Protect Borrowers on Social

Let Them Eat Credit

As grocery prices skyrocket, Americans are going into debt just to eat, and Congress is making it worse.

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Energy Bills Growing Three Times Faster than Inflation under Trump, As Utility Debt Climbs For Middle-Income Families and 14M Face Collections

Credit panel analysis finds monthly utility bills reach record highs, with 10 states seeing bills jump over 20% under Trump; Average overdue utility balance climbs to over $800, a 8.2% increase.

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Press Releases

‘One Big Bill’ Story Gathering Campaign Launches to Document the Financial Harm of OBBBA on Working Families With Student Loan Debt

Effort invites Americans to submit their new monthly student loan bills, and share how skyrocketing costs are affecting their finances.

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Press Releases

Widespread Financial Desperation Pushing Americans to Lean on Fee-Laden Buy Now, Pay Later Loans to Make Ends Meet, New Protect Borrowers Investigation Shows

New poll finds that supermajority of voters supports government action to rein in predatory BNPL industry, Protect Borrowers calls on policymakers to take action.

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Blogs

How Buy Now, Pay Later Lenders are Racing to Put “A Loan in Every Cart”

BNPL lenders are taking advantage of Americans’ financial desperation. It’s time for a BNPL Borrower Bill of Rights.

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Reports

A Loan in Every Cart: How BNPL Lenders Take Advantage of Americans’ Financial Desperation and the Case for a BNPL Borrower Bill of Rights

Protect Borrowers’ new investigation into the growing BNPL market as families are increasingly turning to BNPL loans to pay for necessities. Released alongside the report is polling on American voters’ experiences with BNPL products.

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Polling

Poll: 4 in 10 Voters Use BNPL, Including on Essentials Like Groceries and Housing

4 in 10 voters use BNPL, including on essentials like groceries and housing.

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Blogs

Gambling With Your Trust

Prediction markets have built billion-dollar businesses on integrity promises they cannot keep. State AGs have the tools to do something about it.

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Blogs

Behind in Every State: A Deeper Look at America’s Credit Card Debt Crisis

From Maine to Mississippi, working families are drowning in rising prices and credit card debt.

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Fact Sheets

Credit Card Debt Crisis State Fact Sheets

State-by-state breakdown of how credit card debt is growing in all 50 states.

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Blogs

After Trump V Slaughter, the Answer Is Court Reform

Judicial reform, not agency independence, will protect the working class.

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Press Releases

Local Governments, Labor Unions, and Nonprofit Organizations Triumph in Challenge to Trump-Vance Administration’s Weaponization of Public Service Loan Forgiveness

Court sides with broad coalition, blocking unlawful effort to punish perceived political opponents.

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Featured Work

Let Them Eat Credit

Energy Bills Growing Three Times Faster than Inflation under Trump, As Utility Debt Climbs For Middle-Income Families and 14M Face Collections

‘One Big Bill’ Story Gathering Campaign Launches to Document the Financial Harm of OBBBA on Working Families With Student Loan Debt

Widespread Financial Desperation Pushing Americans to Lean on Fee-Laden Buy Now, Pay Later Loans to Make Ends Meet, New Protect Borrowers Investigation Shows

How Buy Now, Pay Later Lenders are Racing to Put “A Loan in Every Cart”

A Loan in Every Cart: How BNPL Lenders Take Advantage of Americans’ Financial Desperation and the Case for a BNPL Borrower Bill of Rights

Poll: 4 in 10 Voters Use BNPL, Including on Essentials Like Groceries and Housing

Gambling With Your Trust

Behind in Every State: A Deeper Look at America’s Credit Card Debt Crisis

Credit Card Debt Crisis State Fact Sheets

After Trump V Slaughter, the Answer Is Court Reform

Local Governments, Labor Unions, and Nonprofit Organizations Triumph in Challenge to Trump-Vance Administration’s Weaponization of Public Service Loan Forgiveness