

Trump’s OBBBA hasn’t made college any cheaper. More student debt cannot be lawmakers’ only answer.

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Featured Work

Protect Borrowers Expands Focus on State Law Enforcement, Announces Key Personnel From Federal and State Enforcement Agencies

Snapshot of Michigan Families’ Debts: As Costs Climb, Michigan Families Struggle with Record Levels of Credit Card, Student Loan, Car Loan, and Utility Debt

The Worst of Both Worlds: An Investigation of State Student Loan Lending

Worst of Both Worlds: State Student Loans Are Not the Friendly and Safe Alternative States Claim They Are

As Trump’s One Big Beautiful Bill Law Forces Families Into More Expensive, Risky Private Loan Market, New Protect Borrowers Report Exposes Risks of State-Backed Private Student Lenders

The Trump Administration Is Stealing Public Service Loan Forgiveness Credit From Public Service Workers. Is It Incompetence or Malevolence?

Trump Administration Rips Relief From Teachers, Nurses, Servicemembers and Other First Responders, Locks Dedicated Public Service Workers in Debt

Trump CFPB Buries Financial Companies’ Abuses

On “Crude APR Rationing” and FinReg that Meets the Political Moment

Apple Used to Sell You Phones. Now It Sells You to Klarna.

Senate Committee Advances Bill to Weaken College Anticorruption Rules and Make It Easier for Schools to Saddle Students with State-Based Private Loan Debt

Congress Wants to Make it Easier to Load Students Up with State-Based Private Student Loan Debt